SOLVITUDE
ActiveSOLVITUDE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €299k and a net result of €77k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 49% of 16809 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+8
Solvency98▼-2
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.48 against 7.62 in 2024), and 41% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59%
Return on assets
15.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-03-2026, 144 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
144 d early
2024
38 d early
2023
35 d early
2022
32 d early
2021
35 d early
2020
33 d early
2019
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€299k▼ 25.8%
2024 · €403k
2018: €375k
2019: €362k
2020: €274k
2021: €300k
2022: €329k
2023: €364k
2024: €403k
2018 → 2025
Total assets
€507k▲ 8.0%
2024 · €469k
2018: €411k
2019: €443k
2020: €444k
2021: €381k
2022: €411k
2023: €437k
2024: €469k
2018 → 2025
Net result
€77k▲ 3.2%
2024 · €74k
2018: €37k
2019: €35k
2020: €43k
2021: €68k
2022: €70k
2023: €71k
2024: €74k
2018 → 2025
Working capital
€300k▼ 25.6%
2024 · €404k
2018: €386k
2019: €374k
2020: €287k
2021: €312k
2022: €337k
2023: €367k
2024: €404k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€300k-€329k▲ 9.7%€364k▲ 10.5%€403k▲ 10.8%€299k▼ 25.8%
Operating result€94k-€98k▲ 3.8%€98k▲ 0.5%€101k▲ 2.8%€105k▲ 3.9%
Net result€68k-€70k▲ 3.3%€71k▲ 1.3%€74k▲ 4.5%€77k▲ 3.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 4% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €507k
Fixed assets
€4k▼ 13.5%
Current assets
€503k▲ 8.2%
Equity and liabilities €507k
Equity
€299k▼ 25.8%
Debt
€208k▲ 215%
The debt ratio rises from 14.1% to 41.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€106k▲
2024 · €102k
Cash flow
€77k▲
2024 · €75k
Solvency
59.0%▼
2024 · 85.9%
Current ratio
2.48▼
2024 · 7.62
Quick ratio
2.48▼
2024 · 7.62
Debt / equity
0.69▲
2024 · 0.16
ROE
25.6%▲
2024 · 18.4%
ROA
15.1%▼
2024 · 15.8%
Interest coverage
1088.76▲
2024 · 762.89
Debt
€208k▲
2024 · €66k
Debt ≤ 1 year
€203k▲
2024 · €61k
Debt > 1 year
€5k=
2024 · €5k
Income taxes
€31k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€469k€507k▲
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€4k€4k▼
Plant, machinery and equipment23€501€173▼
Other tangible fixed assets26€4k€3k▼
Current assets29/58€465k€503k▲
Amounts receivable within one year40/41€16k€35k▲
Trade receivables40€16k€35k▲
Cash at bank and in hand54/58€446k€468k▲
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€469k€507k▲
Equity10/15€403k€299k▼
Contributions10/11€19k€19k=
Reserves13€380k€276k▼
Distributable reserves133€380k€276k▼
Profit (loss) carried forward14€4k€4k▲
Amounts payable17/49€66k€208k▲
Amounts payable after more than one year17€5k€5k=
Other amounts payable178/9€5k€5k=
Amounts payable within one year42/48€61k€203k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€21k€18k▼
Taxes450/3€21k€18k▼
Other amounts payable47/48€37k€182k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€555€555=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€103k€107k▲
Operating profit (loss)9901€101k€105k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€133€97▼
Recurring financial charges65€133€97▼
Profit (loss) for the period before taxes9903€103k€107k▲
Income taxes67/77€29k€31k▲
Profit (loss) for the period9904€74k€77k▲
Profit (loss) for the period to be appropriated9905€74k€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€78k€81k▲
Profit (loss) brought forward from the previous period14P€4k€4k▲
Transfer from equity791/2€35k€181k▲
Transfer to equity691/2€74k€77k▲
To other reserves6921€74k€77k▲
Profit to be distributed694/7€35k€181k▲
Return on contributions (dividend)694€35k€181k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €77k ▲3.2%
Operating result €105k, net result €77k, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 5.92
Current ratio from 2.91 to 5.92; short-term debt falls from €150k to €63k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €35k ▼3.7%
Net result drops to €35k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2023
DEJAEGHERE Frederik
CurrentStatutaire bestuurder · since 22-11-2023
THIEREN Peggy Madeleine
CurrentPlaatsvervangend bestuurder · since 22-11-2023
22-11-2023
DEJAEGHERE Frederik: Resigned as Statutaire bestuurder
22-11-2023
DEJAEGHERE Frederik: Appointed as Statutaire bestuurder
22-11-2023
THIEREN Peggy Madeleine: Appointed as Plaatsvervangend bestuurder
Not every act has been read: a resignation may be missing here
1 of this company's 1 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2008
Ground area
155 m²
Building footprint
200 m²
Volume, LiDAR
917 m³
Parcel 44402A0536/00D005, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SOLVITUDE
since 20082.171.264.133
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44402A0536/00D005 | Flanders | 155 m² | 1 · 200 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,866 companies in sector 62200 we hold annual accounts for 18,318. 13,701 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-2008
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.