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Bumpi

Active Private limited companyfounded 2011active for 14 yearsZwaanhoek 7C, 8460 OudenburgKBO/BCE: BE 0842.017.705
Bumpi
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Overview

Lifetime

11 annual accounts with figures on one time axis
peak €35,430 (2022)
-€19,299▼ €34,096
lowest -€28,250 (2025)
-€28,250▼ €36,843
peak €83,248 (2024)
€54,998▼ 33.9%
€265,600▲ 14×
Board2 names since 2011
2 directorsBLEYAERT Alex Fernand Jean and 1 other
Documentsfilings and deeds
29-04-20261 day before the deadline
2025micro format
Gross margin from €14,796 to -€19,299Loss of €28,250Equity from €83,248 to €54,998Debts from €19,419 to €265,600Investments €286,490Cash from €99,069 to €28,730

Key points

from the 2025 annual accounts

Debts

€265,600 82% of the balance sheet
Financial debts 95%Taxes and wages 1%Other 4%

Of this, €19,772 falls due within a year.

Investments

€286,490 78.1 × depreciation
2021202320242025

Green is investment, beige is depreciation. Machinery stands 17.7% higher than in 2024.

Filings

11 annual accounts since 2015
deadline201520202025

The last five annual accounts were filed 0 to 2 days before the end of the period.

Turnover not published (micro format)

Checked score

79
Excellent
Financially stronger than 34% of micro companies in rental and leasing (NACE 77)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.5% across 3,166 companies (NACE 77, micro).

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: 0.5%▲ +0.5 percentage points vs 04-2026highest value 06-2026: 0.5%● unchanged vs 05-2026highest value 07-2026: 0.5%● unchanged vs 06-2026highest value 08-2026: 0.5%● unchanged vs 07-2026highest value 09-2026: 0.5%● unchanged vs 08-2026highest value 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026

Financial strength
Weak

42-58equity 17.0% of total assets
61-35short-term debt 6.1% · cash 8.9%
8-71return on assets -8.8%

Score breakdown

raises risk
Loss of €28,250 (financial year 2025)
Equity €54,998 (17.0% of total assets)
lowers risk
Size: total assets €322,760
Founded in 2011
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro). It does better than 34% of them on solvency, 74% on liquidity, 15% on profitability and 15% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,166 companies had the same profile as Bumpi has now. Each dot stands for 6 companies, two years later.

94.1%
were still trading
3.0%
stopped another way
2.5%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a small loss

Another 0.3% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Bumpi itself: 0.5% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,166 companies, not a prediction for Bumpi. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €4,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.83 (5.68 in 2024), above the usual 1.5. Short-term debt is 6.1% and cash 8.9% of total assets. However, 83% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €28,250 (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €322,760
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2011
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €54,998 (17.0% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
on the day
2023
1 day early
2022
2 days early
2021
1 day early
2020
on the day
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 29 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BA
BLEYAERT Alex Fernand Jean
Director, since 01-12-2011
VE
VANDEN EECKHOUTE Bart Roger Edmond
Director, since 01-12-2011
Board & ownership

Recent changes

2 directors reappointed Changes of role: VANDEN EECKHOUTE Bart Roger Edmond (statutory director) and BLEYAERT Alex Fernand Jean (statutory director) · Reappointments: VANDEN EECKHOUTE Bart Roger Edmond (statutory director) and BLEYAERT Alex Fernand Jean (statutory director) · “Verhuur en aan- en verkoop van attracties zoals…” (deed in Dutch) · General meeting of 21-12-2023 · Gazette deed
First establishment Zwaanhoek 7, Oudenburg
Incorporation published on 03-01-2012 · Gazette deed
All 20 events

Comparable companies

same main activity, similar in size and age
Company
Bumpi Oudenburg €322,760 -€19,299 17.0% -
B.L.F. Invest Jurbise €214,047 -€366 51.4% -
LOMACO CONSULT Brussels €388,679 €3 36.6% -
AVAZ Brussels €286,588 -€4,067 52.9% -
MORE THAN A CAR Tournai €336,455 -€19,979 92.7% -
MABD Kruisem €172,463 €1,941 -53.5% -
WIBEE Ottignies-Louvain-la-Neuve €199,424 €2,454 13.5% -

These companies have the same main activity as Bumpi: renting and leasing of cars and light motor vehicles (NACE 77110). They are comparable in size and age: total assets between €172,000 and €389,000, founded between 2002 and 2017.

