Equity
€175,788 ▲ 106%
BNG CONSTRUCT has made a profit in every financial year since 2017.
BNG CONSTRUCT
Lifetime
10 annual accounts with figures on one time axispeak €500,831 (2026)
€500,831▲ 35.5%
peak €90,616 (2026)
€90,616▲ 625%
peak €175,788 (2026)
€175,788▲ 106%
€224,403▲ 29.6%
Board4 names since 2019
1 directorBURA Nicolae
Owners6 names in the annual accounts
Documentsfilings and deeds
28-10-20263 days before the deadline
2026micro format
Turnover from €369,588 to €500,831Gross margin from €21,642 to €158,661Result from €12,507 to €90,6161 director appointed, 2 resignations 18-08Equity from €85,172 to €175,788Debts from €173,150 to €224,403
Key points
from the 2026 annual accountsResult
€90,616 ▲ 625%
The result rose in 2026 from €12,507 to €90,616.
Payment terms
128 days to suppliers
BNG CONSTRUCT pays its suppliers 32 days later than in 2025. Customers pay 5 days later.
Filings
10 annual accounts 6 late
The 2024 accounts came latest: 54 days after the end of the period.
Board
2 left
Directors left. Latest change 18-08-2026 · 1 in office.
Position in the sector
€90,616
Higher net result than 93% of companies in specialised construction. Sector median €11,578 · 1,072 companies.
Checked score
68
Healthy
Financially stronger than 60% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.0%
01-2025: 2.6%▼ -0.4 percentage points vs 12-2024
02-2025: 2.6%● unchanged vs 01-2025
03-2025: 2.5%▼ -0.1 percentage points vs 02-2025
04-2025: 2.5%● unchanged vs 03-2025
05-2025: 2.6%▲ +0.1 percentage points vs 04-2025
06-2025: 2.7%▲ +0.1 percentage points vs 05-2025
07-2025: 2.7%● unchanged vs 06-2025
08-2025: 2.7%● unchanged vs 07-2025
09-2025: 2.6%▼ -0.1 percentage points vs 08-2025
10-2025: 2.6%● unchanged vs 09-2025
11-2025: 3.1%▲ +0.5 percentage points vs 10-2025highest value
12-2025: 1.9%▼ -1.2 percentage points vs 11-2025
01-2026: 1.9%● unchanged vs 12-2025
02-2026: 1.9%● unchanged vs 01-2026
03-2026: 1.9%● unchanged vs 02-2026
04-2026: 1.7%▼ -0.2 percentage points vs 03-2026
05-2026: 1.7%● unchanged vs 04-2026
06-2026: 1.8%▲ +0.1 percentage points vs 05-2026
07-2026: 1.8%● unchanged vs 06-2026
08-2026: 1.8%● unchanged vs 07-2026
09-2026: 1.8%● unchanged vs 08-2026
10-2026: 0.9%▼ -0.9 percentage points vs 09-2026lowest value
11-2026: 0.9%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
1 of the last 3 accounts late
Size: turnover €500,831, total assets €400,191
Sector: Specialised construction activities (NACE 43)
lowers risk
Founded in 2015
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 47% of them on solvency, 22% on liquidity, 84% on profitability and 87% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as BNG CONSTRUCT has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of BNG CONSTRUCT itself is higher: 0.9% within 12 months. It rests on far more data about BNG CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for BNG CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.6 (1.28 in 2025), above the usual 1.5. Short-term debt is 56.1% and cash 10.1% of total assets. However, 56.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 28-10-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
3 days early
2025
28 days late
2024
54 days late
2023
30 days late
2022
9 days late
2021
17 days late
2020
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 24 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 28 November (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-03-2027 year end31-10-2027 deadline
Board and ownership
- CATALIN REMUS CIULannual accounts 31-03-2021
- GEORGIAN NICU BURAannual accounts 31-03-2021
- NICOLAE BURAannual accounts 31-03-2021
Recent changes
1 director appointed, 2 resignations
Resignations: CIUL Cătălin and BURA Georgian-Nicu · Appointment: BURA Nicolae (sole director) · Director discharge: CIUL Cătălin · General meeting of 15-12-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0640710140
Changes of role: BURA Nicolae, BURA Georgian-Nicu and CIUL Catalin-Remus
Director discharge: BURA Nicolae · Director discharge: BURA Georgian-Nicu · Director discharge: CIUL Catalin-Remus · General meeting of 15-12-2023 · Gazette deed
Resignation: CONIOSI loan (manager)
BURA Nicolae holds 70 shares · BURA Georgian - Nicu holds 10 shares · CIUL Catalin-Remus holds 10 shares · General meeting of 30-03-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BNG CONSTRUCT Ixelles | €0.5m | 27.4% | 43.9% | - |
| BUILD ECO Ixelles | - | - | 36.0% | - |
| ARIS TOCLE Ixelles | - | - | 48.2% | - |
| JORJ CONSTRUCT Koekelberg | - | - | 44.9% | - |
| BEL POL GROUP Anderlecht | - | - | 56.9% | - |
| Noxx28 Aalst | - | - | 27.9% | - |
| SCUTARASU DECORATION Frasnes-lez-Anvaing | €1.2m | 2.9% | 40.1% | - |
Grey: the largest companies of the sector (specialised construction (NACE 43)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as BNG CONSTRUCT: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €354,000 and €487,000, founded between 2014 and 2016.
Official details
Source: KBO- Status
- Active since 07-10-2015Normal situation
- Activity
- Other specialised construction activitiesNACE 43990and 3 others
- Establishment unit
- 2.247.012.0271050 Ixelles, since 07-10-2015
- Financial year end
- 31 March
- Peppol
- Reachable since 30-12-2025
Annual accounts to 31-03-2026
- €400,191▲ 54.9%
- ≈ 0 FTEestimated
- Filing
- Filed on 28-10-2026, 3 days before the end of the filing period
Insights on BNG CONSTRUCT
Solvency rose in 2026 from 33.0% to 43.9% because of the retained profit.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BNG CONSTRUCT
- What is the company number of BNG CONSTRUCT?
- The company number of BNG CONSTRUCT is 0640.710.140. The VAT number is the same number with BE in front: BE 0640.710.140.
- Where is BNG CONSTRUCT based?
- The registered office is at Gen.Geneesheer Derachelaan 105, 1050 Ixelles.Company details
- What does BNG CONSTRUCT do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of BNG CONSTRUCT?
- BNG CONSTRUCT is a private limited company (BV).
- When was BNG CONSTRUCT founded?
- BNG CONSTRUCT was founded on 07-10-2015.
- Is BNG CONSTRUCT still active?
- Yes, BNG CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of BNG CONSTRUCT?
- The turnover of BNG CONSTRUCT was €500,831 in financial year 2026, according to the filed annual accounts.Financials
- Is BNG CONSTRUCT profitable?
- In financial year 2026, BNG CONSTRUCT made a profit of €90,616.
- Where can I find the annual accounts of BNG CONSTRUCT?
- BNG CONSTRUCT filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of BNG CONSTRUCT due?
- BNG CONSTRUCT must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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