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Budgetslager Holding

Active
Public limited companyfounded 200818 yrs activeHerentalsebaan 415, 2160 Wommelgem, BelgiumKBO/BCE: BE 0899.790.806

Budgetslager Holding has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.66M and a net result of €1k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 51% of 924 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
61 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38=
Solvency71=
Growth35=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.01 in 2024; short-term debt: 54.2% and cash: 0.2% of total assets), and 54.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
45.8%
Return on assets
0%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
5 d late
2024
26 d late
2023
27 d late
2022
4 d early
2021
9 d early
2020
9 d early
2019
31 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
€255k▼ 8.9%
2024 · €280k
2018: €600k 2019: €600k 2020: €480k 2021: €250k 2022: €250k 2023: €376k 2024: €280k
2018 → 2025
EBIT margin
5.1%▼ 7.4pp
2024 · 12.5%
2018: 33.9% 2019: 7.3% 2020: 8.8% 2021: 14.8% 2022: 7.5% 2023: 3.9% 2024: 12.5%
2018 → 2025
Net result
€1k▼ 39.6%
2024 · €2k
2018: €134k 2019: €19k 2020: €16k 2021: €13k 2022: €1k 2023: €5k 2024: €2k
2018 → 2025
Working capital
€-6.66M=
2024 · €-6.66M
2018: €-6.72M 2019: €-6.70M 2020: €-6.69M 2021: €-6.67M 2022: €-6.67M 2023: €-6.67M 2024: €-6.66M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€250k-€250k=€376k▲ 50.4%€280k▼ 25.5%€255k▼ 8.9%
Equity€5.65M-€5.65M=€5.65M▲ 0.1%€5.65M=€5.66M=
Operating result€37k-€19k▼ 48.9%€15k▼ 21.3%€35k▲ 135%€13k▼ 62.9%
Net result€13k-€1k▼ 90.7%€5k▲ 336%€2k▼ 60.0%€1k▼ 39.6%
Result per fiscal year
Operating resultNet result
€0€10k€20k€30k€40kOperating result 2021: €37k€37kNet result 2021: €13k€13kOperating result 2022: €19k€19kNet result 2022: €1k€1kOperating result 2023: €15k€15kNet result 2023: €5k€5kOperating result 2024: €35k€35kNet result 2024: €2k€2kOperating result 2025: €13k€13kNet result 2025: €1k€1k20212022202320242025
The operating result falls in 2025; 2025 is 63% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12.36M
Fixed assets €12.32M=
Current assets €38k▼ 49.5%
Equity and liabilities €12.36M
Equity €5.66M=
Debt €6.70M▼ 0.6%
The debt ratio falls from 54.4% to 54.2%. Debt is lower.
Key figures and ratios
2025 value · change against 2024
Solvency
45.8%
2024 · 45.6%
Current ratio
0.01
2024 · 0.01
Quick ratio
0.01
2024 · 0.01
Debt / equity
1.18
2024 · 1.19
ROE
0.0%
2024 · 0.0%
ROA
0.0%
2024 · 0.0%
Debt
€6.70M
2024 · €6.74M
Debt ≤ 1 year
€6.70M
2024 · €6.74M
Income taxes
€3k
2024 · €3k
Staff costs
€113k
2024 · €125k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€12.39M€12.36M
Fixed assets21/28€12.32M€12.32M=
Financial fixed assets28€12.32M€12.32M=
Affiliated companies280/1€12.32M€12.32M=
Participating interests280€12.32M€12.32M=
Current assets29/58€75k€38k
Amounts receivable within one year40/41€44k€16k
Trade receivables40€35k€12k
Other amounts receivable41€9k€5k
Cash at bank and in hand54/58€32k€21k
Equity and liabilities
Total equity and liabilities10/49€12.39M€12.36M
Equity10/15€5.65M€5.66M=
Contributions10/11€3.53M€3.53M=
Capital10€3.53M€3.53M=
Issued capital100€3.53M€3.53M=
Reserves13€353k€353k=
Non-distributable reserves130/1€353k€353k=
Legal reserve130€353k€353k=
Profit (loss) carried forward14€1.78M€1.78M
Amounts payable17/49€6.74M€6.70M
Amounts payable within one year42/48€6.74M€6.70M
Trade debts44€6.72M€6.68M
Suppliers440/4€6.72M€6.68M
Taxes, remuneration and social security45€17k€17k
Taxes450/3€0-
Remuneration and social security454/9€17k€17k
Income statement Code20242025
Operating income70/76A€281k€255k
Turnover70€280k€255k
Other operating income74€970-
Operating charges60/66A€246k€242k
Services and other goods61€120k€128k
Remuneration, social security and pensions62€125k€113k
Other operating charges640/8€1k€1k
Operating profit (loss)9901€35k€13k
Financial charges65/66B€29k€9k
Recurring financial charges65€29k€9k
Debt charges650€29k€9k
Other financial charges652/9€30€31
Profit (loss) for the period before taxes9903€5k€4k
Income taxes67/77€3k€3k
Taxes670/3€3k€3k
Tax adjustments and reversals of tax provisions77-€128
Profit (loss) for the period9904€2k€1k
Profit (loss) for the period to be appropriated9905€2k€1k
Appropriation of the result
Profit (loss) to be appropriated9906€1.78M€1.78M
Profit (loss) brought forward from the previous period14P€1.78M€1.78M
Social balance
Average headcount (FTE)90872.52.0

The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
05-08
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 5 days late
2025
26-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
27-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 27 days late
2023
27-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Weakest financial yearnet €1k ▼90.7%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
22-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
22-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
21-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
20-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
14-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wommelgem · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Herentalsebaan 4152160 Wommelgem
Ground area
5,307 m²
Building footprint
1,463 m²
Volume, LiDAR
9,480 m³
2 parcels, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BUDGETSLAGER HOLDING
Koralenhoeve 5, 2160 WommelgemFinancial service activities, except insurance and pension funding
since 20082.172.894.624
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11052C0201/00Z002 Flanders 3,502 m² 1 · 935 m² 8.5 m · 2 fl.
11052D0009/00E002 Flanders 1,805 m² 1 · 527 m² 6.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 1,694 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded07-08-2008
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.