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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of BSH Consulting is 0.7% (low). The 2024 annual accounts show equity of €92k and a net result of €-17k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 1480 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.7%
Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Higher-failure-rate region
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 31-10-2025 | 92 d late | 2025-00561594 |
| 31-12-2023 | 31-07-2024 | 30-08-2024 | 30 d late | 2024-00436008 |
| 31-12-2022 | 31-07-2023 | 10-10-2023 | 71 d late | 2023-00485523 |
| 31-12-2021 | 31-07-2022 | 25-08-2022 | 25 d late | 2022-20338831 |
| 31-12-2020 | 31-07-2021 | 20-08-2021 | 20 d late | 2021-52300326 |
| 31-12-2019 | 31-07-2020 | 30-10-2020 | 91 d late | 2020-67100196 |
| 31-12-2018 | 31-07-2019 | 23-07-2019 | 8 d early | 2019-37500201 |
| 31-12-2017 | 31-07-2018 | 02-08-2018 | 2 d late | 2018-43300366 |
| 31-12-2016 | 31-07-2017 | 07-07-2017 | 24 d early | 2017-29000396 |
| 31-12-2015 | 31-07-2016 | 27-07-2016 | 4 d early | 2016-36300474 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsEstablished
Founded in 2014, 12 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-17k
Working capital€82k-16.6%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 31-10-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 74 · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 19.7% | 50.1% | |
| Net result | €-17k | €12k | |
| Equity | €92k | €32k | |
| Gross operating margin | €22k | €28k | |
| Staff costs | €31k | €17k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P25
Improving position over 2020-2024
· n=134-1480
P8
Improving position over 2020-2024
· n=134-1482
P82
Improving position over 2020-2024
· n=134-1482
P43
Improving position over 2020-2024
· n=133-1480
Describes the position versus peers, not a forecast.
€-9k
-
18-24
€-17k
-
18-24
€-16k
-
18-24
€468k
+11.7%
18-24
€92k
-15.5%
18-24
€82k
-16.6%
18-24
1
0.0%
18-24
€31k
-6.6%
18-24
€10k
-78.4%
18-24
€0
-
18-24
€376k
+21.3%
18-24
€376k
+21.3%
18-24
1.22
-7.5%
18-24
1.22
-7.5%
18-24
19.7%
-24.3%
18-24
4.08
+43.5%
18-24
-18.3%
-
18-24
-3.6%
-
18-24
-1.24
-
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-9k |
| Net profit | €-17k |
| Cash flow | €-16k |
| Staff costs | €31k |
| Income taxes | - |
| Dividends | - |
| Total assets | €468k |
| Equity | €92k |
| Debt | €376k |
| of which ≤ 1y | €376k |
| of which > 1y | - |
| Working capital | €82k |
| Employees (FTE) | 1.0 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.22 |
| Quick ratio | 1.22 |
| Working capital ratio | 17.6% |
| Solvency | 19.7% |
| Debt / equity | 4.08 |
| Long-term debt ratio | - |
| Interest coverage | -1.24 |
| Gross margin | - |
| Net margin | - |
| ROA | -3.6% |
| ROE | -18.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €468k |
| Fixed assets | 21/28 | €10k |
| Tangible fixed assets | 22/27 | €10k |
| Current assets | 29/58 | €458k |
| Amounts receivable within one year | 40/41 | €458k |
| Cash & bank | 54/58 | €38 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €468k |
| Equity | 10/15 | €92k |
| Contributions / capital | 10/11 | €13k |
| Reserves | 13 | €20k |
| Accumulated profits (losses) | 14 | €59k |
| Amounts payable | 17/49 | €376k |
| Amounts payable within one year | 42/48 | €376k |
| Trade debts payable within one year | 44 | €60k |
| Income statement | ||
| Gross operating margin | 9900 | €22k |
| Operating result | 9901 | €-10k |
| Financial income | 75 | €460 |
| Financial charges | 65 | €8k |
| Result before taxes | 9903 | €-17k |
| Net result for the period | 9904 | €-17k |
| Result to be appropriated | 9905 | €-17k |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2024 · computed27
/ 100
Weak
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationBSH Consulting
since 20142.229.247.862
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area668 m²
Buildings2
Building footprint246 m²
Volume (LiDAR)3,881 m³
Tallest building23.3 m · ±6 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0310/00A025 | Brussels | 335 m² | 1 · 129 m² | 23.3 m · 6 fl. |
| 21807G0204/00R002 | Brussels | 333 m² | 1 · 117 m² | 19.4 m · 5 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
3 acts Address history · 1
18-02-2026
v3.2
All acts · 3
updated 5 months ago
2026
18-02-2026 Registered office moved from Ixelles to Bruxelles
- Avenue Molière 178, 1050 Ixelles → Rue de Crayer 13, 1000 Bruxelles
Summary:
v3.2
2024
29-08-2024 Articles of association amended
Summary:
v3.2
2014
31-03-2014 Incorporation of a new SNC
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes47
/ 100
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
27
Profitability
0
Solvency
29
Growth
78
Stability
100
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Credit advice
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Company registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige gespecialiseerde wetenschappelijke en technische activiteiten74909Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg74999Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Ingenieurs en aanverwante technische adviseurs, exclusief landmeters71121Activiteiten van ingenieurs en aanverwante technische adviseurs, exclusief landmeters-experts71121
Primary activity highlighted.
Names & trade names
| Legal nameFR | BSH Consulting |
Registered office
De Crayerstraat 13
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.