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Complete company report
Generated 27-06-2026
Active BE 0830.537.259Private limited company

BT CONSTRUCTION

· 15 yrs active
Conclusion Checked

The file of BT CONSTRUCTION contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 1.9% (average). The 2021 annual accounts show equity of €217k and a net result of €35k. Equity is growing by ~58% per year across the filed fiscal years.

Based on the State Gazette, CBE and 4 annual accounts.
Key figures
Equity €217k
Net result €35k
Active 15 yrs
Locations 1
Snowflake analysis 5 axes · computed by Checked
Health93Profitability81Solvency100Growth78Stability85
87 / 100

Exceptional profile — strong across almost every axis.

Health 93
Profitability 81
Solvency 100
Growth 78
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
1.9% Average
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Annual accounts: weaker financial profile +Long track record −

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
20 / 100
Moderate risk
Components
· 2 historical bankruptcy publications (+20)
Trust signals 1 signals
Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette — no current open procedure.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2021 · computed
93 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 31-10-2022 with the NBB · fiscal year 2021 · micro
€-50k€0€50k€100k€150kOperating result 2018: €-3k€-3kNet result 2018: €-15k€-15kOperating result 2019: €72k€72kNet result 2019: €45k€45kOperating result 2020: €116k€116kNet result 2020: €159k€159kOperating result 2021: €37k€37kNet result 2021: €35k€35k2018201920202021
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts — not a forecast, the extended trend.
growing Equity: growth of ~58%/year over 4 fiscal years — indicative, assuming unchanged policy.
€0€200k€400k2022: €292k (€275k – €310k)2023: €365k (€347k – €382k)2024: €437k (€414k – €460k)2018: €7k2019: €67k2020: €181k2021: €217k2018201920202021202220232024
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil–Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€59k
-54.7% 18–21
Net profit
€35k
-77.9% 18–21
Cash flow
€58k
-67.1% 18–21
Total assets
€231k
+5.0% 18–21
Equity
€217k
+19.4% 18–21
Working capital
€160k
+41.8% 18–21
Staff costs
€3k
— 18–21
Income taxes
€10k
— 18–21
Debt
€14k
-62.6% 18–21
Debt ≤ 1y
€14k
-62.5% 18–21
Current ratio
12.02
+207.0% 18–21
Quick ratio
12.02
+207.0% 18–21
Solvency
93.7%
+13.8% 18–21
Debt / equity
0.07
— 18–21
ROE
16.3%
-81.5% 18–21
ROA
15.3%
-78.9% 18–21
Interest coverage
34.46
— 18–21
Figures by fiscal year
Fiscal year2021
Revenue—
EBITDA€59k
Net profit€35k
Cash flow€58k
Staff costs€3k
Income taxes—
Dividends—
Total assets€231k
Equity€217k
Debt€14k
of which ≤ 1y€14k
of which > 1y—
Working capital€160k
Employees (FTE)—
Ratios (computed)
2021
Current ratio12.02
Quick ratio12.02
Working capital ratio69.1%
Solvency93.7%
Debt / equity0.07
Long-term debt ratio—
Interest coverage34.46
Gross margin—
Net margin—
ROA15.3%
ROE16.3%
EBITDA margin—
Days sales outstanding—
Days payable outstanding—
Inventory turnover—
Days inventory (DSI)—
Balance-sheet composition 2021
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet — Assets
TOTAL ASSETS 20/58€231k
Fixed assets 21/28€57k
Tangible fixed assets 22/27€50k
Financial fixed assets 28€7k
Current assets 29/58€174k
Amounts receivable within one year 40/41€158k
Cash & bank 54/58€16k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€231k
Equity 10/15€217k
Contributions / capital 10/11€20k
Reserves 13€2k
Accumulated profits (losses) 14€195k
Amounts payable 17/49€14k
Amounts payable within one year 42/48€14k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€64k
Operating result 9901€37k
Financial income 75€0
Financial charges 65€2k
Result before taxes 9903€35k
Net result for the period 9904€35k
Result to be appropriated 9905€35k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator ANIEK BERGMANS
NINOOFSESTEENWEG 244, 1700 DILBEEK
 24-09-2024 → present Belgian State Gazette
Legal Structure
NACE primary —
Legal form Private limited company(610)
Incorporation22-10-2010
StatusActive
Postal code—
First BS signal 30-09-2024
Latest BS signal 07-05-2026
Company structure — linked entities1 linked entities
BT CONSTRUCTIONBE 0830.537.259ANIEK BERGMANSReceiver ↔ 63SATTLERHOF INVEST…Pavăl, ConstantinHHD COMPANY
Mandates
↔ 1 of these mandate-holders are active on other cases — click any red card to open that KBO.
Establishment units 1 location
BPRT
Onderhoud en herstelling van landbouwtractoren, motoculteurs en gazonmaaiers
since 20192.301.509.003
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23026A0132/00G006 Flanders 4,983 m² 1 · 2,316 m² —
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
07-05-2026
Bankruptcy Bankruptcy closure (insufficient assets)
Ondernemingsrechtbank Brussel · BT CONSTRUCTION BV PASTOOR COOREMANSSTRAAT 3, 1702 DILBEEK · event 28-04-2026
2024
30-09-2024
Bankruptcy Opening
Ondernemingsrechtbank Brussel · BT CONSTRUCTION BV PASTOOR COOREMANSSTRAAT 3, 1702- DILBEEK · event 24-09-2024
2023
22-03-2023
State Gazette act Capital & shares
22-03-2023
State Gazette act Director changes
2022
31-10-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
30-12-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
21-12-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
30-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
31-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
22-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
25-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
30-06-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
2014
25-07-2014
NBB filing Annual accounts filed
fiscal year 2013 · volledig
2013
02-07-2013
NBB filing Annual accounts filed
fiscal year 2012 · volledig
Lifecycle & Insolvency Signals 2 events
07-05-2026
Bankruptcy Bankruptcy closure (insufficient assets)
Date: 28-04-2026 · Ondernemingsrechtbank Brussel · BT CONSTRUCTION BV PASTOOR COOREMANSSTRAAT 3, 1702 DILBEEK · Publications in State Gazette ↗
30-09-2024
Bankruptcy Opening
Date: 24-09-2024 · Ondernemingsrechtbank Brussel · BT CONSTRUCTION BV PASTOOR COOREMANSSTRAAT 3, 1702- DILBEEK · Publications in State Gazette ↗
Time machine — BS events + macro context 2021 — 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262024-09-30 · Bankruptcy · Opening2026-05-07 · Bankruptcy · Bankruptcy closure (insufficient assets)
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023–2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad — acts 2 acts
Capital history · 1
22-03-2023
Capital change
All acts · 2 updated 3 years ago
2023
22-03-2023 Transaction in capital or shares Capital & shares
Technical details 
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22-03-2023 2 directors appointed, 1 resigning Director changes
  • Bambi Nzonzi Dunga Jonathan — Bestuurder
  • Becker Emile — Bestuurder
  • Becker Pierre — Bestuurder
Technical details 
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR BT CONSTRUCTION
AbbreviationFR BTC
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative