BUILDING STONE
ActiveSummary
BUILDING STONE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-405k) and a net result of €-1.04M. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 2198 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-42
Solvency0▼-63
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 9.15 against 25.48 in 2024; short-term debt: 10.5% and cash: 1.2% of total assets), but equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-64.9%
Return on assets
-166.8%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
18192021232425
2018 to 2025 · latest year €-405k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2021
22 d late
2020
31 d late
2019
138 d late
2018
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-405k
2024 · €636k
Total assets
€624k▼ 62.5%
2024 · €1.66M
Net result
€-1.04M
2024 · €30k
Working capital
€533k▼ 66.1%
2024 · €1.57M
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202320242025
Operating result€-3k€-68k▼ 2,212%€28k-€-82€-1.05M▼ 1,277,607%
Net result€-39k▼ 226%€-122k▼ 212%€14k-€30k▲ 109%€-1.04M
Equity€59k▼ 39.7%€592k▲ 898%€606k-€636k▲ 4.9%€-405k
Total assets€1.36M=€1.26M▼ 7.7%€1.59M-€1.66M▲ 4.4%€624k▼ 62.5%
Debt€1.30M▲ 3.1%€664k▼ 49.0%€986k-€1.03M▲ 4.1%€1.03M▲ 0.2%
Working capital€119k▲ 19.6%€592k▲ 397%€732k-€1.57M▲ 115%€533k▼ 66.1%
Staff (FTE)0.4-1▲ 150%1=
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1.05M in 2025 against €82 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €624k
Fixed assets
€25k ▲ 3.1%
Current assets
€599k ▼ 63.5%
Key figures and ratios
Solvency
-64.9%▼
2024 · 38.2%
Current ratio
9.15▼
2024 · 25.48
Quick ratio
3.29▼
2024 · 7.24
Debt to equity
-2.54▼
2024 · 1.61
ROA
-166.8%▼
2024 · 1.8%
Debt ≤ 1 year
€65k▲
2024 · €64k
Debt > 1 year
€963k▲
2024 · €962k
Income taxes
€5k▲
2024 · €177
Staff costs
€76k▼
2024 · €83k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €2k | €0 | - | - | - |
| Remuneration, social security and pensions62 | - | - | €37k | €83k | €76k | ▼ 8.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €46k | €0 | - | - | - |
| Other operating charges640/8 | - | €1k | €4k | €1k | €1.02M | ▲ 77,984% |
| Non-recurring operating charges66A | - | €17k | €0 | - | - | - |
| Gross operating margin9900 | €-3k | €-3k | €69k | €84k | €43k | ▼ 48.4% |
| Operating profit (loss)9901 | €-3k | €-68k | €28k | €-82 | €-1.05M | ▼ 1,277,607% |
| Financial income75/76B | - | - | €10k | €32k | €19k | ▼ 41.2% |
| Recurring financial income75 | - | - | €10k | €32k | €19k | ▼ 41.2% |
| Financial charges65/66B | - | €38k | €24k | €2k | €2k | ▼ 18.8% |
| Recurring financial charges65 | €35k | €38k | €24k | €2k | €2k | ▼ 18.8% |
| Profit (loss) for the period before taxes9903 | €-37k | €-106k | €14k | €30k | €-1.04M | ▼ 3,577% |
| Income taxes67/77 | €2k | €16k | €88 | €177 | €5k | ▲ 2,825% |
| Profit (loss) for the period9904 | €-39k | €-122k | €14k | €30k | €-1.04M | ▼ 3,615% |
| Profit (loss) for the period to be appropriated9905 | €-39k | €-122k | €14k | €30k | €-1.04M | ▼ 3,615% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.36M | €1.26M | €1.59M | €1.66M | €624k | ▼ 62.5% |
| Fixed assets21/28 | €150k | €150k | €25k | €25k | €25k | ▲ 3.1% |
| Tangible fixed assets22/27 | €150k | €150k | €0 | - | - | - |
| Other tangible fixed assets26 | - | €150k | €0 | - | - | - |
| Financial fixed assets28 | - | - | €25k | €25k | €25k | ▲ 3.1% |
| Current assets29/58 | €1.21M | €1.11M | €1.57M | €1.64M | €599k | ▼ 63.5% |
