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BT Trade

Active
Private limited companyfounded 2023active for 3 yearsHertogstraat 22, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0798.458.765
Summary

The computed 12-month bankruptcy probability of BT Trade is 2.6% (moderate). The 2025 annual accounts show negative equity (-€11,355) and a net result of €1,277. Equity has been shrinking by about 68% per year since 2023. Its solvency ranks better than 9% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 15-02-2023 Normal situation
Activity
Other retail sale of new goods NACE 47789and 1 other
Establishment unit
2.342.278.893 1150 Sint-Pieters-Woluwe, since 25-11-2023
Financial year end
31 December
Peppol
Reachable since 11-01-2026

Board and ownership

Board

Financial position

51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.6%
Annual accounts 2025
Gross margin
€1,900
Turnover
≈ €20,000
estimated
Profit
€1,277
Equity
-€11,355
▲ 10.1%
Total assets
€10,368
▲ 30.0%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 52 days after the deadline
Filed on 21-09-2026
Score breakdownraises riskLast filed accounts filed 52 days late; 2 of the last 3 accounts lateFounded in 2023Negative equity -€11,355lowers riskSize: total assets €10,368Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 33% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -109.5% of total assets
Liquidity 16+2
short-term debt 209.5% · cash 12.7%
Profitability 68+68
return on assets 12.3%
Bankruptcy probability within 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.9% 01-2025: 1.9%● unchanged vs 12-2024lowest value 02-2025: 2.0%▲ +0.1 percentage points vs 01-2025 03-2025: 2.0%● unchanged vs 02-2025 04-2025: 2.0%● unchanged vs 03-2025 05-2025: 2.0%● unchanged vs 04-2025 06-2025: 2.0%● unchanged vs 05-2025 07-2025: 2.1%▲ +0.1 percentage points vs 06-2025 08-2025: 3.0%▲ +0.9 percentage points vs 07-2025 09-2025: 3.5%▲ +0.5 percentage points vs 08-2025 10-2025: 3.0%▼ -0.5 percentage points vs 09-2025 11-2025: 3.0%● unchanged vs 10-2025 12-2025: 3.0%● unchanged vs 11-2025 01-2026: 3.0%● unchanged vs 12-2025 02-2026: 3.0%● unchanged vs 01-2026 03-2026: 3.0%● unchanged vs 02-2026 04-2026: 3.0%● unchanged vs 03-2026 05-2026: 3.0%● unchanged vs 04-2026 06-2026: 3.0%● unchanged vs 05-2026 07-2026: 3.1%▲ +0.1 percentage points vs 06-2026 08-2026: 3.7%▲ +0.6 percentage points vs 07-2026 09-2026: 3.9%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 2.6%▼ -1.3 percentage points vs 09-2026 11-2026: 2.6%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.48 (0.39 in 2024), below 1. Short-term debt is 209.5% and cash 12.7% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 15% on liquidity, 48% on profitability and 61% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 52 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Negative equity -€11,355
NBB · annual accounts
lowers risk · Size: total assets €10,368
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 22726 sector peers (2025).
NBB · sector comparison
Position among 22726 sector peers
Solvency
better than 9%
← weakest strongest →
raises risk · 2025 accounts filed 52 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
52 days late
2024
29 days late
2023
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 47 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 September (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€11,355 View
  • Caution: Lower solvency than 91% of companies in retail tradesector median 33.2% · 22,726 companies -109.5% View

Recent changes

  1. · Gazette deed Resignation: Alexandros Togias (director)Appointment: Georgios Moustakas (director)
  2. · Gazette deed IncorporationAppointment: TOGIAS Alexandros (director)
All 7 events

Comparable companies

These companies have the same main activity as BT Trade: other retail sale of new goods (NACE 47789). They are comparable in size and age: total assets between €7,100 and €12,200, founded between 2022 and 2024.

CompanyTotal assetsGross margin
BT Trade Sint-Pieters-Woluwe€10,368€1,900
BA FASHION Anderlecht€9,044-€4,462
RM BELGIUM SERVICES Wemmel€10,127€977
BH BUSINESS CONCEPT Antwerpen€8,941-€675
NEO-FRONT Mons€10,719-€22,568
KRK GROUP Machelen (Brab.)€7,102-€333
SYRIMO Sint-Niklaas€12,163-€18,472
Full comparison

Key facts about BT Trade

What is the company number of BT Trade?
The company number of BT Trade is 0798.458.765. The VAT number is the same number with BE in front: BE 0798.458.765.
Where is BT Trade based?
The registered office is at Hertogstraat 22, 1150 Sint-Pieters-Woluwe.Company details
What does BT Trade do?
According to the KBO register, the main activity is other retail sale of new goods (NACE 47789).
What is the legal form of BT Trade?
The legal form of BT Trade is Private limited company (BV).
When was BT Trade founded?
BT Trade was founded on 15-02-2023.
Is BT Trade still active?
Yes, BT Trade is an active enterprise in the KBO register.
What is the turnover of BT Trade?
The turnover in financial year 2025 is ≈ €20,000. This figure is estimated from the gross margin of €1,900 and 118 comparable companies (NACE 477). It probably lies between €7,300 and €42,000. It is a rough estimate.Financials
Is BT Trade profitable?
In financial year 2025, BT Trade made a profit of €1,277.
Where can I find the annual accounts of BT Trade?
BT Trade filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BT Trade due?
BT Trade must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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