BURO & MANAGEMENT SERVICES
ActiveBURO & MANAGEMENT SERVICES has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115k and a net result of €-3k. Equity is shrinking by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 7709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▼-1
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 62.61; short-term debt: 0.3% and cash: 1.8% of total assets), and 0.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
65 d early
2023
65 d early
2022
61 d early
2021
60 d early
2020
60 d early
2019
63 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€115k▼ 2.9%
2024 · €119k
2018: €169k
2019: €150k
2020: €134k
2021: €130k
2022: €127k
2023: €121k
2024: €119k
2018 → 2025
Total assets
€115k▼ 2.6%
2024 · €119k
2018: €172k
2019: €150k
2020: €135k
2021: €131k
2022: €127k
2023: €122k
2024: €119k
2018 → 2025
Net result
€-3k▼ 20.6%
2024 · €-3k
2018: €-19k
2019: €-19k
2020: €-15k
2021: €-4k
2022: €-4k
2023: €-5k
2024: €-3k
2018 → 2025
Working capital
€22k▲ 12.7%
2024 · €19k
2018: €40k
2019: €24k
2020: €15k
2021: €17k
2022: €19k
2023: €20k
2024: €19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€130k-€127k▼ 2.9%€121k▼ 4.2%€119k▼ 2.3%€115k▼ 2.9%
Operating result€-5k-€-5k▼ 1.7%€-6k▼ 27.8%€-4k▲ 38.1%€-4k▼ 14.8%
Net result€-4k-€-4k▲ 4.6%€-5k▼ 38.6%€-3k▲ 46.6%€-3k▼ 20.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €4k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115k
Fixed assets
€93k▼ 5.9%
Current assets
€22k▲ 14.1%
Equity and liabilities €115k
Equity
€115k▼ 2.9%
Debt
€353▲ 307%
The debt ratio rises from 0.1% to 0.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2k▼
2024 · €2k
Cash flow
€2k▼
2024 · €3k
Solvency
99.7%▼
2024 · 99.9%
Current ratio
62.61
Quick ratio
62.61
Debt / equity
0.00▲
2024 · 0.00
ROE
-2.9%▼
2024 · -2.4%
ROA
-2.9%▼
2024 · -2.4%
Interest coverage
10.65▼
2024 · 14.19
Debt
€353▲
2024 · €87
Debt ≤ 1 year
€353▲
2024 · €87
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€119k€115k▼
Fixed assets21/28€99k€93k▼
Tangible fixed assets22/27€99k€93k▼
Land and buildings22€96k€91k▼
Other tangible fixed assets26€3k€3k▼
Current assets29/58€19k€22k▲
Amounts receivable within one year40/41€17k€20k▲
Trade receivables40-€836
Other amounts receivable41€17k€19k▲
Cash at bank and in hand54/58€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€119k€115k▼
Equity10/15€119k€115k▼
Contributions10/11€6k€6k=
Reserves13€112k€109k▼
Distributable reserves133€112k€109k▼
Amounts payable17/49€87€353▲
Amounts payable within one year42/48€87€353▲
Trade debts44€87€353▲
Suppliers440/4€87€353▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€4k€4k▲
Operating profit (loss)9901€-4k€-4k▼
Financial income75/76B€1k€983▼
Recurring financial income75€1k€983▼
Financial charges65/66B€152€153▲
Recurring financial charges65€152€153▲
Profit (loss) for the period before taxes9903€-3k€-3k▼
Profit (loss) for the period9904€-3k€-3k▼
Profit (loss) for the period to be appropriated9905€-3k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-3k▼
Transfer from equity791/2€3k€3k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 6current ratio 223.46
Current ratio from 40.33 to 223.46; short-term debt falls from €499 to €87.
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 49.38
Current ratio from 13.46 to 49.38; short-term debt falls from €3k to €496.
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwpoort · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Franslaan 58620 NieuwpoortGround area
263 m²
Building footprint
116 m²
Volume, LiDAR
2,085 m³
Parcel 38402D0234/00R000, Flanders · tallest building 21.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
B & M SERVICES
since 20052.148.926.122
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38402D0234/00R000 | Flanders | 263 m² | 1 · 116 m² | 21.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,219 companies in sector 82100 we hold annual accounts for 3,512. 2,599 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2003
Fiscal year end31-12
Activities, NACEBEL
74851
82100Office administrative and support services
82190Office administrative, office support and other business support activities
74855
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.