Immo Paint
ActiveImmo Paint has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.60M and a net result of €262k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 72% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
71
/ 100
Healthy▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▲+45
Solvency67▼-33
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €180k at 30 days acceptable
Liquidity short (current ratio 0.45 against 3.32 in 2024), and 36.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.4%
Return on assets
6.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
3 d early
2023
7 d early
2022
9 d early
2021
11 d early
2020
2 d early
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.60M▲ 11.2%
2024 · €2.34M
2018: €1.85M
2019: €1.98M
2020: €2.33M
2021: €2.30M
2022: €2.27M
2023: €2.32M
2024: €2.34M
2018 → 2025
Total assets
€4.11M▲ 34.7%
2024 · €3.05M
2018: €3.63M
2019: €2.98M
2020: €2.94M
2021: €3.12M
2022: €3.19M
2023: €3.20M
2024: €3.05M
2018 → 2025
Net result
€262k▲ 938%
2024 · €25k
2018: €520k
2019: €129k
2020: €351k
2021: €-30k
2022: €-29k
2023: €49k
2024: €25k
2018 → 2025
Working capital
€-482k
2024 · €268k
2018: €-665k
2019: €-136k
2020: €173k
2021: €8k
2022: €202k
2023: €266k
2024: €268k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.30M-€2.27M▼ 1.3%€2.32M▲ 2.1%€2.34M▲ 1.1%€2.60M▲ 11.2%
Operating result€71k-€-4k€78k€43k▼ 45.7%€342k▲ 704%
Net result€-30k-€-29k▲ 1.8%€49k€25k▼ 48.3%€262k▲ 938%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 704% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.11M
Fixed assets
€3.71M▲ 39.2%
Current assets
€396k▲ 3.2%
Equity and liabilities €4.11M
Equity
€2.60M▲ 11.2%
Provisions
€267k▲ 15.2%
Debt
€1.24M▲ 159%
The debt ratio rises from 15.7% to 30.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€467k▲
2024 · €157k
Cash flow
€387k▲
2024 · €139k
Solvency
63.4%▼
2024 · 76.8%
Current ratio
0.45▼
2024 · 3.32
Quick ratio
0.45▼
2024 · 3.32
Debt / equity
0.48▲
2024 · 0.20
ROE
10.0%▲
2024 · 1.1%
ROA
6.4%▲
2024 · 0.8%
Interest coverage
40.78▲
2024 · 12.91
Debt
€1.24M▲
2024 · €478k
Debt ≤ 1 year
€878k▲
2024 · €115k
Debt > 1 year
€362k▼
2024 · €362k
Income taxes
€46k▲
2024 · €31k
Staff costs
€1k▲
2024 · €883
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.05M€4.11M▲
Fixed assets21/28€2.67M€3.71M▲
Tangible fixed assets22/27€2.21M€3.26M▲
Land and buildings22€2.19M€3.19M▲
Furniture and vehicles24€25k€69k▲
Other tangible fixed assets26-€4k
Financial fixed assets28€455k€455k=
Current assets29/58€384k€396k▲
Amounts receivable within one year40/41€286k€119k▼
Trade receivables40€135k€119k▼
Other amounts receivable41€151k-
Cash at bank and in hand54/58€98k€277k▲
Equity and liabilities
Total equity and liabilities10/49€3.05M€4.11M▲
Equity10/15€2.34M€2.60M▲
Contributions10/11€150k€150k=
Capital10€150k€150k=
Issued capital100€150k€150k=
Reserves13€1.14M€1.28M▲
Non-distributable reserves130/1€15k€15k=
Legal reserve130€15k€15k=
Tax-exempt reserves132€600k€733k▲
Distributable reserves133€529k€529k=
Profit (loss) carried forward14€1.05M€1.18M▲
Provisions and deferred taxes16€231k€267k▲
Deferred taxes168€231k€267k▲
Amounts payable17/49€478k€1.24M▲
Amounts payable after more than one year17€362k€362k▼
Financial debts170/4€362k€362k▼
Amounts payable within one year42/48€115k€878k▲
Current portion of amounts payable after more than one year42€41k-
Trade debts44€41k€21k▼
Suppliers440/4€41k€21k▼
Taxes, remuneration and social security45€34k€55k▲
Taxes450/3€34k€55k▲
Other amounts payable47/48-€802k
Income statement
Code20242025
Remuneration, social security and pensions62€883€1k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€114k€126k▲
Other operating charges640/8€27k€22k▼
Gross operating margin9900€184k€491k▲
Operating profit (loss)9901€43k€342k▲
Financial income75/76B€24€13k▲
Recurring financial income75€24€13k▲
Financial charges65/66B€12k€11k▼
Recurring financial charges65€12k€11k▼
Profit (loss) for the period before taxes9903€30k€343k▲
Transfer from deferred taxes780€25k€27k▲
Transfer to deferred taxes680-€62k
Income taxes67/77€31k€46k▲
Profit (loss) for the period9904€25k€262k▲
Transfer from tax-exempt reserves789€49k€55k▲
Transfer to tax-exempt reserves689-€187k
Profit (loss) for the period to be appropriated9905€74k€129k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.05M€1.18M▲
Profit (loss) brought forward from the previous period14P€973k€1.05M▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €49k
Net result €49k after 2 loss-making years.
22-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-30k ▼108%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 2.05
Current ratio from 0.66 to 2.05; short-term debt falls from €405k to €165k.
31-12
Financial
Equity above €2MEq €2.33M ▲17.8%
3 profitable years in a row build equity to €2.33M.
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emile Van Arenberghstraat 293000 LeuvenGround area
507 m²
Building footprint
173 m²
Volume, LiDAR
1,809 m³
Parcel 24502C0422/00K000, Flanders · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Emile Van Arenberghstraat 29, 3000 Leuven
since 19952.073.422.015
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502C0422/00K000 | Flanders | 507 m² | 1 · 173 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A.S.V.D.
BE 0446.159.913
Alken · Eq €2.54M
DE MEDTS
BE 0400.853.587
Wijnegem · Eq €2.67M
Overseas Import Lubricating
BE 0427.364.776
Maldegem · Eq €2.69M
DE GRAEVE WORKS
BE 0881.421.281
Ecaussinnes · Eq €2.50M
OVS DECORATIE
BE 0767.643.746
Knokke-Heist · Eq €2.72M
Of 7,816 companies in sector 43341 we hold annual accounts for 2,640. 406 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded25-10-1994
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
46442Wholesale trade
51442
46831Wholesale of construction materials, general range
51532
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.