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Complete company report
Generated 20-08-2026
Active BE 0477.573.362Public limited company

BUREAU DE SERVICES ET CONCEPTS

Rue Pierre-Thomas 4 ·6600 Bastogne, Belgium· 24 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of BUREAU DE SERVICES ET CONCEPTS is 0.8% (low). The 2024 annual accounts show equity of €130k and a net result of €16k. Equity remains stable across the filed fiscal years (±0.8% per year). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €130k
Net result €16k
Active 24 yrs
Board 2
Financial profile 5 of 5 axes measured · computed by Checked
Health71Profitability63Solvency67Growth52Stability100
71 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 71
Profitability 63
Solvency 67
Growth 52
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.8% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 2002, 24 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
71 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 25-06-2025 with the NBB · fiscal year 2024 · volledig
€-20k€0€20k€40k€60kOperating result 2020: €3k€3kNet result 2020: €61k€61kOperating result 2021: €281€281Net result 2021: €233€233Operating result 2022: €-3k€-3kNet result 2022: €-3k€-3kOperating result 2023: €-10k€-10kNet result 2023: €-10k€-10kOperating result 2024: €18k€18kNet result 2024: €16k€16k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 7 fiscal years (±0.8%/year).
€110k€120k€130k€140k2025: €129k (€119k - €140k)2026: €130k (€120k - €141k)2027: €131k (€121k - €142k)2018: €120k2019: €123k2020: €126k2021: €127k2022: €124k2023: €113k2024: €130k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€32k
+770.6% 18-24
Net profit
€16k
- 18-24
Cash flow
€31k
+752.4% 18-24
Total assets
€218k
+12.4% 18-24
Equity
€130k
+14.4% 18-24
Working capital
€-37k
+45.1% 18-24
Income taxes
€1k
- 18-24
Debt
€88k
+9.7% 18-24
Show 8 other metrics
Debt ≤ 1y
€88k
+9.7% 18-24
Current ratio
0.58
+276.7% 18-24
Quick ratio
0.58
+276.7% 18-24
Solvency
59.5%
+1.8% 18-24
Debt / equity
0.68
-4.2% 18-24
ROE
12.6%
- 18-24
ROA
7.5%
- 18-24
Interest coverage
431.12
+553.2% 18-24
Figures by fiscal year
Fiscal year2024
Depositvolledig
Revenue-
EBITDA€32k
Net profit€16k
Cash flow€31k
Staff costs-
Income taxes€1k
Dividends-
Total assets€218k
Equity€130k
Debt€88k
of which ≤ 1y€88k
of which > 1y-
Working capital€-37k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.58
Quick ratio0.58
Working capital ratio-17.2%
Solvency59.5%
Debt / equity0.68
Long-term debt ratio-
Interest coverage431.12
Gross margin-
Net margin-
ROA7.5%
ROE12.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€218k
Fixed assets 21/28€167k
Tangible fixed assets 22/27€167k
Current assets 29/58€51k
Cash & bank 54/58€51k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€218k
Equity 10/15€130k
Contributions / capital 10/11€62k
Reserves 13€68k
Accumulated profits (losses) 14€0
Amounts payable 17/49€88k
Amounts payable within one year 42/48€88k
Trade debts payable within one year 44€7k
Income statement
Gross operating margin 9900€38k
Operating result 9901€18k
Financial charges 65€74
Result before taxes 9903€17k
Income taxes 67/77€1k
Net result for the period 9904€16k
Result to be appropriated 9905€16k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 5 directors
Current directors & mandates
  • Bart HENDRICKX
    Director
    State Gazette act 22103254 (29-08-2022)
    Current
    29-08-2022 → present
  • Christine GRESSE
    Director
    State Gazette act 22103254 (29-08-2022)
    Current
    29-08-2022 → present
    2 events
    • 29-08-2022 Appointed· Director
    • 29-08-2022 Appointed· Administrateur delegue
Former directors (3)
  • Caroline GRESSE
    Director
    State Gazette act 22103254 (29-08-2022)
    Former
    - → 29-08-2022
  • Danielle ANNET
    Director
    State Gazette act 22103254 (29-08-2022)
    Former
    - → 29-08-2022
  • Richard GRESSE
    Director
    State Gazette act 22103254 (29-08-2022)
    Former
    - → 29-08-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation21-05-2002
StatusActive
Postal code6600
Establishment units 1 location
Rue Pierre-Thomas 4, 6600 Bastogne
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
since 20022.094.729.549
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
82003E0197/02A000 Wallonia 229 m² 1 · 145 m² 18.4 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
25-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
07-05-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
09-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
29-08-2022
State Gazette act Director changes
03-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
18-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
25-09-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
30-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
23-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
28-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2022
29-08-2022 3 directors appointed, 3 resigning Director changes
  • Bart HENDRICKX, Bestuurder
  • Christine GRESSE, Bestuurder
  • Christine GRESSE, Administrateur delegue
  • Caroline GRESSE, Bestuurder
  • Danielle ANNET, Bestuurder
  • Richard GRESSE, Bestuurder
Technical details 
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        "address": "Rue de Neufchateau, 89 -6600 BASTOGNE",
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      "evidence_quote": "Monsieur Bart HENDRICKX domicilie Rue de Neufchateau, 89 -6600 BASTOGNE, qui accepte.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2028"
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      "rep_rotation_new_rep": null,
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  "notary": {
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    "office_city": "LIEGE",
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  },
  "act_meta": {
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    "kbo": "0477.573.362",
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  "publication_proxy": {
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  "co_filed_documents": [
    "PVAG 7/5/2022"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR BUREAU DE SERVICES ET CONCEPTS
AbbreviationFR BSC
Registered office
Rue Pierre-Thomas 4
6600 Bastogne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative