BUSINESS-IT-SOLUTIONS
ActiveSummary
BUSINESS-IT-SOLUTIONS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €12k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 49% of 2544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+1
Solvency63▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.47 in 2024; short-term debt: 14.2% and cash: 11.4% of total assets), but 62.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.8%
Return on assets
4.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
27 d late
2023
68 d late
2022
84 d late
2021
29 d late
2020
68 d late
2019
90 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▲ 12.9%
2024 · €96k
2018: €69k
2019: €77k
2020: €80k
2021: €86k
2022: €75k
2023: €73k
2024: €96k
2018 → 2025
Total assets
€288k▼ 0.9%
2024 · €291k
2018: €90k
2019: €179k
2020: €350k
2021: €366k
2022: €307k
2023: €302k
2024: €291k
2018 → 2025
Net result
€12k▼ 47.6%
2024 · €24k
2018: €43
2019: €8k
2020: €14k
2021: €6k
2022: €1k
2023: €-3k
2024: €24k
2018 → 2025
Working capital
€22k▼ 8.0%
2024 · €24k
2018: €56k
2019: €41k
2020: €30k
2021: €28k
2022: €14k
2023: €18k
2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€75k▼ 12.5%€73k▼ 3.4%€96k▲ 32.7%€109k▲ 12.9%
Operating result€12k-€8k▼ 36.8%€5k▼ 31.2%€52k▲ 876%€29k▼ 45.4%
Net result€6k-€1k▼ 80.2%€-3k€24k€12k▼ 47.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €288k
Fixed assets
€225k ▲ 4.1%
Current assets
€63k ▼ 15.6%
Equity and liabilities €288k
Equity
€109k ▲ 12.9%
Debt
€179k ▼ 7.8%
Debt's share of the balance-sheet total falls from 66.8% to 62.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▼
2024 · €54k
Cash flow
€15k▼
2024 · €25k
Current ratio
1.53▲
2024 · 1.47
Debt to equity
1.64▼
2024 · 2.01
ROE
11.4%▼
2024 · 24.6%
ROA
4.3%▼
2024 · 8.2%
Interest coverage
4.55▲
2024 · 3.84
Debt ≤ 1 year
€41k▼
2024 · €51k
Debt > 1 year
€138k▼
2024 · €144k
Income taxes
€9k▼
2024 · €15k
Staff costs
€25k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€291k€288k▼
Fixed assets21/28€216k€225k▲
Tangible fixed assets22/27€193k€202k▲
Land and buildings22€189k€189k=
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€2k€10k▲
Other tangible fixed assets26€273€86▼
Financial fixed assets28€23k€23k=
Current assets29/58€74k€63k▼
Amounts receivable within one year40/41€31k€29k▼
Trade receivables40€29k€29k▼
Other amounts receivable41€2k€667▼
Cash at bank and in hand54/58€43k€33k▼
Deferred charges and accrued income490/1€122€338▲
Equity and liabilities
Total equity and liabilities10/49€291k€288k▼
Equity10/15€96k€109k▲
Contributions10/11€6k€6k=
Reserves13€90k€103k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€88k€101k▲
Amounts payable17/49€194k€179k▼
Amounts payable after more than one year17€144k€138k▼
Financial debts170/4€144k€138k▼
Amounts payable within one year42/48€51k€41k▼
Current portion of amounts payable after more than one year42€5k€6k▲
Financial debts43€47€47=
Credit institutions430/8€47€47=
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€29k€32k▲
Taxes450/3€22k€26k▲
Remuneration and social security454/9€7k€6k▼
Other amounts payable47/48€10k€1k▼
Income statement
Code20242025
Non-recurring operating income76A€28k-
Remuneration, social security and pensions62€26k€25k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€5k€2k▼
Gross operating margin9900€85k€58k▼
Operating profit (loss)9901€52k€29k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€14k€7k▼
Recurring financial charges65€14k€7k▼
Profit (loss) for the period before taxes9903€38k€22k▼
Income taxes67/77€15k€9k▼
Profit (loss) for the period9904€24k€12k▼
Profit (loss) for the period to be appropriated9905€24k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€12k▼
Profit (loss) brought forward from the previous period14P€-3k-
Transfer to equity691/2€21k€12k▼
To other reserves6921€21k€12k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
02-02
State Gazette act
General meeting · Demerger
Incorporation · Founding capital
2025
31-12
Financial
Equity above €100kEq €109k ▲12.9%
2 profitable years in a row build equity to €109k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Weakest financial yearnet €-3k ▼333%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
23-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 84 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
07-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 68 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
11-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 42 days late
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Cromsstraat 83990 PeerGround area
695 m²
Building footprint
175 m²
Volume, LiDAR
1,102 m³
Parcel 72030E0490/00B002, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BUSINESS-IT-SOLUTIONS
since 20082.170.947.991
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72030E0490/00B002 | Flanders | 695 m² | 1 · 175 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WiWi
BE 0716.812.677
Oudenaarde · Eq €108,702
Arata Solutions
BE 0502.581.843
Sint-Pieters-Woluwe · Eq €106,295
WEFIX
BE 0645.699.997
Brussel · Eq €111,883
GEVACOM
BE 0455.978.687
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To Go Tech Recycl
BE 0667.898.349
Brussel · Eq €113,070
Of 863 companies in sector 95100 we hold annual accounts for 265. 211 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-05-2008
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
95100Repair and maintenance of computers and communication equipment
46500Wholesale of information and communication equipment
47400Retail sale of information and communication equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.