Equity
-€404,936
Debts exceed assets in financial year 2025.
BUILDING STONE
Lifetime
17 annual accounts with figures on one time axispeak €84,261 (2024)
€43,448▼ 48.4%
lowest -€1.0m (2025)
-€1.0m▼ €1.1m
peak €635,707 (2024)
-€404,936▼ €1.0m
€1.0m▲ 0.2%
peak 1 FTE (2024)
1 FTEunchanged
Board2 names since 2021
-
Documentsfilings and deeds
30-01-20261 day before the deadline
2025abbreviated format
Gross margin from €84,261 to €43,448Loss of €1.0mEquity from €635,707 to -€404,936
Key points
from the 2025 annual accountsResult
-€1.0m -€1.0m
From profit to loss in 2025, after a profit of €29,604 in 2024.
Debts
€1.0m 165% of the balance sheet
Financial debts 94%Suppliers 5%Taxes and wages 2%
Of this, €65,409 falls due within a year.
Liquidity
9.15 was 25.48 in 2024
Short-term debts rose from €64,273 to €65,409.
Filings
17 annual accounts since 2007
Five of the last ten came late. The 2017 accounts came latest: 234 days after the end of the period.
Position in the sector
-64.9%
Lower solvency than 95% of companies in construction of buildings. Sector median 38.6% · 2,816 companies.
Checked score
34
Weak
Financially stronger than 16% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
5.9% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%
01-2025: 1.0%▲ +0.2 percentage points vs 12-2024
02-2025: 1.3%▲ +0.3 percentage points vs 01-2025
03-2025: 0.4%▼ -0.9 percentage points vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025lowest value
05-2025: 0.4%● unchanged vs 04-2025lowest value
06-2025: 0.4%● unchanged vs 05-2025lowest value
07-2025: 0.4%● unchanged vs 06-2025lowest value
08-2025: 0.5%▲ +0.1 percentage points vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.6%▲ +0.1 percentage points vs 11-2025
01-2026: 0.8%▲ +0.2 percentage points vs 12-2025
02-2026: 1.2%▲ +0.4 percentage points vs 01-2026
03-2026: 4.5%▲ +3.3 percentage points vs 02-2026
04-2026: 4.5%● unchanged vs 03-2026
05-2026: 4.5%● unchanged vs 04-2026
06-2026: 4.5%● unchanged vs 05-2026
07-2026: 5.8%▲ +1.3 percentage points vs 06-2026
08-2026: 5.8%● unchanged vs 07-2026
09-2026: 5.7%▼ -0.1 percentage points vs 08-2026
10-2026: 6.0%▲ +0.3 percentage points vs 09-2026highest value
11-2026: 5.9%▼ -0.1 percentage points vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Loss of €1.0m (financial year 2025)
Negative equity -€404,936
1 change of registered office in 24 months
Sector: Construction of residential and non-residential buildings (NACE 41)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 3% of them on solvency, 54% on liquidity, 5% on profitability and 3% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,619 companies had the same profile as BUILDING STONE has now. Each dot stands for 17 companies, two years later.
84.5%
were still trading
10.0%
stopped another way
4.5%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BUILDING STONE itself is higher: 5.9% within 12 months. It rests on far more data about BUILDING STONE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,619 companies, not a prediction for BUILDING STONE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is ample, with a current ratio of 9.15 (25.48 in 2024), above the usual 1.5. Short-term debt is 10.5% and cash 1.2% of total assets. However, equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
18192021232425
2018 to 2025 · latest year -€404,936
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
on the day
2023
on the day
2021
22 days late
2020
31 days late
2019
138 days late
2018
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 31 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
Board and ownership
last known boardShares in 1 company, RESIDENTIE WINTERSLAGSE POORT
Board & ownershipRecent changes
Registered office moved within Vilvoorde
New registered office: Leuvensesteenweg 248 bus B, 1800 Vilvoorde · Previous registered office: Aarschotsestraat 87 bus A, 1800 Vilvoorde · Board meeting of 02-03-2026 · Gazette deed
Environmental permit granted
Maasmechelen
Environmental permit granted
Bouwen of herbouwen, Een grond gebruiken, aanleggen of inrichten, Nieuwbouw van bijgebouwen en niet overdekte lage constructie and 1 more · Maasmechelen
Amendment of the articles
General meeting of 27-06-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BUILDING STONE Vilvoorde | €623,821 | €43,448 | -64.9% | 1 |
| MLD Recyclage Anthisnes | €517,576 | €47,378 | 49.7% | 0.8 |
| HEUVA Lille | €687,594 | €65,461 | 18.2% | 1 |
| Basile et Lola Liège | €646,057 | €69,208 | 54.9% | 1 |
| Vantomme D. Moorslede | €689,130 | €74,956 | 43.5% | 0.9 |
| INVESTPRO - DE SCHALK Mechelen | €770,268 | €75,219 | 76.0% | 1 |
| TST BAT Evere | €371,050 | €43,998 | 33.6% | 0.8 |
These companies have the same main activity as BUILDING STONE: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €371,000 and €770,000, founded between 2002 and 2007.
Official details
Source: KBO- Status
- Active since 25-07-2006Normal situation
- Registered office
- 15 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- General construction of residential buildingsNACE 41001
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 30-06-2025
- Establishment unit
- 2.178.530.0271800 Vilvoorde, since 22-06-2006
- Financial year end
- 30 June
- Peppol
- Reachable
Annual accounts to 30-06-2025
- ≈ €200,000estimated
- €623,821▼ 62.5%
- Employeeson 30-06-2025
- 1=
- Filing
- Filed on 30-01-2026, 1 day before the end of the filing period
Insights on BUILDING STONE
BUILDING STONE files the abbreviated format. That format states no turnover. The gross margin fell from €48,214 in 2007 to €43,448 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BUILDING STONE
- What is the company number of BUILDING STONE?
- The company number of BUILDING STONE is 0882.708.413. The VAT number is the same number with BE in front: BE 0882.708.413.
- Where is BUILDING STONE based?
- The registered office is at Leuvensesteenweg 248, 1800 Vilvoorde.Company details
- What does BUILDING STONE do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of BUILDING STONE?
- BUILDING STONE is a private limited company (BV).
- When was BUILDING STONE founded?
- BUILDING STONE was founded on 25-07-2006.
- Is BUILDING STONE still active?
- Yes, BUILDING STONE is an active enterprise in the KBO register.
- How many employees does BUILDING STONE have?
- BUILDING STONE had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does BUILDING STONE fall under?
- In its 30-06-2025 annual accounts, BUILDING STONE states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of BUILDING STONE?
- The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €43,448 and 37 comparable companies (NACE 41001). It probably lies between €120,000 and €370,000.
- Is BUILDING STONE profitable?
- In financial year 2025, BUILDING STONE made a loss of €1.0m.
- Where can I find the annual accounts of BUILDING STONE?
- BUILDING STONE filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BUILDING STONE due?
- BUILDING STONE must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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