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BT&B

Active
Private limited companyfounded 2017active for 8 yearsLostraat 139, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0685.586.793
Summary

BT&B has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €455,936 and a net result of €38,017. Equity is growing by about 52% per year across the filed financial years. Its solvency ranks better than 79% of 9,802 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
BT&BActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
General electrical installation work
NACE 43211
1 site
Size
€649,449total assets 2025
Staff
0.8 FTE
Equity
€455,936
Profit
€38,017
Turnover not published (abbreviated or micro format)
Financial health
93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 28 days early1 of 2 deeds summarised
Why 93raises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 3.25, cash €118,754Equity €455,936 (70.2% of total assets)Figures for financial year 2025 (filed 03-07-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 63% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 95+6
equity 70.2% of total assets
Liquidity 72-9
short-term debt 10.7% · cash 18.3%
Profitability 76-10
return on assets 5.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025highest value 08-2025: 0.1%▼ -0.5 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.25, compared with 2.9 in 2024, above the usual 1.5; short-term debt: 10.7% and cash: 18.3% of total assets), and 29.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 76% on solvency, 71% on liquidity, 51% on profitability and 54% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.25, cash €118,754
NBB · annual accounts
lowers risk · Equity €455,936 (70.2% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 03-07-2026)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
28 days early
2024
27 days early
2023
37 days early
2022
17 days early
2021
38 days early
2020
30 days late
2019
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Reappointment: Benjamin Docx (director)Legal-form conversion · Capital conversion…

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €38,017 8 years View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€649,449
Profit
€38,017
Solvency
70.2%
Total assets▼ 0.1%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2019
Next accounts
by 31-07-2027
  1. 24-06-2024Annual accounts filed
  2. 31-12-2023Highest result from 2018 to 2025
  3. 31-12-2023Liquidity more than 7 times
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General electrical installation workNACE 43211
Founded
28-11-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
25
Annual meeting
Third Friday of June at 18:00
Purpose
“Vervaardigen van radiatoren en ketels voor centrale verwarming; Verspanen en bewerken van…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about BT&B

What is the company number of BT&B?
0685.586.793. In Belgium the VAT number is the company number with BE in front: BE 0685.586.793.
Where is BT&B based?
The registered office is at Lostraat 139, 2220 Heist-op-den-Berg.Company details
What does BT&B do?
According to the KBO register, the main activity is general electrical installation work (NACE 43211).
What is the legal form of BT&B?
Private limited company (BV).
When was BT&B founded?
On 28-11-2017.
Is BT&B still active?
Yes, BT&B is an active enterprise in the KBO register.
How many employees does BT&B have?
On average 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of BT&B?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is BT&B profitable?
In financial year 2025, BT&B made a profit of €38,017.
Where can I find the annual accounts of BT&B?
BT&B filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BT&B due?
By 31-07-2027, for financial year 2026.Timeline

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