MOODZ
ActiveMOODZ has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81k and a net result of €15k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 62% of 11210 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+30
Solvency82▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 4.58 against 5.94 in 2024; short-term debt: 20.8% and cash: 28.3% of total assets), and 43% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57%
Return on assets
10.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
28 d late
2023
29 d late
2022
24 d late
2021
31 d late
2020
25 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€81k▼ 13.0%
2024 · €93k
2018: €74k
2019: €85k
2020: €107k
2021: €114k
2022: €92k
2023: €97k
2024: €93k
2018 → 2025
Total assets
€142k▼ 10.9%
2024 · €160k
2018: €206k
2019: €218k
2020: €229k
2021: €256k
2022: €279k
2023: €199k
2024: €160k
2018 → 2025
Net result
€15k▼ 22.1%
2024 · €20k
2018: €2k
2019: €11k
2020: €21k
2021: €7k
2022: €13k
2023: €5k
2024: €20k
2018 → 2025
Working capital
€106k▼ 15.2%
2024 · €125k
2018: €69k
2019: €83k
2020: €101k
2021: €112k
2022: €87k
2023: €92k
2024: €125k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€114k-€92k▼ 19.1%€97k▲ 5.2%€93k▼ 4.0%€81k▼ 13.0%
Operating result€18k-€27k▲ 46.3%€17k▼ 37.7%€54k▲ 227%€27k▼ 50.8%
Net result€7k-€13k▲ 80.9%€5k▼ 62.7%€20k▲ 309%€15k▼ 22.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €142k
Fixed assets
€6k▼ 30.0%
Current assets
€136k▼ 9.8%
Equity and liabilities €142k
Equity
€81k▼ 13.0%
Debt
€61k▼ 8.0%
The debt ratio rises from 41.7% to 43.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€30k▼
2024 · €57k
Cash flow
€18k▼
2024 · €22k
Solvency
57.0%▼
2024 · 58.3%
Current ratio
4.58▼
2024 · 5.94
Quick ratio
3.67▼
2024 · 4.91
Debt / equity
0.75▲
2024 · 0.71
ROE
18.8%▼
2024 · 21.0%
ROA
10.7%▼
2024 · 12.2%
Interest coverage
7.64▲
2024 · 2.22
Debt
€61k▼
2024 · €66k
Debt ≤ 1 year
€30k▲
2024 · €25k
Debt > 1 year
€30k▼
2024 · €40k
Income taxes
€8k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€160k€142k▼
Fixed assets21/28€9k€6k▼
Tangible fixed assets22/27€9k€6k▼
Plant, machinery and equipment23€4k€3k▼
Other tangible fixed assets26€6k€4k▼
Current assets29/58€150k€136k▼
Stocks and contracts in progress3€26k€27k▲
Stocks30/36€26k€27k▲
Amounts receivable within one year40/41€68k€69k▲
Trade receivables40€66k€69k▲
Other amounts receivable41€2k€0▼
Cash at bank and in hand54/58€56k€40k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€160k€142k▼
Equity10/15€93k€81k▼
Contributions10/11€12k€12k=
Reserves13€81k€69k▼
Distributable reserves133€81k€69k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€66k€61k▼
Amounts payable after more than one year17€40k€30k▼
Financial debts170/4€40k€30k▼
Amounts payable within one year42/48€25k€30k▲
Current portion of amounts payable after more than one year42€9k€10k▲
Financial debts43€1k€3k▲
Credit institutions430/8€1k€3k▲
Trade debts44€10k€3k▼
Suppliers440/4€10k€3k▼
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Other amounts payable47/48-€8k
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€413€1k▲
Gross operating margin9900€59k€33k▼
Operating profit (loss)9901€54k€27k▼
Financial income75/76B€67€18▼
Recurring financial income75€67€18▼
Financial charges65/66B€26k€4k▼
Recurring financial charges65€26k€4k▼
Profit (loss) for the period before taxes9903€29k€23k▼
Income taxes67/77€9k€8k▼
Profit (loss) for the period9904€20k€15k▼
Profit (loss) for the period to be appropriated9905€20k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€15k▼
Transfer from equity791/2€23k€27k▲
Transfer to equity691/2€20k€15k▼
To other reserves6921€20k€15k▼
Profit to be distributed694/7€23k€27k▲
Return on contributions (dividend)694€23k€27k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 5.94
Current ratio from 1.91 to 5.94; short-term debt falls from €101k to €25k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Highest result since 2018net €21k ▲88.7%
Net result €21k, the highest in the series.
31-12
Financial
Equity above €100kEq €107k ▲25.1%
3 profitable years in a row build equity to €107k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sterrenlaan 152610 AntwerpenGround area
486 m²
Building footprint
123 m²
Volume, LiDAR
677 m³
Parcel 11051C0193/00E008, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MOODZ
since 20102.190.312.953
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051C0193/00E008 | Flanders | 486 m² | 1 · 123 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 183 companies in sector 46411 we hold annual accounts for 111. 73 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2010
Fiscal year end31-12
Activities, NACEBEL
46411Wholesale trade
46419Wholesale trade
46471Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.