BURY ELEC
ActiveThe computed 12-month bankruptcy probability of BURY ELEC is 2.5% (moderate). The 2025 annual accounts show equity of €40k and a net result of €23k. Equity is growing by ~40.6% per year across the filed fiscal years. Its solvency ranks better than 25% of 27407 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
81
/ 100
Excellent▲ +12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+66
Solvency51▼-13
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.78 against 1.14 in 2024), but 76.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.4%
Return on assets
13.1%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 27407 sector peers (2025).
NBB · sector comparisonPosition among 27407 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
30 d late
2022
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▲ 39.9%
2024 · €29k
2022: €14k
2023: €27k
2024: €29k
2022 → 2025
Total assets
€172k▲ 135%
2024 · €73k
2022: €43k
2023: €86k
2024: €73k
2022 → 2025
Net result
€23k▲ 1,065%
2024 · €2k
2022: €11k
2023: €13k
2024: €2k
2022 → 2025
Working capital
€55k▲ 954%
2024 · €5k
2022: €5k
2023: €5k
2024: €5k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€14k-€27k▲ 88.1%€29k▲ 7.2%€40k▲ 39.9%
Operating result€16k-€17k▲ 6.1%€5k▼ 73.0%€35k▲ 668%
Net result€11k-€13k▲ 11.4%€2k▼ 84.6%€23k▲ 1,065%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 668% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€47k▲ 57.2%
Current assets
€125k▲ 192%
Equity and liabilities €172k
Equity
€40k▲ 39.9%
Debt
€132k▲ 196%
The debt ratio rises from 60.7% to 76.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€51k▲
2024 · €12k
Cash flow
€38k▲
2024 · €10k
Solvency
23.4%▼
2024 · 39.3%
Current ratio
1.78▲
2024 · 1.14
Quick ratio
1.22▲
2024 · 0.86
Debt / equity
3.27▲
2024 · 1.55
ROE
55.8%▲
2024 · 6.7%
ROA
13.1%▲
2024 · 2.6%
Interest coverage
22.15▲
2024 · 6.41
Debt
€132k▲
2024 · €45k
Debt ≤ 1 year
€70k▲
2024 · €38k
Debt > 1 year
€11k▲
2024 · €7k
Income taxes
€10k▲
2024 · €930
Staff costs
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€73k€172k▲
Formation expenses20€869€434▼
Fixed assets21/28€30k€47k▲
Tangible fixed assets22/27€28k€45k▲
Plant, machinery and equipment23€3k€6k▲
Furniture and vehicles24€23k€37k▲
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€1k€1k=
Current assets29/58€43k€125k▲
Stocks and contracts in progress3€10k€39k▲
Stocks30/36€10k€39k▲
Amounts receivable within one year40/41€32k€42k▲
Trade receivables40€31k€40k▲
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€863€44k▲
Equity and liabilities
Total equity and liabilities10/49€73k€172k▲
Equity10/15€29k€40k▲
Contributions10/11€3k€3k=
Reserves13€26k€37k▲
Non-distributable reserves130/1€300€300=
Reserves not available under the articles1311€300€300=
Distributable reserves133€26k€37k▲
Amounts payable17/49€45k€132k▲
Amounts payable after more than one year17€7k€11k▲
Financial debts170/4€7k€11k▲
Amounts payable within one year42/48€38k€70k▲
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€16k€7k▼
Suppliers440/4€16k€7k▼
Advances received on contracts in progress46€8k€25k▲
Taxes, remuneration and social security45€4k€9k▲
Taxes450/3€4k€7k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€3k€21k▲
Accrued charges and deferred income492/3-€50k
Income statement
Code20242025
Non-recurring operating income76A€450€2k▲
Remuneration, social security and pensions62€2k€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€16k▲
Other operating charges640/8€313€2k▲
Non-recurring operating charges66A€11k€250▼
Gross operating margin9900€26k€56k▲
Operating profit (loss)9901€5k€35k▲
Financial income75/76B€201-
Recurring financial income75€201-
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€3k€33k▲
Income taxes67/77€930€10k▲
Profit (loss) for the period9904€2k€23k▲
Profit (loss) for the period to be appropriated9905€2k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€23k▲
Transfer from equity791/2-€11k
Transfer to equity691/2€2k€23k▲
To other reserves6921€2k€23k▲
Profit to be distributed694/7-€11k
Return on contributions (dividend)694-€11k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2022net €23k ▲1065%
Operating result €35k, net result €23k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €2k ▼84.6%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Arthur Decoux 1236020 CharleroiGround area
639 m²
Building footprint
54 m²
Volume, LiDAR
586 m³
Parcel 52016A0381/00V065, Wallonia · tallest building 12.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BURY ELEC
since 20222.330.738.170
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52016A0381/00V065 | Wallonia | 639 m² | 1 · 54 m² | 12.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EFEM FIRE PROTECTION
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BE 0776.445.111
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ElectriCD
BE 0804.142.569
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HDB Elektrics
BE 1009.101.886
Izegem · Eq €40k
Of 22,740 companies in sector 43211 we hold annual accounts for 10,275. 8,295 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2022
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43120Site preparation
43240Other construction installation
43299Specialised construction activities
43990Other specialised construction activities
43999Specialised construction activities
47540Retail sale of electrical household appliances
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:elecbury@gmail.com