Active BE 0773.899.553Private limited companyOpen bankruptcy

Buddy Invest

· 4 yrs active

Sector: Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen (68201)

Conclusion Checked

A bankruptcy procedure is open for Buddy Invest according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2022 annual accounts show negative equity (€-25k) and a net result of €-27k.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€-25k
Net result	€-27k
Better than sector	9%
Active	4 yrs

Financial profile 4 of 5 axes measured · computed by Checked

33 / 100

Fragile profile, watch health in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 0

Profitability 100

Solvency 33

Growth -

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

53 / 100

High riskRegister: open bankruptcy

This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.

Components

· Open bankruptcy (+50)

· 1 administrative flag (+3)

Trust signals 2 signals

Register: open bankruptcy

The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags1 events

Address struck

Health barometer FY 2022 · computed

0 / 100 Critical

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2022 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 28-08-2023 with the NBB · fiscal year 2022 · micro

Sector comparison

Fiscal year 2022 · NACE 68, Real estate activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-17.1%	20.1%	better than 9% of 3228 sector peers
Net result	€-27k	€1k	better than 15% of 3218 sector peers
Equity	€-25k	€26k	better than 12% of 3231 sector peers
Gross operating margin	€-3k	€21k	better than 20% of 3211 sector peers
Staff costs	€3k	€22k	higher than 26% of 496 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2022
Deposit	micro
Revenue	-
EBITDA	€-17k
Net profit	€-27k
Cash flow	€-20k
Staff costs	€3k
Income taxes	-
Dividends	-
Total assets	€147k
Equity	€-25k
Debt	€172k
of which ≤ 1y	€73k
of which > 1y	€100k
Working capital	€-68k
Employees (FTE)	-

Ratios (computed)

	2022
Current ratio	0.07
Quick ratio	0.07
Working capital ratio	-46.1%
Solvency	-17.1%
Debt / equity	-6.86
Long-term debt ratio	-3.96
Interest coverage	-5.54
Gross margin	-
Net margin	-
ROA	-18.4%
ROE	108.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2022

Assets

Fixed assets €142k · 96.6% Current assets €5k · 3.4%

Full annual accounts (21 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€147k
Fixed assets	21/28	€142k
Tangible fixed assets	22/27	€142k
Current assets	29/58	€5k
Amounts receivable within one year	40/41	€3k
Cash & bank	54/58	€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€147k
Equity	10/15	€-25k
Contributions / capital	10/11	€2k
Accumulated profits (losses)	14	€-27k
Amounts payable	17/49	€172k
Amounts payable after one year	17	€100k
Amounts payable within one year	42/48	€73k
Trade debts payable within one year	44	€5k
Income statement
Gross operating margin	9900	€-3k
Operating result	9901	€-24k
Financial income	75	€2
Financial charges	65	€3k
Result before taxes	9903	€-27k
Net result for the period	9904	€-27k
Result to be appropriated	9905	€-27k

Ratios computed by Checked.

Directors & mandates 3 directors

Current directors & mandates

Kevin Donckers
Director
State Gazette act 24102568 (08-07-2024)

Current
22-03-2024 → present

Former directors (2)

Stijn Van Calster
Director
State Gazette act 24102568 (08-07-2024)

Former
- → 22-03-2024
Thomas Laleman
Director
State Gazette act 23141159 (08-11-2023)

Former
- → 27-07-2023

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	IWEIN MOORKENS MECHELSESTEENWEG 271 8.1, 2018 ANTWERPEN 1	17-07-2025 → present	Belgian State Gazette

Legal Structure

NACE primary	Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen(68201)
Legal form	Private limited company(610)
Incorporation	15-09-2021
Status	Active
Postal code	-
First BS signal	24-07-2025
Latest BS signal	24-07-2025

Establishment units 1 location

Buddy Invest

Lambrechtshoekenlaan 161, 2170 AntwerpenDrogen, stomen, krimpen, repareren, sanforiseren, merceriseren, enz van niet zelf geproduceerd textiel

since 20212.323.194.045

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11028A0144/00H009	Flanders	641 m²	1 · 216 m²	15.1 m · 4 fl.
11002A1188/00D000	Flanders	342 m²	1 · 272 m²	27.2 m · 8 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

22-08-2025

KBO administration Address struck

24-07-2025

Bankruptcy Opening

Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · BUDDY INVEST BV LIJNWAAD- MARKT 10, 2000 ANTWERPEN 1 · event 17-07-2025

2024

08-07-2024

State Gazette act Director changes

2023

08-11-2023

State Gazette act Director changes

28-08-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

Lifecycle & Insolvency Signals2 events

22-08-2025

KBO administration Address struck

· Publications in State Gazette ↗

Full insolvency chronology

The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.

We hold 1 further earlier event in this file, covering 17-07-2025 to 22-08-2025.

Available in Kantoor S. See plans →

Time machine, BS events + macro context 2021, 2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023-2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts

All acts · 2 updated 2 years ago

2024

08-07-2024 1 director appointed, 1 resigning Director changes

Kevin Donckers, Bestuurder
Stijn Van Calster, Bestuurder

Original publication ↗

Technical details

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2023

08-11-2023 Thomas Laleman resigns as director Director changes

Thomas Laleman, Bestuurder

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Ontwikkeling van niet-residentiële bouwprojecten68122Overige detailhandel in voedingsmiddelen, neg47279Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.47299Activiteiten van syndici van onroerend goed68321

Primary activity highlighted.

Names & trade names

Legal nameNL	Buddy Invest
AbbreviationNL	binvest

Registration history

22-08-2025 Address struck

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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