BUNA
ActiveSummary
The computed 12-month bankruptcy probability of BUNA is 6.2% (elevated). The 2024 annual accounts show negative equity (-€74,381) and a net result of -€21,329. Equity is shrinking by ~43.1% per year across the filed fiscal years. Its solvency ranks better than 15% of 18940 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability1▼-3
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
6.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.09 against 0.14 in 2023; short-term debt: 25% and cash: 0.8% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-48.9%
Return on assets
-14%
Age of the figures
21 mo
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2021222324
2020 to 2024 · latest year -€74,381
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
21 d early
2023
17 d early
2022
14 d early
2021
30 d early
2020
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
-€74,381▼ 40.2%
2023 · -€53,052
Total assets
€152,120▼ 5.7%
2023 · €161,263
Net result
-€21,329▼ 12.6%
2023 · -€18,943
Working capital
-€34,527▼ 162%
2023 · -€13,193
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€22,545-€6,122-€9,436-€15,619▼ 65.5%-€18,262▼ 16.9%
Net result-€27,308below the sector's middle half-€1,994within the sector's middle half-€13,295below the sector's middle half-€18,943below the sector's middle half▼ 42.5%-€21,329below the sector's middle half▼ 12.6%
Equity-€22,808below the sector's middle half--€20,814below the sector's middle half▲ 8.7%-€34,109below the sector's middle half▼ 63.9%-€53,052below the sector's middle half▼ 55.5%-€74,381below the sector's middle half▼ 40.2%
Total assets€213,621above the sector's middle half-€207,705within the sector's middle half▼ 2.8%€180,279within the sector's middle half▼ 13.2%€161,263within the sector's middle half▼ 10.5%€152,120within the sector's middle half▼ 5.7%
Debt€236,429-€228,519▼ 3.3%€214,387▼ 6.2%€214,315=€226,501▲ 5.7%
Working capital-€27,930within the sector's middle half--€29,360below the sector's middle half▼ 5.1%-€42,533below the sector's middle half▼ 44.9%-€13,193within the sector's middle half▲ 69.0%-€34,527below the sector's middle half▼ 162%
Solvency-10.7%below the sector's middle half--10.0%below the sector's middle half▲ 0.7pp-18.9%below the sector's middle half▼ 8.9pp-32.9%below the sector's middle half▼ 14.0pp-48.9%below the sector's middle half▼ 16.0pp
Current ratio0.39below the sector's middle half-0.41below the sector's middle half▲ 0.020.12below the sector's middle half▼ 0.290.14below the sector's middle half▲ 0.020.09below the sector's middle half▼ 0.04
Return on assets (ROA)-12.8%below the sector's middle half-1.0%within the sector's middle half▲ 13.7pp-7.4%within the sector's middle half▼ 8.3pp-11.7%below the sector's middle half▼ 4.4pp-14.0%below the sector's middle half▼ 2.3pp
Staff (FTE)0.30.8▲ 167%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18,262 in 2024 against €15,619 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €152,120
Fixed assets
€148,615 ▼ 6.6%
Current assets
€3,505 ▲ 67.7%
Key figures and ratios
EBITDA
-€4,512▼
2023 · -€2,116
Cash flow
-€7,579▼
2023 · -€5,440
Debt to equity
-3.05▲
2023 · -4.04
Interest coverage
-1.47▼
2023 · -0.64
Debt ≤ 1 year
€38,031▲
2023 · €15,283
Debt > 1 year
€188,470▼
2023 · €199,032
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,038 companies that looked in July 2024 the way this one looks now, 7.3% went bankrupt within 24 months and 82% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
7.3%
went bankrupt
8.2%
stopped otherwise
82%
still going
A further 2.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 6.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,038 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €11,985 | €42,580 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,066 | €13,219 | €14,440 | €13,503 | €13,750 | ▲ 1.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €105 | - | - | - | - |
| Other operating charges640/8 | - | €2,946 | €3,685 | €3,403 | €2,992 | ▼ 12.1% |
| Gross operating margin9900 | -€2,115 | €34,377 | €51,269 | €1,286 | -€1,520 | ▼ 218% |
| Operating profit (loss)9901 | -€22,545 | €6,122 | -€9,436 | -€15,619 | -€18,262 | ▼ 16.9% |
| Financial income75/76B | - | €1 | €0 | €0 | - | - |
| Recurring financial income75 | €0 | €1 | €0 | €0 | - | - |
| Financial charges65/66B | - | €4,130 | €3,859 | €3,324 | €3,067 | ▼ 7.7% |
| Recurring financial charges65 | €4,762 | €4,130 | €3,859 | €3,324 | €3,067 | ▼ 7.7% |