Official details

Source: KBO
Status
Active since 01-12-2011Normal situation
Activity
Renting and leasing of cars and light motor vehiclesNACE 77110and 1 other
Establishment unit
2.205.856.5118460 Oudenburg, since 18-01-2012
Financial year end
30 September
Peppol
Reachable
Company details

Annual accounts to 30-09-2025

-€19,299
€28,250
€54,998▼ 33.9%
€322,760▲ 208%
Filing
Filed on 29-04-2026, 1 day before the end of the filing period
Financials

Insights on Bumpi

Bumpi files the micro format. That format states no turnover. The gross margin fell from €5,548 in 2015 to -€19,299 in 2025.

The balance sheet grew most from 2023 to 2025 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 29-04-2026, 1 day before the deadline
-€19,299
▼ €34,096
-€24,817
▼ €36,544
-€28,250
▼ €36,843
€16,349
▼ 80.4%
17.0%
▼ 62.4 percentage points
1.83
▼ 3.85

Turnover and EBIT margin are not published. The micro format does not require them.

Balance sheet

balance sheet total €322,760 on 30-09-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

17.0%

Higher than 37% of 1,845 companies in 2025.

1.83

Higher than 69% of 1,757 companies in 2025.

-8.8%

Higher than 19% of 1,774 companies in 2025.

Bumpi Middle half of the sector 80% of the sector Micro accounts in rental and leasing (NACE 77)

Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015
Balance sheet: assets
20/58 322,760104,85292,34582,33464,84065,72658,32764,56471,72017,00418,055
20 -0---------
21/28 286,6393,8153,2927,10835,12240,91245,82448,21649,7359,07412,932
22/27 286,6393,8153,2926,95834,97240,76245,67448,06649,5859,02412,932
22 282,147----------
23 4,4923,8153,2926,0118,7298,6478,3356,5576121,1531,850
24 -0-94726,24332,11637,33941,50948,9737,87111,082
28 ---15015015015015015050-
29/58 36,121101,03789,05375,22729,71824,81412,50316,34821,9857,9305,123
40/41 4,9961,6514361,5237711,3183952101,0226501,390
40 1,9961,6514361,5231711,318395210335650955
41 3,000---600---687-435
54/58 28,73099,06988,34670,66725,97121,83710,45414,47719,3406,5103,494
490/1 2,3953162713,0362,9761,6591,6541,6611,623770239
Balance sheet: equity and liabilities
10/49 322,760104,85292,34582,33464,84065,72658,32764,56471,72017,00418,055
10/15 54,99883,24874,65565,00643,00436,58221,66212,5739,4898,9777,221
10/11 13,40013,40013,40013,40013,40012,20012,2006,2006,2006,2006,200
100 -----18,60018,60018,60018,60018,60018,600
101 -----6,4006,40012,40012,40012,40012,400
13 69,48769,55560,91550,71529,16023,9609,4606,3603,2602,7601,000
130/1 --1,8601,8601,8601,860-----
130 -----1,8601,8601,8601,8601,8601,000
1311 --1,8601,8601,860------
132 6,4876,5556,5556,555-800800800800800-
133 63,00063,00052,50042,30027,30021,3006,8003,700600100-
14 -27,889293340891444422213291721
16 2,1622,1852,1852,185-------
168 2,1622,1852,1852,185-------
17/49 265,60019,41915,50615,14421,83629,14436,66551,99262,2318,02710,834
17 242,870----13,28519,62331,71943,083-514
170/4 242,870----13,28519,62331,71943,083-514
42/48 19,77217,78413,77413,66121,61815,68416,89219,27418,3277,3529,570
42 ----13,28512,48012,09611,36310,6755146,071
43 8,944----------
430/8 8,944----------
44 -823---551,40472-83223
440/4 -823---551,40472-83223
46 ------125125---
45 3,2266,0385,5948,3315,2021,9292,1171,3111,400804-
450/3 3,2266,0385,5948,3315,2021,9292,1171,3111,400804-
47/48 7,60210,9238,1805,3303,1301,2201,1506,4026,2525,2023,476
492/3 2,9591,6361,7321,483218175151999821675750
Income statement
76A ---8,740--54--31-
9900 -19,29914,79618,14735,43018,03227,83019,54819,02011,5208,2585,548
630 3,6662,0773,6653,6969,45410,14511,97511,9258,0765,6085,498
640/8 1,8529931,2161,1799749891,515898890764799
9901 -24,81711,72713,26630,5557,60316,6966,0586,1972,5541,885-749
75/76B -0------031-
75 -0------0--
76B ---------31-
65/66B 3,44854545081,3081,7762,4443,1142,043160408
65 3,44854545081,3081,7762,4443,1142,043160408
9903 -28,26611,67313,21130,0476,29514,9203,6143,0845121,756-1,157
780 23---800------
680 ---2,185-------
67/77 73,0793,5625,8611,072-525---3
9904 -28,2508,5939,64922,0016,02314,9203,0893,0845121,756-1,160
789 68----------
689 ---6,555-----800-
9905 -28,1828,5939,64915,4466,02314,9203,0893,084512956-1,160
Appropriation of the result
9906 -27,8898,93310,54015,8916,44414,9223,1023,1135299771,021
14P 293340891444422------
791/2 -1,860---------
691/2 -10,50010,20015,0006,00014,5003,1003,1005009601,000
6920 -10,500-------8601,000
6921 --10,20015,0006,00014,5003,1003,100500100-
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 29-04-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
30-09-2025 micro format 29-04-2026 2026-00094102 PDF
30-09-2024 micro format 30-04-2025 2025-00081741 PDF
30-09-2023 micro format 29-04-2024 2024-00074451 PDF
30-09-2022 micro format 28-04-2023 2023-00078724 PDF
30-09-2021 micro format 29-04-2022 2022-20017569 PDF
30-09-2020 micro format 30-04-2021 2021-13400083 PDF
30-09-2019 micro format 30-04-2020 2020-11100516 PDF
30-09-2018 micro format 30-04-2019 2019-11900235 PDF
30-09-2017 micro format 27-04-2018 2018-11100023 PDF
30-09-2016 abbreviated format 28-04-2017 2017-10700046 PDF
30-09-2015 abbreviated format 05-04-2016 2016-09300261 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015
-21,15213,80416,93134,25117,05826,84118,03318,12310,6307,4944,749
-24,58410,67013,31425,69715,47725,06515,06415,0098,5887,3644,338
286,4902,60053,027-24,3183,6645,2349,58310,40748,7361,75013,000
-70,34010,72317,67944,6964,13311,383-4,023-4,86312,8303,016-
16,34983,25375,27961,5668,1019,130-4,388-2,9253,658578-4,447
17.0%79.4%80.8%79.0%66.3%55.7%37.1%19.5%13.2%52.8%40.0%
1.835.686.475.511.371.580.740.851.201.080.54
4.830.230.210.230.510.801.694.146.560.891.50
-51.4%10.3%12.9%33.8%14.0%40.8%14.3%24.5%5.4%19.6%-16.1%
-8.8%8.2%10.4%26.7%9.3%22.7%5.3%4.8%0.7%10.3%-6.4%
-6.13over 100over 10067.4113.04------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item30-09-202530-09-202430-09-202330-09-202230-09-2021
Tangible fixed assets€286,490€2,600€53,027-€3,664
€3,666€2,077€3,665€3,696€9,454

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on Bumpi

The operating result for 2025 is a loss of €24,817, after a profit of €11,727 in 2024. It is the lowest result since 2015.

Debt's share of the balance-sheet total rises from 18.5% to 82.3%. Equity is lower and debt is higher.

Board & ownership

Board

2 directors, last change in 2024
BLEYAERT Alex Fernand Jean
Statutory director
since 01-12-2011 term for the life of the company
earlier director, until 02-01-2024
listed in the 2023 annual accounts, filed on 29-04-2024
VANDEN EECKHOUTE Bart Roger Edmond
Statutory director
since 01-12-2011 term for the life of the company
earlier director, until 02-01-2024
listed in the 2023 annual accounts, filed on 29-04-2024

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today
BLEYAERT Alex Fernand Jean
Statutory director
VANDEN EECKHOUTE Bart Roger Edmond
Statutory director
BoardEarliermandate already running before its first mention
Mandates as a list
  • BLEYAERT Alex Fernand Jean
    • Statutory director, from 01-12-2011 to date
    • Director, until 02-01-2024
  • VANDEN EECKHOUTE Bart Roger Edmond
    • Statutory director, from 01-12-2011 to date
    • Director, until 02-01-2024

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€13,400
Source
2025 annual accounts

Articles of association

deed of 02-01-2024 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Saturday of March at 10:00

Network & group

No group

Bumpi has no parent and no holdings in its annual accounts. Bumpi shares no director with another company.

