Equity
€64,916 ▲ 3.4%
TamTeCo has made a profit without a break since 2014.
TamTeCo
Lifetime
19 annual accounts with figures on one time axis, 31 filings since 1995peak €68,257 (2008)
€3,489▼ 51.8%
lowest -€3,092 (2012)
€2,127▼ 53.7%
peak €64,916 (2025)
€64,916▲ 3.4%
€921▼ 78.3%
Board1 name since 2005
1 directorTournicourt Martina
Documentsfilings and deeds
30-04-2026on the last day
2025micro format
Gross margin from €7,242 to €3,489Result from €4,592 to €2,127Debts from €4,243 to €921Cash from €3,833 to €12,052
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 57% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: 0.1%▲ +0.1 percentage points vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.2%▲ +0.1 percentage points vs 03-2026
05-2026: 0.4%▲ +0.2 percentage points vs 04-2026highest value
06-2026: < 0.1%▼ -0.4 percentage points vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €65,837
lowers risk
Liquidity: current ratio 49.78, cash €12,052
Founded in 1994
Equity €64,916 (98.6% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 67% on liquidity, 25% on profitability and 47% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as TamTeCo has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of TamTeCo itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for TamTeCo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 49.78 (11.08 in 2024), above the usual 1.5. Short-term debt is 1.4% and cash 18.3% of total assets. 1.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
21 days early
2023
34 days early
2022
32 days early
2021
36 days early
2020
31 days early
2019
27 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 26 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 29 March (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end11-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0452820546
First establishment
Zepestraat 4, Heuvelland
Incorporation
published on 01-07-1994 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TamTeCo Heuvelland | €65,837 | €3,489 | 98.6% | - |
| DM-CM CONSULTANCE Tournai | €66,025 | €3,317 | 68.6% | - |
| PICASSO Merelbeke-Melle | €67,166 | €2,746 | -1021.7% | - |
| CHROMA.BE Ixelles | €49,408 | €2,812 | 38.4% | - |
| EAUIO BEHEER Peer | €45,605 | €3,070 | 76.4% | - |
| AFS-Consult Lummen | €44,275 | €2,969 | 39.0% | - |
| MEDIAS ET PROMOTION - MARC RADELET Oreye | €81,241 | €5,815 | 84.6% | - |
These companies have the same main activity as TamTeCo: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €44,300 and €81,200, founded between 1989 and 2000.
Official details
Source: KBO- Status
- Active since 07-06-1994Normal situation
- Activity
- Office administrative and support servicesNACE 82100and 1 other
- Establishment unit
- 2.067.391.5838952 Heuvelland, since 30-06-1994
- Financial year end
- 30 September
- Peppol
- Reachable since 09-01-2026
Annual accounts to 30-09-2025
- ≈ €19,000estimated
- €65,837▼ 1.8%
- Filing
- Filed on 30-04-2026, on the last day of the filing period
Insights on TamTeCo
TamTeCo files the micro format. That format states no turnover. The gross margin fell from €67,495 in 2007 to €3,489 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TamTeCo
- What is the company number of TamTeCo?
- The company number of TamTeCo is 0452.820.546. The VAT number is the same number with BE in front: BE 0452.820.546.
- Where is TamTeCo based?
- The registered office is at Zepestraat 4, 8952 Heuvelland.Company details
- What does TamTeCo do?
- According to the KBO register, the main activity is office administrative and support services (NACE 82100).
- What is the legal form of TamTeCo?
- TamTeCo is a private limited company (pre-2019) (BVBA).
- When was TamTeCo founded?
- TamTeCo was founded on 07-06-1994.
- Is TamTeCo still active?
- Yes, TamTeCo is an active enterprise in the KBO register.
- What is the turnover of TamTeCo?
- The turnover in financial year 2025 is ≈ €19,000. This figure is estimated from the gross margin of €3,489 and 44 comparable companies (NACE 82100). It probably lies between €11,000 and €33,000. It is a rough estimate.Financials
- Is TamTeCo profitable?
- In financial year 2025, TamTeCo made a profit of €2,127.
- Where can I find the annual accounts of TamTeCo?
- TamTeCo filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TamTeCo due?
- TamTeCo must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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