| Profit (loss) for the period before taxes9903 | -€27,308 | €1,994 | -€13,295 | -€18,943 | -€21,329 | ▼ 12.6% |
| Profit (loss) for the period9904 | -€27,308 | €1,994 | -€13,295 | -€18,943 | -€21,329 | ▼ 12.6% |
| Profit (loss) for the period to be appropriated9905 | -€27,308 | €1,994 | -€13,295 | -€18,943 | -€21,329 | ▼ 12.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €213,621 | €207,705 | €180,279 | €161,263 | €152,120 | ▼ 5.7% |
| Formation expenses20 | - | - | - | €0 | €0 | - |
| Fixed assets21/28 | €195,595 | €187,470 | €174,537 | €159,173 | €148,615 | ▼ 6.6% |
| Tangible fixed assets22/27 | €195,595 | €187,470 | €174,537 | €159,173 | €148,615 | ▼ 6.6% |
| Land and buildings22 | - | €12,594 | €11,637 | €10,680 | €9,723 | ▼ 9.0% |
| Plant, machinery and equipment23 | - | €24,990 | €21,498 | €15,575 | €14,458 | ▼ 7.2% |
| Other tangible fixed assets26 | - | €149,886 | €141,402 | €132,918 | €124,434 | ▼ 6.4% |
| Current assets29/58 | €18,027 | €20,236 | €5,742 | €2,089 | €3,505 | ▲ 67.7% |
| Stocks and contracts in progress3 | €1,365 | €3,772 | €1,252 | - | - | - |
| Stocks30/36 | - | €3,772 | €1,252 | - | - | - |
| Amounts receivable within one year40/41 | €854 | €3,263 | €380 | €372 | €1,858 | ▲ 400% |
| Trade receivables40 | - | €3,011 | €65 | €372 | €1,561 | ▲ 320% |
| Other amounts receivable41 | - | €252 | €315 | - | €297 | - |
| Cash at bank and in hand54/58 | €15,482 | €12,818 | €3,698 | €1,389 | €1,251 | ▼ 9.9% |
| Deferred charges and accrued income490/1 | - | €383 | €412 | €329 | €395 | ▲ 20.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €213,621 | €207,705 | €180,279 | €161,263 | €152,120 | ▼ 5.7% |
| Equity10/15 | -€22,808 | -€20,814 | -€34,109 | -€53,052 | -€74,381 | ▼ 40.2% |
| Contributions10/11 | - | €4,500 | €4,500 | €4,500 | €4,500 | = |
| Profit (loss) carried forward14 | -€27,308 | -€25,314 | -€38,609 | -€57,552 | -€78,881 | ▼ 37.1% |
| Amounts payable17/49 | €236,429 | €228,519 | €214,387 | €214,315 | €226,501 | ▲ 5.7% |
| Amounts payable after more than one year17 | €189,537 | €177,945 | €166,112 | €199,032 | €188,470 | ▼ 5.3% |
| Financial debts170/4 | - | €177,945 | €166,112 | €199,032 | €188,470 | ▼ 5.3% |
| Amounts payable within one year42/48 | €45,957 | €49,596 | €48,275 | €15,283 | €38,031 | ▲ 149% |
| Current portion of amounts payable after more than one year42 | - | €12,222 | €11,833 | €12,080 | €11,231 | ▼ 7.0% |
| Trade debts44 | €2,208 | €2,913 | €1,025 | €1,178 | €2,446 | ▲ 108% |
| Suppliers440/4 | - | €2,913 | €1,025 | €1,178 | €2,446 | ▲ 108% |
| Taxes, remuneration and social security45 | - | €3,627 | €3,321 | €454 | - | - |
| Taxes450/3 | - | €1,594 | €344 | €454 | - | - |
| Remuneration and social security454/9 | - | €2,033 | €2,977 | - | - | - |
| Other amounts payable47/48 | - | €30,834 | €32,095 | €1,571 | €24,354 | ▲ 1,451% |
| Accrued charges and deferred income492/3 | - | €978 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€27,308 | €1,994 | -€13,295 | -€18,943 | -€21,329 | ▼ 12.6% |
| + Depreciation and write-downs630 | €15,066 | €13,219 | €14,440 | €13,503 | €13,750 | ▲ 1.8% |
| Operating cash flow (approximation) | -€12,241 | €15,213 | €1,145 | -€5,440 | -€7,579 | ▼ 39.3% |
| Investment in fixed assets (approximation) | - | -€5,094 | -€1,507 | €1,860 | -€3,192 | ▼ 272% |
| Change in cash | - | -€2,664 | -€9,120 | -€2,310 | -€137 | ▲ 94.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €1,994
Net result €1,994 after one loss-making year.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2019
Ground area
119 m²
Building footprint
117 m²
Volume, LiDAR
769 m³
Parcel 12021G0795/00A000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BUNA
since 20192.293.649.330
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12021G0795/00A000 | Flanders | 119 m² | 1 · 117 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Similar companies · same sector and region
't Struisvogelnest
BE 0744.711.461
Lier
A-K.GALAZKA
BE 0797.622.387
Lier
AEB75
BE 1008.107.637
Lier
AFA
BE 0865.308.195
Lier
ALI BABA
BE 0599.973.506
Lier
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 21,859 companies in sector 56112 we hold annual accounts for 9,782. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Contact
E-mail
coffee@buna-bar.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0733776987
Also
9925:BE0733776987
Registered
15-01-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.