BUIJSSE
ActiveBUIJSSE has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €794k and a net result of €196k. Equity is growing by ~17% per year across the filed fiscal years. Its solvency ranks better than 21% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-7
Solvency45▼-9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.56 against 5.24 in 2024; short-term debt: 27.1% and cash: 1.2% of total assets), but 79.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.1%
Return on assets
4.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 7760 sector peers (2025).
NBB · sector comparisonPosition among 7760 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
6 d early
2023
12 d early
2022
4 d early
2021
31 d late
2020
2 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€794k▼ 35.1%
2024 · €1.22M
2018: €448k
2019: €486k
2020: €525k
2021: €654k
2022: €797k
2023: €1.12M
2024: €1.22M
2018 → 2025
Total assets
€3.96M▼ 4.8%
2024 · €4.15M
2018: €2.69M
2019: €2.68M
2020: €3.00M
2021: €2.79M
2022: €2.79M
2023: €4.46M
2024: €4.15M
2018 → 2025
Net result
€196k▼ 22.6%
2024 · €253k
2018: €128k
2019: €50k
2020: €39k
2021: €129k
2022: €143k
2023: €323k
2024: €253k
2018 → 2025
Working capital
€1.67M▼ 30.5%
2024 · €2.40M
2018: €1.06M
2019: €938k
2020: €529k
2021: €520k
2022: €538k
2023: €2.53M
2024: €2.40M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€654k-€797k▲ 21.9%€1.12M▲ 40.6%€1.22M▲ 9.2%€794k▼ 35.1%
Operating result€184k-€182k▼ 1.2%€425k▲ 133%€374k▼ 12.1%€304k▼ 18.8%
Net result€129k-€143k▲ 11.1%€323k▲ 126%€253k▼ 21.8%€196k▼ 22.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.96M
Fixed assets
€1.21M▲ 2.6%
Current assets
€2.74M▼ 7.7%
Equity and liabilities €3.96M
Equity
€794k▼ 35.1%
Provisions
€4k▼ 89.1%
Debt
€3.16M▲ 9.0%
The debt ratio rises from 69.7% to 79.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€343k▼
2024 · €413k
Cash flow
€235k▼
2024 · €292k
Solvency
20.1%▼
2024 · 29.5%
Current ratio
2.56▼
2024 · 5.24
Quick ratio
2.56▼
2024 · 5.24
Debt / equity
3.97▲
2024 · 2.37
ROE
24.6%▲
2024 · 20.7%
ROA
4.9%▼
2024 · 6.1%
Interest coverage
3.48▼
2024 · 4.11
Debt
€3.16M▲
2024 · €2.90M
Debt ≤ 1 year
€1.07M▲
2024 · €567k
Debt > 1 year
€2.08M▼
2024 · €2.33M
Income taxes
€30k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.15M€3.96M▼
Fixed assets21/28€1.18M€1.21M▲
Tangible fixed assets22/27€1.18M€1.21M▲
Land and buildings22€1.11M€1.10M▼
Plant, machinery and equipment23€7k€74k▲
Leasing and similar rights25€69k€44k▼
Current assets29/58€2.97M€2.74M▼
Amounts receivable after more than one year29€1.50M€1.50M=
Other amounts receivable291€1.50M€1.50M=
Amounts receivable within one year40/41€1.41M€1.19M▼
Trade receivables40€81k€79k▼
Other amounts receivable41€1.33M€1.11M▼
Cash at bank and in hand54/58€59k€47k▼
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€4.15M€3.96M▼
Equity10/15€1.22M€794k▼
Contributions10/11€19k€19k=
Reserves13€1.21M€776k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1.20M€774k▼
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€33k€4k▼
Provisions for liabilities and charges160/5€33k€4k▼
Major repairs and maintenance162€33k€4k▼
Amounts payable17/49€2.90M€3.16M▲
Amounts payable after more than one year17€2.33M€2.08M▼
Financial debts170/4€2.33M€2.08M▼
Amounts payable within one year42/48€567k€1.07M▲
Current portion of amounts payable after more than one year42€237k€245k▲
Financial debts43€25k€0▼
Credit institutions430/8€25k€0▼
Trade debts44€35k€127k▲
Suppliers440/4€35k€127k▲
Taxes, remuneration and social security45€109k€22k▼
Taxes450/3€109k€22k▼
Other amounts payable47/48€161k€676k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€39k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-30k€-30k=
Other operating charges640/8€49k€51k▲
Gross operating margin9900€433k€364k▼
Operating profit (loss)9901€374k€304k▼
Financial income75/76B€16k€21k▲
Recurring financial income75€16k€21k▲
Financial charges65/66B€100k€99k▼
Recurring financial charges65€100k€99k▼
Profit (loss) for the period before taxes9903€289k€226k▼
Income taxes67/77€36k€30k▼
Profit (loss) for the period9904€253k€196k▼
Profit (loss) for the period to be appropriated9905€253k€196k▼
Appropriation of the result
Profit (loss) to be appropriated9906€253k€196k▼
Transfer from equity791/2-€525k
Transfer to equity691/2€103k€96k▼
To other reserves6921€103k€96k▼
Profit to be distributed694/7€150k€625k▲
Return on contributions (dividend)694-€525k
Directors or managers695€150k€100k▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €323k ▲126%
Operating result €425k, net result €323k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 4.58
Current ratio from 1.49 to 4.58; short-term debt falls from €1.10M to €706k.
31-12
Financial
Equity above €1MEq €1.12M ▲40.6%
6 profitable years in a row build equity to €1.12M.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €39k ▼21.9%
Net result drops to €39k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €525k ▲8.1%
3 profitable years in a row build equity to €525k.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 8 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 9 days late
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-10-2025
Petra Buijsse: Resigned as Director
15-01-2013
Petra Buijsse: Resigned as Manager
15-01-2013
Patrick Buijsse: Resigned as Manager
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 1976
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spinnerslaan 39160 LokerenGround area
9,969 m²
Building footprint
1,670 m²
Volume, LiDAR
9,603 m³
Parcel 46014A1069/00H000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BUIJSSE BVBA
since 19762.013.493.633
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46014A1069/00H000 | Flanders | 9,969 m² | 1 · 1,670 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EDELWEISS
BE 0438.744.757
Ukkel · Eq €793k
FATABO
BE 0889.563.937
Bütgenbach · Eq €792k
SHERWIN PAINTING AND DECORATING CY
BE 0453.885.962
Kortenberg · Eq €798k
BEST DECOR
BE 0810.382.342
Brussel · Eq €789k
Van Hollebeke - Sanders Decoratiewerken
BE 0447.131.297
Zedelgem · Eq €789k
Of 7,861 companies in sector 43341 we hold annual accounts for 2,664. 1,153 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-1976
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
45441
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.