Del-Tech
ActiveThe computed 12-month bankruptcy probability of Del-Tech is 2.8% (moderate). The 2025 annual accounts show equity of €40k and a net result of €-10k. Equity is growing by ~18.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 27676 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-82
Solvency100▲+12
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 13.92 against 2.57 in 2024; short-term debt: 6.6% and cash: 0.9% of total assets), and 6.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.4%
Return on assets
-23.4%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-03-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
46 d late
2024
4 d late
2022
66 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▼ 20.4%
2024 · €51k
2022: €17k
2024: €51k
2022 → 2025
Total assets
€43k▼ 46.5%
2024 · €81k
2022: €22k
2024: €81k
2022 → 2025
Net result
€-10k
2024 · €14k
2022: €11k
2024: €14k
2022 → 2025
Working capital
€37k▼ 21.9%
2024 · €47k
2022: €14k
2024: €47k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220242025Trend
Equity€17k-€51k▲ 190%€40k▼ 20.4%
Operating result€14k-€20k▲ 36.5%€-9k
Net result€11k-€14k▲ 26.1%€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €20k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€4k=
Current assets
€40k▼ 48.6%
Equity and liabilities €43k
Equity
€40k▼ 20.4%
Debt
€3k▼ 90.5%
The debt ratio falls from 37.3% to 6.6%. Equity and debt are lower.
Key figures and ratios
Solvency
93.4%▲
2024 · 62.7%
Current ratio
13.92▲
2024 · 2.57
Quick ratio
13.92▲
2024 · 2.57
Debt / equity
0.07▼
2024 · 0.59
ROE
-25.0%▼
2024 · 28.5%
ROA
-23.4%▼
2024 · 17.9%
Debt
€3k▼
2024 · €30k
Debt ≤ 1 year
€3k▼
2024 · €30k
Income taxes
€141▼
2024 · €4k
Staff costs
€17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€81k€43k▼
Fixed assets21/28€4k€4k=
Financial fixed assets28€4k€4k=
Current assets29/58€77k€40k▼
Amounts receivable within one year40/41€76k€39k▼
Trade receivables40€48k€23k▼
Other amounts receivable41€28k€16k▼
Cash at bank and in hand54/58€1k€384▼
Equity and liabilities
Total equity and liabilities10/49€81k€43k▼
Equity10/15€51k€40k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€45k€34k▼
Amounts payable17/49€30k€3k▼
Amounts payable within one year42/48€30k€3k▼
Trade debts44€20k€442▼
Suppliers440/4€20k€442▼
Taxes, remuneration and social security45€10k€2k▼
Taxes450/3€10k€141▼
Remuneration and social security454/9€0€2k▲
Other amounts payable47/48€401€0▼
Income statement
Code20242025
Remuneration, social security and pensions62-€17k
Other operating charges640/8€785€1k▲
Gross operating margin9900€20k€9k▼
Operating profit (loss)9901€20k€-9k▼
Financial charges65/66B€841€578▼
Recurring financial charges65€841€578▼
Profit (loss) for the period before taxes9903€19k€-10k▼
Income taxes67/77€4k€141▼
Profit (loss) for the period9904€14k€-10k▼
Profit (loss) for the period to be appropriated9905€14k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€34k▼
Profit (loss) brought forward from the previous period14P€30k€44k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
2025
30-06
Financial
Weakest financial yearnet €-10k ▼170%
Net result drops to €-10k, the lowest in the series.
30-06
Financial
Liquidity times 5current ratio 13.92
Current ratio from 2.57 to 13.92; short-term debt falls from €30k to €3k.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Highest result since 2022net €14k ▲26.1%
Operating result €20k, net result €14k, both a record.
2023
07-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lebbeke · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning Albert I-straat 829280 LebbekeGround area
248 m²
Building footprint
97 m²
Volume, LiDAR
718 m³
Parcel 42011B0431/00B002, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Del-Tech
since 20212.328.363.254
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42011B0431/00B002 | Flanders | 248 m² | 1 · 97 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesDel-Tech BV41902
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BE 1009.101.886
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Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 8,337 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2021
Fiscal year end30-06
Activities, NACEBEL
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.