H.C.P.
ActiveH.C.P. has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54k and a net result of €-5k. Equity is growing by ~18.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 1887 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-66
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 15.41 against 6.32 in 2024; short-term debt: 6.5% and cash: 32% of total assets), and 6.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.5%
Return on assets
-8.2%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
on the day
2023
on the day
2022
on the day
2021
9 d early
2020
2 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€54k▼ 8.1%
2024 · €59k
2019: €22k
2020: €28k
2021: €30k
2022: €36k
2023: €46k
2024: €59k
2019 → 2025
Total assets
€58k▼ 17.2%
2024 · €70k
2019: €30k
2020: €44k
2021: €42k
2022: €51k
2023: €62k
2024: €70k
2019 → 2025
Net result
€-5k
2024 · €13k
2019: €561
2020: €5k
2021: €2k
2022: €6k
2023: €10k
2024: €13k
2019 → 2025
Working capital
€54k▼ 8.1%
2024 · €59k
2019: €22k
2020: €28k
2021: €30k
2022: €36k
2023: €46k
2024: €59k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€36k▲ 21.5%€46k▲ 26.9%€59k▲ 27.9%€54k▼ 8.1%
Operating result€4k-€9k▲ 167%€13k▲ 42.2%€18k▲ 32.2%€-5k
Net result€2k-€6k▲ 189%€10k▲ 51.6%€13k▲ 31.9%€-5k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €18k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €58k
Equity
€54k▼ 8.1%
Debt
€4k▼ 66.0%
The debt ratio falls from 15.8% to 6.5%. Equity and debt are lower.
Key figures and ratios
Solvency
93.5%▲
2024 · 84.2%
Current ratio
15.41▲
2024 · 6.32
Quick ratio
15.41▲
2024 · 6.32
Debt / equity
0.07▼
2024 · 0.19
ROE
-8.8%▼
2024 · 21.8%
ROA
-8.2%▼
2024 · 18.4%
Debt
€4k▼
2024 · €11k
Debt ≤ 1 year
€4k▼
2024 · €11k
Staff costs
€31k▼
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€70k€58k▼
Current assets29/58€70k€58k▼
Amounts receivable within one year40/41€34k€39k▲
Trade receivables40€30k€38k▲
Other amounts receivable41€4k€894▼
Cash at bank and in hand54/58€36k€18k▼
Equity and liabilities
Total equity and liabilities10/49€70k€58k▼
Equity10/15€59k€54k▼
Contributions10/11€19k€19k=
Reserves13€5k€5k=
Non-distributable reserves130/1-€5k
Reserves not available under the articles1311-€5k
Distributable reserves133€5k-
Profit (loss) carried forward14€35k€30k▼
Amounts payable17/49€11k€4k▼
Amounts payable within one year42/48€11k€4k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€9k€3k▼
Taxes450/3€5k€12▼
Remuneration and social security454/9€4k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€61k€31k▼
Other operating charges640/8€522€449▼
Gross operating margin9900€79k€27k▼
Operating profit (loss)9901€18k€-5k▼
Financial charges65/66B€63€197▲
Recurring financial charges65€63€197▲
Profit (loss) for the period before taxes9903€18k€-5k▼
Income taxes67/77€5k-
Profit (loss) for the period9904€13k€-5k▼
Profit (loss) for the period to be appropriated9905€13k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€30k▼
Profit (loss) brought forward from the previous period14P€22k€35k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-06
Financial
Weakest financial yearnet €-5k ▼137%
Net result drops to €-5k, the lowest in the series.
30-06
Financial
Liquidity doublescurrent ratio 15.41
Current ratio from 6.32 to 15.41; short-term debt falls from €11k to €4k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €13k ▲31.9%
Operating result €18k, net result €13k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
05-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
03-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
03-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 306 days late
2016
07-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dellestraat 33550 Heusden-ZolderGround area
5.6 ha
Building footprint
4.0 ha
Volume, LiDAR
44,517 m³
2 parcels, Flanders · tallest building 18.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
H.C.P.
since 19902.048.528.251
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71542B0703/00F000 | Flanders | 4.4 ha | 1 · 3.3 ha | - |
| 71462E0765/00D000 | Flanders | 1.2 ha | 1 · 6,719 m² | 18.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,989 companies in sector 25110 we hold annual accounts for 2,148. 1,449 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-1990
Fiscal year end30-06
Activities, NACEBEL
25110Manufacture of metal structures and parts of structures
32500Manufacture of medical and dental instruments and supplies
33101
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.