BURODIME · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of BURODIME is 0.3% (very low). The 2021 annual accounts show equity of €4.80M and a net result of €219k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 78% of 368 sector peers (fiscal year 2021). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

Insufficient current data: the most recent filed accounts (financial year 2021) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide

Annual accounts not filed

The financial year that closed on 31-12-2022 was due at the National Bank by 31-07-2023. Nothing is on record today, 1125 days later. 4 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.

Filed after the deadline

The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 31-08-2022, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2021, that is 31-07-2022.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	nothing on record	not filed	-
31-12-2023	31-07-2024	nothing on record	not filed	-
31-12-2022	31-07-2023	nothing on record	not filed	-
31-12-2021	31-07-2022	31-08-2022	31 d late	2022-20404017
31-12-2019	31-07-2020	29-10-2020	90 d late	2020-66400310
31-12-2018	31-07-2019	08-10-2020	435 d late	2020-60300553
31-12-2017	31-07-2018	14-11-2019	471 d late	2019-73600539
31-12-2015	31-07-2016	31-08-2016	31 d late	2016-54900001
31-12-2014	31-07-2015	29-08-2015	29 d late	2015-55200218
31-12-2013	31-07-2014	29-08-2014	29 d late	2014-55400117
31-12-2012	31-07-2013	30-08-2013	30 d late	2013-55500256

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 1995, 30 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.3% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Annual accounts: weaker financial profile +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€219k

Working capital€971k-4.5%

CSV export

Annual accounts & ratios

Source: NBB · 2021

Annual accounts filed on 31-08-2022 with the NBB · fiscal year 2021 · volledig

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~3.6%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2021 · NACE 68, Real estate activities · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	69.9%	24.8%	better than 78% of 368 sector peers
Net result	€219k	€1k	better than 80% of 367 sector peers
Equity	€4.80M	€299k	better than 81% of 368 sector peers
Gross operating margin	€255k	€53k	better than 75% of 262 sector peers
Staff costs	€5k	€86k	higher than 10% of 111 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€222k

+22.2% 18-21

Net profit

€219k

- 18-21

Cash flow

€227k

- 18-21

Total assets

€6.86M

+0.1% 18-21

Equity

€4.80M

+7.3% 18-21

Working capital

€971k

-4.5% 18-21

Employees (FTE)

1

0.0% 18-21

Staff costs

€5k

- 18-21

Show 11 other metrics

Income taxes

€2k

-70.2% 18-21

Debt

€2.01M

-14.1% 18-21

Debt ≤ 1y

€869k

+7.1% 18-21

Debt > 1y

€1.12M

-25.7% 18-21

Current ratio

2.12

-6.0% 18-21

Quick ratio

2.12

-6.0% 18-21

Solvency

69.9%

+7.3% 18-21

Debt / equity

0.42

+24.4% 18-21

ROE

4.6%

- 18-21

ROA

3.2%

- 18-21

Interest coverage

12.62

- 18-21

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2021
Deposit	volledig
Revenue	-
EBITDA	€222k
Net profit	€219k
Cash flow	€227k
Staff costs	€5k
Income taxes	€2k
Dividends	-
Total assets	€6.86M
Equity	€4.80M
Debt	€2.01M
of which ≤ 1y	€869k
of which > 1y	€1.12M
Working capital	€971k
Employees (FTE)	1.0

Ratios (computed)

	2021
Current ratio	2.12
Quick ratio	2.12
Working capital ratio	14.1%
Solvency	69.9%
Debt / equity	0.42
Long-term debt ratio	0.23
Interest coverage	12.62
Gross margin	-
Net margin	-
ROA	3.2%
ROE	4.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2021

Assets

Fixed assets €5.02M · 73.2% Current assets €1.84M · 26.8%

Equity & liabilities

Equity €4.80M · 69.9% Provisions €55k · 0.8% Debt €2.01M · 29.3%

Full annual accounts (25 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€6.86M
Fixed assets	21/28	€5.02M
Tangible fixed assets	22/27	€1.50M
Financial fixed assets	28	€3.52M
Current assets	29/58	€1.84M
Amounts receivable within one year	40/41	€721k
Cash & bank	54/58	€73k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€6.86M
Equity	10/15	€4.80M
Contributions / capital	10/11	€396k
Reserves	13	€2.98M
Accumulated profits (losses)	14	€299k
Provisions & deferred taxes	16	€55k
Amounts payable	17/49	€2.01M
Amounts payable after one year	17	€1.12M
Amounts payable within one year	42/48	€869k
Trade debts payable within one year	44	€306k
Income statement
Gross operating margin	9900	€255k
Operating result	9901	€215k
Financial income	75	€24k
Financial charges	65	€18k
Result before taxes	9903	€221k
Income taxes	67/77	€2k
Net result for the period	9904	€219k
Result to be appropriated	9905	€219k

This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2021 · computed

94 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2021. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

6 companies at this address See who is registered here

Establishment units

1 location

BURODIME

Rue des Technologies 13, 4432 AnsHandel in onroerend goed

since 19962.275.121.736

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area2,216 m²

Buildings1

Building footprint612 m²

Volume (LiDAR)3,529 m³

Tallest building7.4 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)