Checked.be
Active
BE 1006.998.075Private limited company
BTM STYLING
Louizalaan 367 ·1050 Brussel, Belgium· 2 yrs active
Sector: Joinery installation
(43320)
Conclusion
The computed 12-month bankruptcy probability of BTM STYLING is 4.6% (elevated). The 2025 annual accounts show equity of €6k and a net result of €336. Its solvency ranks better than 18% of 26547 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €6k |
| Net result | €336 |
| Better than sector | 18% |
| Active | 2 yrs |
Financial profile
48
/ 100
Mixed profile: strong on stability, weaker on solvency.
All 5 axes are computed from data Checked has read.
Health
44
Profitability
27
Solvency
10
Growth
78
Stability
82
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
44
/ 100
Weak
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€500
estimate, not credit advice
Score history
23
2024
44
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.40 (< 1.0)
-10
Quick ratio
Quick ratio 0.40 (< 0.6)
-5
Leverage
Debt/equity 5.39 (> 3.0)
-10
Profitability
ROE 5%
+3
Interest coverage
Interest coverage 30.1× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 27-05-2026 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 15.6% | 47.4% | |
| Net result | €336 | €10k | |
| Equity | €6k | €60k | |
| Gross operating margin | €18k | €39k | |
| Staff costs | €8k | €40k |
€9k
+441.0%
24-25
€336
-
24-25
€5k
+797.8%
24-25
€39k
+22.1%
24-25
€6k
+5.8%
24-25
€-19k
-46.8%
24-25
1
-
24-25
€8k
+77.0%
24-25
€3k
+252.8%
24-25
€33k
+25.8%
24-25
€32k
+27.1%
24-25
0.40
-16.5%
24-25
0.40
-16.5%
24-25
15.6%
-13.4%
24-25
5.39
+18.9%
24-25
5.5%
-
24-25
0.9%
-
24-25
30.12
+128.4%
24-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 |
|---|---|---|
| Deposit | micro schema | micro schema |
| Revenue | - | - |
| EBITDA | €9k | €2k |
| Net profit | €336 | €-3k |
| Cash flow | €5k | €587 |
| Staff costs | €8k | €5k |
| Income taxes | €3k | €950 |
| Dividends | - | - |
| Total assets | €39k | €32k |
| Equity | €6k | €6k |
| Debt | €33k | €26k |
| of which ≤ 1y | €32k | €25k |
| of which > 1y | - | - |
| Working capital | €-19k | €-13k |
| Employees (FTE) | - | 0.7 |
Ratios (computed)
| 2025 | 2024 | |
|---|---|---|
| Current ratio | 0.40 | 0.48 |
| Quick ratio | 0.40 | 0.48 |
| Working capital ratio | -49.2% | -40.9% |
| Solvency | 15.6% | 18.1% |
| Debt / equity | 5.39 | 4.53 |
| Long-term debt ratio | - | - |
| Interest coverage | 30.12 | 13.19 |
| Gross margin | - | - |
| Net margin | - | - |
| ROA | 0.9% | -9.9% |
| ROE | 5.5% | -54.9% |
| EBITDA margin | - | - |
| Days sales outstanding | - | - |
| Days payable outstanding | - | - |
| Inventory turnover | - | - |
| Days inventory (DSI) | - | - |
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 |
|---|---|---|---|
| Balance sheet, Assets | |||
| TOTAL ASSETS | 20/58 | €39k | €32k |
| Fixed assets | 21/28 | €26k | €20k |
| Tangible fixed assets | 22/27 | €26k | €19k |
| Financial fixed assets | 28 | €75 | €353 |
| Current assets | 29/58 | €13k | €12k |
| Amounts receivable within one year | 40/41 | €6k | €2k |
| Cash & bank | 54/58 | €6k | €9k |
| Balance sheet, Equity & liabilities | |||
| TOTAL EQUITY & LIABILITIES | 10/49 | €39k | €32k |
| Equity | 10/15 | €6k | €6k |
| Contributions / capital | 10/11 | €9k | €9k |
| Accumulated profits (losses) | 14 | €-3k | €-3k |
| Amounts payable | 17/49 | €33k | €26k |
| Amounts payable within one year | 42/48 | €32k | €25k |
| Trade debts payable within one year | 44 | €15k | €7k |
| Income statement | |||
| Gross operating margin | 9900 | €18k | €8k |
| Operating result | 9901 | €4k | €-2k |
| Financial income | 75 | €13 | €16 |
| Financial charges | 65 | €296 | €125 |
| Result before taxes | 9903 | €4k | €-2k |
| Income taxes | 67/77 | €3k | €950 |
| Net result for the period | 9904 | €336 | €-3k |
| Result to be appropriated | 9905 | €336 | €-3k |
Directors & mandates
Current directors & mandates
-
Current01-01-2026 → present
Legal Structure
| NACE primary | Joinery installation(43320) |
| Legal form | Private limited company(610) |
| Incorporation | 11-03-2024 |
| Status | Active |
| Postal code | 1050 |
Establishment units
BTM STYLING
since 20242.356.832.853
Real-estate footprint
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0211/00W012 | Brussels | 266 m² | 1 · 265 m² | 34.0 m · 5 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
16-02
State Gazette act
Director changes
v3.2
2025
31-12
Financial
Back to profitnet €336
Net result €336 after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-03
State Gazette act
Incorporation
oprichting
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 2
updated 6 months ago
2026
16-02-2026 Leclercq Diego appointed as director
- Leclercq Diego, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Leclercq Diego",
"address": null,
"birth_date": null
},
"effective_date": "2026-01-01",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de d\u00E9signer Leclercq Diego en qualit\u00E9 Administrateur. Le mandat commence le 01/01/2026, pour une dur\u00E9e ind\u00E9termin\u00E9e."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "1006.998.075",
"name_full": "BTM STYLING",
"legal_form": "SRL"
}
}2024
13-03-2024 Incorporation of a new SRL
Summary:
oprichting
Technical details
{
"kind": "oprichting",
"seat": "1050 Bruxelles, Avenue Louise 367",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1982-01-10",
"name": "AURNIA Michel",
"niss": null,
"address": "7900 LEUZE-EN-HAINAUT, Chemin de Beloeil, 30"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 9000,
"holder_person_name": "AURNIA Michel",
"is_subscriber_only": false,
"n_shares_subscribed": 120,
"amount_subscribed_eur": 9000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 9000,
"subject_company": {
"kbo": "1006.998.075",
"name_full": "BTM STYLING",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2024-03-11",
"post_incorporation_mandates": []
}Credit advice
Company registry (CBE)
Activities
Joinery installation43320General construction of residential buildings41001Plastering work43310Painting of buildings43341Specialised construction activities43343Other specialised construction activities43990Specialised construction activities43995
Names & trade names
| Legal nameFR | BTM STYLING |
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