BUSINESS DEVELOPMENT & INTELLIGENCE
ActiveBUSINESS DEVELOPMENT & INTELLIGENCE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €44k and a net result of €-99k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 39% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-35
Solvency86▼-12
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 2.34 in 2023), but 53.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
46.2%
Return on assets
-103.7%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
61 d late
2022
92 d late
2021
47 d early
2020
23 d late
2019
52 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€44k▼ 69.2%
2023 · €143k
2018: €16k
2019: €13k
2020: €11k
2021: €9k
2022: €133k
2023: €143k
2018 → 2024
Total assets
€95k▼ 61.5%
2023 · €248k
2018: €21k
2019: €17k
2020: €17k
2021: €17k
2022: €351k
2023: €248k
2018 → 2024
Net result
€-99k
2023 · €10k
2018: €-5k
2019: €-3k
2020: €-2k
2021: €-2k
2022: €124k
2023: €10k
2018 → 2024
Working capital
€40k▼ 71.3%
2023 · €141k
2018: €16k
2019: €13k
2020: €11k
2021: €9k
2022: €131k
2023: €141k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€11k-€9k▼ 16.5%€133k▲ 1,327%€143k▲ 7.5%€44k▼ 69.2%
Operating result€-1k-€-2k▼ 32.6%€149k€15k▼ 89.6%€-97k
Net result€-2k-€-2k▲ 9.1%€124k€10k▼ 91.9%€-99k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €97k after €15k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €95k
Fixed assets
€4k▲ 56.7%
Current assets
€92k▼ 62.6%
Equity and liabilities €95k
Equity
€44k▼ 69.2%
Debt
€51k▼ 51.0%
The debt ratio rises from 42.3% to 53.8%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-96k▼
2023 · €16k
Cash flow
€-98k▼
2023 · €11k
Solvency
46.2%▼
2023 · 57.7%
Current ratio
1.79▼
2023 · 2.34
Quick ratio
1.79▼
2023 · 2.34
Debt / equity
1.16▲
2023 · 0.73
ROE
-224.5%▼
2023 · 7.0%
ROA
-103.7%▼
2023 · 4.0%
Interest coverage
-50.81▼
2023 · 9.74
Debt
€51k▼
2023 · €105k
Debt ≤ 1 year
€51k▼
2023 · €105k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€248k€95k▼
Fixed assets21/28€2k€4k▲
Tangible fixed assets22/27€2k€4k▲
Furniture and vehicles24€2k€4k▲
Current assets29/58€246k€92k▼
Amounts receivable within one year40/41€104k€81k▼
Trade receivables40€98k€75k▼
Other amounts receivable41€5k€6k▲
Cash at bank and in hand54/58€94k€11k▼
Deferred charges and accrued income490/1€48k-
Equity and liabilities
Total equity and liabilities10/49€248k€95k▼
Equity10/15€143k€44k▼
Contributions10/11€10k€10k=
Reserves13€12k€12k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€121k€22k▼
Amounts payable17/49€105k€51k▼
Amounts payable within one year42/48€105k€51k▼
Trade debts44€21k€6k▼
Suppliers440/4€21k€6k▼
Taxes, remuneration and social security45€9k€855▼
Taxes450/3€9k€855▼
Other amounts payable47/48€75k€45k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€628€935▲
Other operating charges640/8€244€29▼
Gross operating margin9900€16k€-96k▼
Operating profit (loss)9901€15k€-97k▼
Financial income75/76B€559€1▼
Recurring financial income75€559€1▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€14k€-99k▼
Income taxes67/77€4k-
Profit (loss) for the period9904€10k€-99k▼
Profit (loss) for the period to be appropriated9905€10k€-99k▼
Appropriation of the result
Profit (loss) to be appropriated9906€131k€22k▼
Profit (loss) brought forward from the previous period14P€121k€121k=
Transfer to equity691/2€10k-
To other reserves6921€10k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €-99k ▼1088%
Net result drops to €-99k, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
31-12
Financial
Back to profitnet €124k
Net result €124k after 4 loss-making years.
31-12
Financial
Equity above €100kEq €133k ▲1327%
Equity rises from €9k to €133k.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
31-01
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 184 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2022
LEBOUT Didier
CurrentDirector · since 13-07-2022
LEBOUT Gauthier
CurrentManager · since 01-01-2022
13-07-2022
LEBOUT Didier: Appointed
13-07-2022
LEBOUT Gauthier: Appointed
13-07-2022
Mme Kesteman: Resigned
01-01-2022
LEBOUT Gauthier: Appointed as Manager
Location & real-estate footprint
Registered office, Koekelberg · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Omer Lepreuxstraat 921081 KoekelbergGround area
173 m²
Building footprint
81 m²
Volume, LiDAR
749 m³
Parcel 21011A0017/00V000, Brussels · tallest building 13.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BD & I
since 20062.153.484.726
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21011A0017/00V000 | Brussels | 173 m² | 1 · 81 m² | 13.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Vamos Ahora
BE 1000.680.110
Mechelen · Eq €44k
TEN DEN
BE 0752.996.152
Herenthout · Eq €44k
DAEBAK
BE 0647.563.288
Chaudfontaine · Eq €44k
FIDELIUS Management Company BV
BE 0726.913.941
Zaventem · Eq €44k
FREE SPIRITS
BE 0651.637.684
Elsene · Eq €44k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 37,271 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-04-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
46180Agents specialised in the wholesale of other particular products
51180
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.