Timeline

Timeline

20 events since 2011

Deadline for the 2026 accounts: 30-04-2027

2026
Annual accounts 2025 filed PDFmicro format · 1 day before the deadline
2025
Weakest financial year net -€28,250 The net result drops to -€28,250, the lowest from 2015 to 2025.
Annual accounts 2024 filed PDFmicro format · on the deadline day
2024
Annual accounts 2023 filed PDFmicro format · 1 day before the deadline
2 directors reappointedChanges of role: VANDEN EECKHOUTE Bart Roger Edmond (statutory director) and BLEYAERT Alex Fernand Jean (statutory director) · Reappointments: VANDEN EECKHOUTE Bart Roger Edmond (statutory director) and BLEYAERT Alex Fernand Jean (statutory director) · “Verhuur en aan- en verkoop van attracties zoals…” (deed in Dutch) · General meeting of 21-12-202311 points ▸

Open the deed in the Belgian Official Gazette

2023
Annual accounts 2022 filed PDFmicro format · 2 days before the deadline
2022
Highest result from 2015 to 2025 net €22,001 ▲265% The operating result of €30,555 and the net result of €22,001 are both a record.
Liquidity quadruples current ratio 5.51 The current ratio rises from 1.37 to 5.51. Short-term debt falls from €21,618 to €13,661.
Annual accounts 2021 filed PDFmicro format · 1 day before the deadline
2021
Annual accounts 2020 filed PDFmicro format · on the deadline day
2020
Liquidity more than doubled current ratio 1.58 The current ratio rises from 0.74 to 1.58. Short-term debt falls from €16,892 to €15,684.
Annual accounts 2019 filed PDFmicro format · on the deadline day
2019
Annual accounts 2018 filed PDFmicro format · on the deadline day
2018
Annual accounts 2017 filed PDFmicro format · 3 days before the deadline
2017
Annual accounts 2016 filed PDFabbreviated format · 2 days before the deadline
2016
Back to profit net €1,756 The net result is €1,756, after one loss-making year.
Liquidity doubles current ratio 1.08 The current ratio rises from 0.54 to 1.08. Short-term debt falls from €9,570 to €7,352.
Annual accounts 2015 filed PDFabbreviated format · 25 days before the deadline
2012
First establishment Zwaanhoek 7, Oudenburg
2011
Incorporation PDFpublished on 03-01-2012

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 1 December 2011, Bumpi was incorporated.1 Total assets went from €58,327 in 2019 to €322,760 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2025

Company details

Identity

Enterprise number
0842.017.705
VAT number
BE 0842.017.705
Peppol ID
0208:0842017705
Other Peppol ID
9925:BE0842017705
Legal form
Private limited company
Status
Active, normal situation
Founded
01-12-2011
Financial year
ends on 30 September
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Saturday of March at 10:00
deed of 02-01-2024 (in Dutch)
Peppol
Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
Name
Bumpi in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 02-01-2024 (in Dutch)

Activities

NACEBEL 2025
VAT activities
77110 Renting and leasing of cars and light motor vehicles main activity
77392 Rental and leasing activities main activity
Social security (RSZ) activities
77392 Rental and leasing activities main activity
Codes under NACEBEL 2008
77392 Rental and leasing activities main activity
77393 Rental and leasing activities main activity

Registered office and establishments

1 establishment
Establishment Since Unit number
Zwaanhoek 7C registered office 8460 Oudenburg
Zwaanhoek 7 8460 Oudenburg 5621002 Event catering 18-01-2012 2.205.856.511

Buildings and parcels at the addresses

Ground area
1,389 m²
Buildings
201 m²
Volume, LiDAR
1,162 m³
Tallest building
9.1 m
Buildings to scale, each on its own parcel
101 m², 9.1 m 100 m², 6.5 m 101 m², 9.1 m 100 m², 6.5 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
35014C0141/00C002777 m² 1 · 101 m² 9.1 m · 2
35014C0141/00W000612 m² 1 · 100 m² 6.5 m · 2

Contact

E-mail info@bumpi.be establishment in Oudenburg

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