| Amounts receivable after more than one year29 | - | - | €427k | €458k | €202k | ▼ 56.0% |
| Other amounts receivable291 | - | - | €427k | €458k | €202k | ▼ 56.0% |
| Stocks and contracts in progress3 | €1.05M | €1.05M | €1.00M | €1.17M | €383k | ▼ 67.3% |
| Stocks30/36 | - | €1.05M | €1.00M | €1.17M | €383k | ▼ 67.3% |
| Amounts receivable within one year40/41 | €163k | €59k | €131k | €1k | €6k | ▲ 351% |
| Trade receivables40 | - | €38k | €92k | €0 | - | - |
| Other amounts receivable41 | - | €21k | €39k | €1k | €6k | ▲ 351% |
| Cash at bank and in hand54/58 | - | - | €7k | €6k | €7k | ▲ 26.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.36M | €1.26M | €1.59M | €1.66M | €624k | ▼ 62.5% |
| Equity10/15 | €59k | €592k | €606k | €636k | €-405k | ▼ 164% |
| Contributions10/11 | - | €823k | €823k | €823k | €823k | = |
| Reserves13 | €53k | €53k | €53k | €53k | €53k | = |
| Distributable reserves133 | - | €53k | €53k | €53k | €53k | = |
| Profit (loss) carried forward14 | €-162k | €-284k | €-270k | €-240k | €-1.28M | ▼ 433% |
| Amounts payable17/49 | €1.30M | €664k | €986k | €1.03M | €1.03M | ▲ 0.2% |
| Amounts payable after more than one year17 | - | €150k | €150k | €962k | €963k | ▲ 0.1% |
| Financial debts170/4 | - | €150k | €150k | €962k | €963k | ▲ 0.1% |
| Amounts payable within one year42/48 | €1.09M | €514k | €836k | €64k | €65k | ▲ 1.8% |
| Trade debts44 | €17k | €69k | €37k | €21k | €48k | ▲ 130% |
| Suppliers440/4 | - | €69k | €37k | €21k | €48k | ▲ 130% |
| Taxes, remuneration and social security45 | - | €171k | €12k | €22k | €17k | ▼ 19.0% |
| Taxes450/3 | - | €171k | €1k | €2k | €2k | ▲ 3.6% |
| Remuneration and social security454/9 | - | - | €10k | €20k | €16k | ▼ 20.8% |
| Other amounts payable47/48 | - | €274k | €787k | €22k | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-39k | €-122k | €14k | €30k | €-1.04M | ▼ 3,615% |
| Operating cash flow (approximation) | €-39k | €-122k | €14k | €30k | €-1.04M | ▼ 3,615% |
| Investment in fixed assets (approximation) | - | €0 | - | €0 | €-750 | - |
| Change in cash | - | - | - | €-1k | €2k | ▲ 249% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €-1.04M
Net result drops to €-1.04M, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Highest result since 2018net €30k ▲109%
Net result €30k, the highest in the series.
30-06
Financial
Liquidity times 14current ratio 25.48
Current ratio from 1.88 to 25.48; short-term debt falls from €836k to €64k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €14k
Net result €14k after 4 loss-making years.
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Equity above €500kEq €592k ▲898%
Equity rises from €59k to €592k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 138 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
Show earlier events
22-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 234 days late
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2006
Ground area
506 m²
Building footprint
210 m²
Volume, LiDAR
385 m³
2 parcels, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BUILDING STONE
since 20062.178.530.027
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23066A0039/00A002 | Flanders | 383 m² | 1 · 149 m² | - |
| 23644H0033/00T003 | Flanders | 123 m² | 1 · 62 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 8,245 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-07-2006
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
Scores and ratios are computed by Checked and are not a credit decision.