Financials
- Financial year
- 2025
- Total assets
- €8,941
- Loss
- -€1,035
- Solvency
- -4.3%
BH BUSINESS CONCEPT
ActiveSummary
The computed 12-month bankruptcy probability of BH BUSINESS CONCEPT is 3.0% (moderate). The 2025 annual accounts show negative equity (-€384) and a net result of -€1,035. Its solvency ranks better than 20% of 22,679 sector peers (NACE 47, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Other retail sale of new goods
NACE 47789
1 site
Size
€8,941total assets 2025
- Equity
- -€384
- Loss
- -€1,035
Turnover not published (micro format)
Why 48raises riskLiquidity: current ratio 0.071 of the last 3 lateFounded in 2022lowers riskSize: total assets €8,941Show the evidence
Checked score
Score 2025
48
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 11% of its sector peers (NACE 47, micro)
Financial strength
Weak
Solvency
21
equity -4.3% of total assets
Liquidity
0
short-term debt 104.3%
Profitability
9
return on assets -11.6%
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 3.2%
12-2024: 3.2%● unchanged vs 11-2024
01-2025: 7.1%▲ +3.9 percentage points vs 12-2024highest value
02-2025: 7.0%▼ -0.1 percentage points vs 01-2025
03-2025: 7.0%● unchanged vs 02-2025
04-2025: 7.0%● unchanged vs 03-2025
05-2025: 7.0%● unchanged vs 04-2025
06-2025: 7.0%● unchanged vs 05-2025
07-2025: 7.0%● unchanged vs 06-2025
08-2025: 7.1%▲ +0.1 percentage points vs 07-2025
09-2025: 7.1%● unchanged vs 08-2025
10-2025: 7.1%● unchanged vs 09-2025
11-2025: 7.1%● unchanged vs 10-2025
12-2025: 4.6%▼ -2.5 percentage points vs 11-2025
01-2026: 4.6%● unchanged vs 12-2025
02-2026: 4.4%▼ -0.2 percentage points vs 01-2026
03-2026: 4.4%● unchanged vs 02-2026
04-2026: 4.4%● unchanged vs 03-2026
05-2026: 4.4%● unchanged vs 04-2026
06-2026: 4.2%▼ -0.2 percentage points vs 05-2026
07-2026: 4.2%● unchanged vs 06-2026
08-2026: 3.0%▼ -1.2 percentage points vs 07-2026lowest value
09-2026: 3.0%● unchanged vs 08-2026lowest value
10-2026: 3.0%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.07, below 1; short-term debt: 104.3% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 17% on solvency, 1% on liquidity and 16% on profitability.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€384
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
23 days early
2024
113 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 45 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- IncorporationAppointment: BOUHTALA OUCHEN Hamid (director)…
Key points
By topic
Board & ownership
- Board
- 1 member
- BOUHTALA OUCHEN HamidDirector
Timeline
- Events
- 3
- Since
- 2022
- Next accounts
- by 31-07-2027
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other retail sale of new goodsNACE 47789
- Founded
- 15-06-2022
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Articles of association
- Provisions read
- 29
- Who signs
- Each director alone
- Annual meeting
- First Friday of June at 18:00
- Statutory auditor
- No statutory auditor
Key facts about BH BUSINESS CONCEPT
- What is the company number of BH BUSINESS CONCEPT?
- 0787.298.322. In Belgium the VAT number is the company number with BE in front: BE 0787.298.322.
- Where is BH BUSINESS CONCEPT based?
- The registered office is at Groeningerplein 23, 2140 Antwerpen.Company details
- What does BH BUSINESS CONCEPT do?
- According to the KBO register, the main activity is other retail sale of new goods (NACE 47789).
- What is the legal form of BH BUSINESS CONCEPT?
- Private limited company (BV).
- When was BH BUSINESS CONCEPT founded?
- On 15-06-2022.
- Is BH BUSINESS CONCEPT still active?
- Yes, BH BUSINESS CONCEPT is an active enterprise in the KBO register.
- What is the turnover of BH BUSINESS CONCEPT?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is BH BUSINESS CONCEPT profitable?
- In financial year 2025, BH BUSINESS CONCEPT made a loss of €1,035.
- Where can I find the annual accounts of BH BUSINESS CONCEPT?
- BH BUSINESS CONCEPT filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BH BUSINESS CONCEPT due?
- By 31-07-2027, for financial year 2026.Timeline
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