Financials
- Financial year
- 2025
- Total assets
- €49,162
- Profit
- €2,077
- Solvency
- -55.2%
Total assets▲ 285%
Net result
20222025
BT Build
ActiveSummary
The computed 12-month bankruptcy probability of BT Build is 5.3% (elevated). The 2025 annual accounts show negative equity (-€27,160) and a net result of €2,077. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 9,302 sector peers (NACE 41, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001
1 site
Size
€49,162total assets 2025
- Equity
- -€27,160
- Profit
- €2,077
Turnover not published (micro format)
Structure
2025 accounts 1 day early2 deeds in the Belgian Official Gazette
Why 35raises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2022Liquidity: current ratio 0.55Negative equity -€27,160Show the evidence
Checked score
Score 2025
35
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 19% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Weak
Solvency
0=
equity -55.2% of total assets
Liquidity
0-18
short-term debt 151.0%
Profitability
39-61
return on assets 4.2%
Bankruptcy probability, 12 months
5.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 6.4%
12-2024: 6.4%● unchanged vs 11-2024
01-2025: 6.4%● unchanged vs 12-2024
02-2025: 6.4%● unchanged vs 01-2025
03-2025: 6.3%▼ -0.1 percentage points vs 02-2025
04-2025: 6.3%● unchanged vs 03-2025
05-2025: 6.3%● unchanged vs 04-2025
06-2025: 6.3%● unchanged vs 05-2025
07-2025: 6.5%▲ +0.2 percentage points vs 06-2025highest value
08-2025: 3.1%▼ -3.4 percentage points vs 07-2025
09-2025: 2.6%▼ -0.5 percentage points vs 08-2025
10-2025: 2.5%▼ -0.1 percentage points vs 09-2025
11-2025: 2.5%● unchanged vs 10-2025
12-2025: 2.5%● unchanged vs 11-2025
01-2026: 2.4%▼ -0.1 percentage points vs 12-2025lowest value
02-2026: 2.4%● unchanged vs 01-2026lowest value
03-2026: 2.5%▲ +0.1 percentage points vs 02-2026
04-2026: 2.5%● unchanged vs 03-2026
05-2026: 2.7%▲ +0.2 percentage points vs 04-2026
06-2026: 2.8%▲ +0.1 percentage points vs 05-2026
07-2026: 3.0%▲ +0.2 percentage points vs 06-2026
08-2026: 5.4%▲ +2.4 percentage points vs 07-2026
09-2026: 5.4%● unchanged vs 08-2026
10-2026: 5.3%▼ -0.1 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.55, compared with 0.12 in 2024, below 1; short-term debt: 151% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 3% on solvency, 1% on liquidity, 24% on profitability and 49% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9302 sector peers (2025).
NBB · sector comparisonPosition among 9302 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 day early
2024
on the day
2023
5 days early
2022
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 2 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Back to profitnet €19,687
Key points
By topic
Timeline
- Events
- 6
- Since
- 2023
- Next accounts
- by 31-07-2027
- 26-07-2024Annual accounts filed
- 31-12-2023Weakest financial year
- 29-07-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 03-01-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about BT Build
- What is the company number of BT Build?
- 0779.610.972. In Belgium the VAT number is the company number with BE in front: BE 0779.610.972.
- Where is BT Build based?
- The registered office is at Schoterweg (C) 328, 3980 Tessenderlo-Ham.Company details
- What does BT Build do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of BT Build?
- Private limited company (BV).
- When was BT Build founded?
- On 03-01-2022.
- Is BT Build still active?
- Yes, BT Build is an active enterprise in the KBO register.
- What is the turnover of BT Build?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is BT Build profitable?
- In financial year 2025, BT Build made a profit of €2,077.
- Where can I find the annual accounts of BT Build?
- BT Build filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BT Build due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to BT Build
Comparable companies
- A-BUILDTessenderlo-Ham
- ALGEMENE BOUWWERKEN BERINGSTessenderlo-Ham
- AM BOUWTessenderlo-Ham
- BBS ConstructTessenderlo-Ham
- BMP Building ServicesTessenderlo-Ham
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