Active BE 0444.656.413Public limited company

BUSINESS IS USUAL

Frankrijkstraat 10 ·9140 Temse, Belgium· 35 yrs active

Sector: Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten (63100)

Conclusion Checked

BUSINESS IS USUAL has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.15M and a net result of €-7k. The computed 12-month bankruptcy probability is 0.1% (very low).

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€1.15M
Net result	€-7k
Active	35 yrs
Board	2

Financial profile 5 of 5 axes measured · computed by Checked

46 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 32

Profitability 0

Solvency 67

Growth 32

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.1% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Long track record −Lower-risk legal form −

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1991, 35 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

32 / 100 Weak

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview34 NBB filings

Annual accounts filed on 17-07-2026 with the NBB · fiscal year 2025 · full schema

Operating resultNet result

EBITDA

€226k

- 24-25

Net profit

€-7k

- 24-25

Cash flow

€186k

- 24-25

Total assets

€1.17M

-45.1% 24-25

Equity

€1.15M

-45.5% 24-25

Working capital

€-23k

- 24-25

Employees (FTE)

0

- 24-25

Income taxes

€0

-100.0% 24-25

Dividends

€950k

- 24-25

Debt

€23k

-17.5% 24-25

Debt ≤ 1y

€23k

-17.5% 24-25

Current ratio

0.03

-99.9% 24-25

Quick ratio

0.03

-99.9% 24-25

Solvency

98.0%

-0.7% 24-25

Debt / equity

0.02

+51.4% 24-25

ROE

-0.6%

- 24-25

ROA

-0.6%

- 24-25

Interest coverage

885.30

- 24-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	full schema
Revenue	-
EBITDA	-
Net profit	€-7k
Cash flow	-
Staff costs	-
Income taxes	€0
Dividends	€950k
Total assets	€1.17M
Equity	€1.15M
Debt	€23k
of which ≤ 1y	€23k
of which > 1y	-
Working capital	€-23k
Employees (FTE)	0.0

Ratios (computed)

	2025
Current ratio	0.03
Quick ratio	0.03
Working capital ratio	-1.9%
Solvency	98.0%
Debt / equity	0.02
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	-0.6%
ROE	-0.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Balance-sheet composition 2025

Assets

Fixed assets €1.17M · 100.0% Current assets €583 · 0.1%

Equity & liabilities

Equity €1.15M · 98.0% Debt €23k · 2.0%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.17M
Fixed assets	21/28	€1.17M
Financial fixed assets	28	€1.17M
Current assets	29/58	€583
Amounts receivable within one year	40/41	€167
Cash & bank	54/58	€416
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.17M
Equity	10/15	€1.15M
Contributions / capital	10/11	€200k
Reserves	13	€948k
Accumulated profits (losses)	14	€0
Amounts payable	17/49	€23k
Amounts payable within one year	42/48	€23k
Trade debts payable within one year	44	€144
Income statement
Gross operating margin	9900	€-3k
Operating result	9901	€-4k
Financial income	75	€207
Financial charges	65	€4k
Result before taxes	9903	€-7k
Income taxes	67/77	€0
Net result for the period	9904	€-7k
Result to be appropriated	9905	€-7k

Directors & mandates 4 directors

Current directors & mandates

Hüseyin Teker
Director
State Gazette act 24150118 (21-10-2024)

Current
21-10-2024 → present
Zeki Teker
Director
State Gazette act 24150118 (21-10-2024)

Current
21-10-2024 → present

Former directors (2)

Marianne De Boeck
Director
State Gazette act 24150118 (21-10-2024)

Former
- → 21-10-2024
Philippe Massin
Director
State Gazette act 24150118 (21-10-2024)

Former
- → 21-10-2024

Legal Structure

NACE primary	Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten(63100)
Legal form	Public limited company(014)
Incorporation	22-03-1991
Status	Active
Postal code	9140

Establishment units 1 location

Frankrijkstraat 10, 9140 Temse

Speur- en ontwikkelingswerk op wetenschappelijk gebied

since 19982.053.654.207

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
46025B0515/00D000	Flanders	2.0 ha	1 · 7,960 m²	12.3 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 11 NBB filing 10 State Gazette act 1

2017 2018 2019 2020 2021 2022 2023 2024 2025 2026

2026

17-07-2026 NBB filing Annual accounts filed

fiscal year 2025 · full schema

2025

15-07-2025 NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

21-10-2024 State Gazette act Director changes

No further detail in the source.

05-06-2024 NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

21-06-2023 NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

07-06-2022 NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

16-06-2021 NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

02-07-2020 NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

20-06-2019 NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

06-07-2018 NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema

2017

29-06-2017 NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema

Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 1 year ago

2024

21-10-2024 3 directors appointed, 2 resigning Director changes

Zeki Teker, Bestuurder
Hüseyin Teker, Bestuurder
Hüseyin Teker, Gedelegeerd bestuurder
Marianne De Boeck, Bestuurder
Philippe Massin, Bestuurder

Original publication ↗

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    "act_kind_objet": "Onderwerp akte:"
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  "is_correction": false,
  "subject_company": {
    "kbo": "0444.656.413",
    "name_full": "Business Is Usual",
    "legal_form": "Naamloze vennootschap"
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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110Gegevensverwerking72300

Names & trade names

Legal nameNL

BUSINESS IS USUAL