Active BE 0456.427.758Private limited company

BUREAU LARUELLE

Rue de Seraing-le-Château(CHA) 27 ·4537 Verlaine, Belgium· 30 yrs active

Conclusion Checked

The computed 12-month bankruptcy probability of BUREAU LARUELLE is 0.9% (low). The 2024 annual accounts show equity of €5k and a net result of €724. Equity is shrinking by ~19% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€5k
Net result	€724
Active	30 yrs
Board	1

Financial profile 5 of 5 axes measured · computed by Checked

64 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 81

Profitability 79

Solvency 26

Growth 32

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.9% Low

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Long track record −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1995, 30 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

81 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 16-07-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining At this pace, equity would indicatively turn negative around fiscal year 2026, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA

€42k

+253.9% 18-24

Net profit

€724

- 18-24

Cash flow

€42k

+254.8% 18-24

Total assets

€746k

-1.7% 18-24

Equity

€5k

+18.8% 18-24

Working capital

€17k

- 18-24

Debt

€742k

-1.8% 18-24

Debt ≤ 1y

€26k

-34.0% 18-24

Show 8 other metrics

Debt > 1y

€715k

0.0% 18-24

Current ratio

1.65

+327.7% 18-24

Quick ratio

1.65

+327.7% 18-24

Solvency

0.6%

+20.9% 18-24

Debt / equity

162.35

-17.4% 18-24

ROE

15.8%

- 18-24

ROA

0.1%

- 18-24

Interest coverage

1066.36

+253.9% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€42k
Net profit	€724
Cash flow	€42k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€746k
Equity	€5k
Debt	€742k
of which ≤ 1y	€26k
of which > 1y	€715k
Working capital	€17k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	1.65
Quick ratio	1.65
Working capital ratio	2.3%
Solvency	0.6%
Debt / equity	162.35
Long-term debt ratio	156.58
Interest coverage	1066.36
Gross margin	-
Net margin	-
ROA	0.1%
ROE	15.8%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €703k · 94.2% Current assets €43k · 5.8%

Equity & liabilities

Equity €5k · 0.6% Debt €742k · 99.4%

Full annual accounts (20 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€746k
Fixed assets	21/28	€703k
Tangible fixed assets	22/27	€703k
Current assets	29/58	€43k
Cash & bank	54/58	€41k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€746k
Equity	10/15	€5k
Contributions / capital	10/11	€20k
Reserves	13	€2k
Accumulated profits (losses)	14	€-17k
Amounts payable	17/49	€742k
Amounts payable after one year	17	€715k
Amounts payable within one year	42/48	€26k
Trade debts payable within one year	44	€9k
Income statement
Gross operating margin	9900	€52k
Operating result	9901	€763
Financial charges	65	€39
Result before taxes	9903	€724
Net result for the period	9904	€724
Result to be appropriated	9905	€724

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 1 directors

Current directors & mandates

Gérard LARUELLE
Director
State Gazette act 22320927 (30-03-2022)

Current
30-03-2022 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	-
Legal form	Private limited company(610)
Incorporation	15-11-1995
Status	Active
Postal code	4537

Establishment units 1 location

BUREAU LARUELLE

Rue de Seraing-le-Château(CHA) 27, 4537 VerlaineOverige adviesbureaus op het gebied van bedrijfsvoering en beheer

since 20072.166.968.617

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
61011B0539/00A002	Wallonia	1,051 m²	1 · 181 m²	-

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

16-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

24-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

31-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

13-07-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

30-03-2022

State Gazette act Director changes

Frantz GILMANT

2021

23-07-2021

NBB filing Annual accounts filed

fiscal year 2020 · micro

2020

26-08-2020

NBB filing Annual accounts filed

fiscal year 2019 · micro

2019

24-06-2019

NBB filing Annual accounts filed

fiscal year 2018 · micro

2018

24-07-2018

NBB filing Annual accounts filed

fiscal year 2017 · micro

2017

24-04-2017

NBB filing Annual accounts filed

fiscal year 2016 · volledig

2016

16-09-2016

NBB filing Annual accounts filed

fiscal year 2015 · volledig

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 4 years ago

2022

30-03-2022 Gérard LARUELLE appointed as director Director changes·Frantz GILMANT

Gérard LARUELLE, Bestuurder

Notary: Frantz GILMANT · Huy

Original publication ↗

Technical details

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      "reason": null,
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      "decharge_status": "pending_next_agm",
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    }
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  "notary": {
    "name": "Frantz GILMANT",
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  "act_meta": {
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  "decisions": [
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  "subject_company": {
    "kbo": "0456.427.758",
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}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Names & trade names

Legal nameFR

BUREAU LARUELLE

Registered office

Rue de Seraing-le-Château(CHA) 27

4537 Verlaine, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.