Summary
JD HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4.42M and a net result of €-423k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 40% of 2394 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
17 d early
2023
20 d early
2022
14 d early
2021
13 d early
2020
16 d early
2019
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€4.42M▼ 36.1%
2024 · €6.92M
2018: €7.47M
2019: €7.58M
2020: €7.60M
2021: €7.61M
2022: €7.23M
2023: €7.14M
2024: €6.92M
2018 → 2025
Net result
€-423k▼ 95.3%
2024 · €-217k
2018: €588k
2019: €113k
2020: €24k
2021: €10k
2022: €-383k
2023: €-89k
2024: €-217k
2018 → 2025
Total assets
€8.95M▼ 2.1%
2024 · €9.15M
2018: €7.99M
2019: €7.91M
2020: €8.62M
2021: €8.54M
2022: €9.09M
2023: €9.14M
2024: €9.15M
2018 → 2025
Solvency
49.4%▼ 26.3pp
2024 · 75.7%
2018: 93.4%
2019: 95.8%
2020: 88.2%
2021: 89.1%
2022: 79.5%
2023: 78.1%
2024: 75.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€387k-€852k▲ 120%€290k▼ 66.0%€279k▼ 3.8%€306k▲ 9.7%
Equity€7.61M-€7.23M▼ 5.0%€7.14M▼ 1.2%€6.92M▼ 3.1%€4.42M▼ 36.1%
Operating result€24k-€46k▲ 92.9%€-23k€-115k▼ 411%€-552k▼ 379%
Net result€10k-€-383k€-89k▲ 76.7%€-217k▼ 143%€-423k▼ 95.3%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €552k in 2025 against €115k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.95M
Fixed assets
€7.60M ▲ 1.1%
Current assets
€1.35M ▼ 17.0%
Equity and liabilities €8.95M
Equity
€4.42M ▼ 36.1%
Debt
€4.53M ▲ 104%
Debt's share of the balance-sheet total rises from 24.3% to 50.6%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-9.6%▼
2024 · -3.1%
ROA
-4.7%▼
2024 · -2.4%
Debt ≤ 1 year
€733k▼
2024 · €1.85M
Debt > 1 year
€3.80M▲
2024 · €373k
Income taxes
€559▼
2024 · €559
Staff costs
€180k▲
2024 · €157k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 67 lines
Balance sheet
Code20242025
Assets
Total assets20/58€9.15M€8.95M▼
Fixed assets21/28€7.52M€7.60M▲
Financial fixed assets28€7.52M€7.60M▲
Affiliated companies280/1€7.46M€7.55M▲
Participating interests280€7.46M€7.55M▲
Companies linked by participating interests282/3€62k€52k▼
Participating interests282€62k€52k▼
Current assets29/58€1.63M€1.35M▼
Amounts receivable after more than one year29€130k€130k=
Other amounts receivable291€130k€130k=
Amounts receivable within one year40/41€1.46M€1.16M▼
Trade receivables40€543k€158k▼
Other amounts receivable41€921k€1.00M▲
Cash at bank and in hand54/58€5k€53k▲
Deferred charges and accrued income490/1€31k€9k▼
Equity and liabilities
Total equity and liabilities10/49€9.15M€8.95M▼
Equity10/15€6.92M€4.42M▼
Contributions10/11€6.74M€4.72M▼
Reserves13€182k-
Distributable reserves133€182k-
Profit (loss) carried forward14-€-296k
Amounts payable17/49€2.23M€4.53M▲
Amounts payable after more than one year17€373k€3.80M▲
Financial debts170/4€373k€3.80M▲
Credit institutions173€373k€297k▼
Other loans174-€3.50M
Amounts payable within one year42/48€1.85M€733k▼
Current portion of amounts payable after more than one year42€81k€82k▲
Trade debts44€51k€78k▲
Suppliers440/4€51k€78k▲
Taxes, remuneration and social security45€45k€63k▲
Taxes450/3€26k€29k▲
Remuneration and social security454/9€19k€34k▲
Other amounts payable47/48€1.67M€510k▼
Accrued charges and deferred income492/3€710€578▼
Income statement
Code20242025
Operating income70/76A€297k€376k▲
Turnover70€279k€306k▲
Other operating income74€10k€17k▲
Non-recurring operating income76A€9k€54k▲
Operating charges60/66A€413k€928k▲
Goods for resale, raw materials and consumables60€6k€503k▲
Purchases600/8€6k€503k▲
Services and other goods61€247k€238k▼
Remuneration, social security and pensions62€157k€180k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3k
Other operating charges640/8€2k€3k▲
Operating profit (loss)9901€-115k€-552k▼
Financial income75/76B€77k€319k▲
Recurring financial income75€77k€77k=
Income from current assets751€77k€77k=
Non-recurring financial income76B-€242k
Financial charges65/66B€178k€190k▲
Recurring financial charges65€178k€190k▲
Debt charges650€177k€133k▼
Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651-€57k
Other financial charges652/9€792€304▼
Profit (loss) for the period before taxes9903€-216k€-423k▼
Income taxes67/77€559€559▼
Taxes670/3€559€559▼
Profit (loss) for the period9904€-217k€-423k▼
Profit (loss) for the period to be appropriated9905€-217k€-423k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-217k€-423k▼
Transfer from equity791/2€218k€128k▼
From reserves792€218k€128k▼
Profit to be distributed694/7€1k-
Return on contributions (dividend)694€1k-
Social balance
Average headcount (FTE)90871.81.8=
The notes to these accounts (62 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-423k
Net result drops to €-423k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 1.85
Current ratio from 0.88 to 1.85; short-term debt falls from €1.85M to €733k.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Liquidity triplescurrent ratio 3.87
Current ratio from 1.49 to 3.87; short-term debt falls from €363k to €268k.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwade Weide (C) 32920 KalmthoutGround area
5,944 m²
Building footprint
1,688 m²
Volume, LiDAR
11,016 m³
Parcel 11662E0514/00W000, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JD Holding
since 20142.235.632.442
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662E0514/00W000 | Flanders | 5,944 m² | 1 · 1,688 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 8,523 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2014
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
82990Other business support services
18120Other printing
58190Other publishing activities, excluding software publishing
70200Business and other management consultancy
73120Media representation
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.