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BUL-IT

Active
Private limited companyfounded 200818 yrs activeStokthoekstraat 14, 9140 Temse, BelgiumKBO/BCE: BE 0897.787.755

BUL-IT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €396k and a net result of €70k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 79% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
89 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 5.23 against 8.52 in 2024; short-term debt: 15.6% and cash: 27.6% of total assets), and 16.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
83.9%
Return on assets
14.7%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
1 d early
2023
on the day
2022
10 d late
2021
4 d late
2020
26 d late
2019
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€396k▲ 6.4%
2024 · €372k
2019: €208k 2020: €275k 2021: €332k 2022: €266k 2023: €331k 2024: €372k
2019 → 2025
Total assets
€472k▲ 12.9%
2024 · €419k
2019: €243k 2020: €298k 2021: €360k 2022: €308k 2023: €352k 2024: €419k
2019 → 2025
Net result
€70k▲ 14.5%
2024 · €61k
2019: €46k 2020: €67k 2021: €76k 2022: €57k 2023: €65k 2024: €61k
2019 → 2025
Working capital
€311k▼ 10.7%
2024 · €348k
2019: €202k 2020: €269k 2021: €322k 2022: €228k 2023: €302k 2024: €348k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€332k-€266k▼ 20.0%€331k▲ 24.5%€372k▲ 12.5%€396k▲ 6.4%
Operating result€106k-€79k▼ 25.8%€91k▲ 15.7%€84k▼ 7.8%€95k▲ 13.0%
Net result€76k-€57k▼ 26.1%€65k▲ 15.3%€61k▼ 6.7%€70k▲ 14.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €106k€106kNet result 2021: €76k€76kOperating result 2022: €79k€79kNet result 2022: €57k€57kOperating result 2023: €91k€91kNet result 2023: €65k€65kOperating result 2024: €84k€84kNet result 2024: €61k€61kOperating result 2025: €95k€95kNet result 2025: €70k€70k20212022202320242025
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €472k
Fixed assets €88k▲ 263%
Current assets €385k▼ 2.5%
Equity and liabilities €472k
Equity €396k▲ 6.4%
Debt €76k▲ 64.8%
The debt ratio rises from 11.1% to 16.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€107k
2024 · €94k
Cash flow
€82k
2024 · €71k
Solvency
83.9%
2024 · 88.9%
Current ratio
5.23
2024 · 8.52
Quick ratio
5.23
2024 · 8.52
Debt / equity
0.19
2024 · 0.12
ROE
17.6%
2024 · 16.3%
ROA
14.7%
2024 · 14.5%
Interest coverage
29.47
2024 · 80.82
Debt
€76k
2024 · €46k
Debt ≤ 1 year
€74k
2024 · €46k
Income taxes
€26k
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€419k€472k
Fixed assets21/28€24k€88k
Tangible fixed assets22/27€24k€88k
Plant, machinery and equipment23€7k€4k
Furniture and vehicles24€17k€84k
Current assets29/58€394k€385k
Amounts receivable after more than one year29€40k€40k=
Other amounts receivable291€40k€40k=
Amounts receivable within one year40/41€41k€29k
Trade receivables40€39k€27k
Other amounts receivable41€2k€2k
Current investments50/53€130k€159k
Cash at bank and in hand54/58€150k€131k
Deferred charges and accrued income490/1€33k€26k
Equity and liabilities
Total equity and liabilities10/49€419k€472k
Equity10/15€372k€396k
Contributions10/11€1k€1k=
Reserves13€371k€395k
Distributable reserves133€371k€395k
Profit (loss) carried forward14€94€173
Amounts payable17/49€46k€76k
Amounts payable within one year42/48€46k€74k
Trade debts44€488€2k
Suppliers440/4€488€2k
Taxes, remuneration and social security45€20k€21k
Taxes450/3€20k€21k
Other amounts payable47/48€26k€51k
Accrued charges and deferred income492/3-€3k
Income statement Code20242025
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€13k
Other operating charges640/8€715€737
Gross operating margin9900€94k€108k
Operating profit (loss)9901€84k€95k
Financial income75/76B€2k€5k
Recurring financial income75€2k€5k
Financial charges65/66B€1k€4k
Recurring financial charges65€1k€4k
Profit (loss) for the period before taxes9903€85k€96k
Income taxes67/77€24k€26k
Profit (loss) for the period9904€61k€70k
Profit (loss) for the period to be appropriated9905€61k€70k
Appropriation of the result
Profit (loss) to be appropriated9906€61k€70k
Profit (loss) brought forward from the previous period14P€303€94
Transfer from equity791/2€12k€46k
Transfer to equity691/2€61k€70k
To other reserves6921€61k€70k
Profit to be distributed694/7€12k€46k
Return on contributions (dividend)694€12k€46k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
30-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
30-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial Liquidity doublescurrent ratio 15.12
Current ratio from 6.34 to 15.12; short-term debt falls from €43k to €21k.
2022
10-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2021
04-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
31-03
Financial Highest result since 2019net €76k ▲14.5%
Operating result €106k, net result €76k, both a record.
2020
26-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2019
31-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
13-11
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2017
31-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
15-11
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Stokthoekstraat 149140 Temse
Ground area
1,078 m²
Building footprint
164 m²
Volume, LiDAR
863 m³
Parcel 46008A0477/00H000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BUL-IT
Stokthoekstraat 14, 9140 TemseRetail trade
since 20082.170.844.954
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46008A0477/00H000 Flanders 1,078 m² 1 · 164 m² 7.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

254900ZO81APUVTOV622
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 12,863 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded08-05-2008
Fiscal year end31-03
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.