BT INTER
ActiveBT INTER has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 39% of 4410 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
71
/ 100
Healthy▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-53
Solvency49▼-15
Growth78=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 1.18 in 2024), and 69.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.3%
Return on assets
2.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
28 d early
2023
22 d late
2022
16 d late
2021
29 d late
2020
26 d late
2019
62 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€109k
EBIT margin
1.3%
Net result
€3k▼ 94.4%
2024 · €47k
2018: €531
2019: €-7k
2020: €-21k
2021: €-4k
2023: €0
2024: €47k
2018 → 2025
Working capital
€2k▼ 68.0%
2024 · €7k
2018: €5k
2019: €4k
2020: €-18k
2021: €-21k
2022: €-21k
2023: €-21k
2024: €7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-21k-€-21k=€-21k=€25k€27k▲ 10.5%
Operating result€-4k-€0€50k€8k▼ 83.9%
Net result€-4k-€0€47k€3k▼ 94.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 84% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €90k
Fixed assets
€25k▲ 41.4%
Current assets
€65k▲ 41.6%
Equity and liabilities €90k
Equity
€27k▲ 10.5%
Debt
€63k▲ 61.4%
The debt ratio rises from 61.1% to 69.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€19k▼
2024 · €57k
Cash flow
€14k▼
2024 · €53k
Solvency
30.3%▼
2024 · 38.9%
Current ratio
1.04▼
2024 · 1.18
Quick ratio
1.04▼
2024 · 1.18
Debt / equity
2.29▲
2024 · 1.57
ROE
9.5%▼
2024 · 189.1%
ROA
2.9%▼
2024 · 73.5%
Interest coverage
106.20▼
2024 · 689.92
Debt
€63k▲
2024 · €39k
Debt ≤ 1 year
€63k▲
2024 · €39k
Income taxes
€5k▲
2024 · €3k
Staff costs
€35k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€64k€90k▲
Formation expenses20€0-
Fixed assets21/28€18k€25k▲
Tangible fixed assets22/27€18k€25k▲
Furniture and vehicles24€18k€15k▼
Other tangible fixed assets26-€10k
Current assets29/58€46k€65k▲
Amounts receivable within one year40/41€18k€31k▲
Trade receivables40€18k€31k▲
Cash at bank and in hand54/58€28k€35k▲
Equity and liabilities
Total equity and liabilities10/49€64k€90k▲
Equity10/15€25k€27k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€6k€9k▲
Amounts payable17/49€39k€63k▲
Amounts payable within one year42/48€39k€63k▲
Trade debts44€0€12k▲
Suppliers440/4€0€12k▲
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€6k€7k▲
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€30k€41k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€66k-
Remuneration, social security and pensions62€5k€35k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€11k▲
Other operating charges640/8€1k€11k▲
Non-recurring operating charges66A-€87
Gross operating margin9900€63k€65k▲
Operating profit (loss)9901€50k€8k▼
Financial charges65/66B€82€179▲
Recurring financial charges65€82€179▲
Profit (loss) for the period before taxes9903€50k€8k▼
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€47k€3k▼
Profit (loss) for the period to be appropriated9905€47k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€9k▲
Profit (loss) brought forward from the previous period14P€-41k€6k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €47k
Net result €47k after one loss-making year.
31-12
Financial
Liquidity times 10current ratio 1.18
Current ratio from 0.12 to 1.18.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 62 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 directors, no change since 2024
Ahmed Bekkali
CurrentDirector · since 01-04-2024
Abderrazak Asouihel
CurrentDirector · since 23-03-2023
01-04-2024
Ahmed Bekkali: Appointed as Director
01-04-2024
Abderrazak Asouihel: Appointed as Director
23-03-2023
Abderrazak Asouihel: Appointed as Director
23-03-2023
CHAFAOUI Yassine: Resigned as Director
01-04-2021
CHAFAOUI Yassine: Appointed as Director
01-04-2021
EL OUAHBI Abdelouahid: Resigned as Director
Location & real-estate footprint
Registered office, Lierde · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eikenmolen 69570 LierdeGround area
502 m²
Building footprint
162 m²
Volume, LiDAR
772 m³
Parcel 45050B0761/00K000, Flanders · tallest building 9.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BT INTER
since 20152.253.048.593
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45050B0761/00K000 | Flanders | 502 m² | 1 · 161 m² | 9.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BELAFRIC
BE 0632.617.568
Elsene · Eq €27k
KENDO TRANSPORT & LOGISTIQUE
BE 0767.930.489
Boussu · Eq €27k
TRANS 76
BE 1021.326.064
Brussel · Eq €27k
SK Logistique
BE 1003.107.385
Seraing · Eq €27k
BMD GROUP
BE 0767.382.341
Elsene · Eq €27k
Of 12,446 companies in sector 49410 we hold annual accounts for 8,086. 5,294 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2015
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
81210General cleaning of buildings
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.