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BSBS

Active
Private limited company (pre-2019)founded 201610 yrs activeRue des Pensées des Champs(VD) 4, 5020 Namur, BelgiumKBO/BCE: BE 0658.740.262
Summary

The computed 12-month bankruptcy probability of BSBS is 2.8% (moderate). The 2025 annual accounts show negative equity (-€1,312) and a net result of -€1,446. Equity is shrinking by ~97% per year across the filed fiscal years. The company has been active since 2016 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency-
Growth58=
Track record92
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819232425
2018 to 2025 · latest year -€1,312
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
18 d early
2024
229 d late
2023
594 d late
2019
126 d late
2018
57 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 5 accounts on average 198 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Strikeout withdrawn
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 December (4 of the last 5 filed years within 145 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline

History

On 5 July 2016, BSBS was incorporated.1 Total assets went from EUR 37,027 in 2018 to EUR 2,464 in 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2023

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Financials · fiscal year 2025, micro schema

Equity
-€1,312
2024 · €134
Total assets
€863▼ 65.0%
2023 · €2,464
Net result
-€1,446▼ 92.1%
2024 · -€753
Working capital
-€477
2019 · €683
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20182019202320242025
Operating result-€2,890--€4,483▼ 55.1%-€501--€751▼ 49.9%-€1,383▼ 84.0%
Net result-€2,959--€4,612▼ 55.9%-€605--€753▼ 24.5%-€1,446▼ 92.1%
Equity€9,093-€4,482▼ 50.7%€887-€134▼ 84.9%-€1,312
Total assets€37,027-€10,906▼ 70.5%€2,464-€863▼ 65.0%
Debt€27,933-€6,424▼ 77.0%€1,577-€729▼ 53.8%€1,312▲ 80.1%
Working capital€4,516-€683▼ 84.9%-€477-
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€6,000-€4,000-€2,000€0Operating result 2018: -€2,890-€2,890Net result 2018: -€2,959-€2,959Operating result 2019: -€4,483-€4,483Net result 2019: -€4,612-€4,612Operating result 2023: -€501-€501Net result 2023: -€605-€605Operating result 2024: -€751-€751Net result 2024: -€753-€753Operating result 2025: -€1,383-€1,383Net result 2025: -€1,446-€1,44620182019202320242025-€1,500-€1,000-€500€0Operating result 2023: -€501-€501Net result 2023: -€605-€605Operating result 2024: -€751-€751Net result 2024: -€753-€753Operating result 2025: -€1,383-€1,380Net result 2025: -€1,446-€1,450202320242025
The operating result stays negative: a loss of €1,383 in 2025 against €751 in 2024; the loss grows.
Key figures and ratios
2025 value · change against 2024
Debt to equity
-1.00
Debt ≤ 1 year
€792▲
2024 · €729
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€863-
Fixed assets21/28€863-
Intangible fixed assets21€90-
Tangible fixed assets22/27€773-
Plant, machinery and equipment23€271-
Furniture and vehicles24€502-
Equity and liabilities
Total equity and liabilities10/49€863-
Equity10/15€134-€1,312▼
Contributions10/11€6,200€6,200=
Reserves13€3,419€3,419=
Tax-exempt reserves132€3,419€3,419=
Profit (loss) carried forward14-€9,485-€10,931▼
Amounts payable17/49€729€1,312▲
Amounts payable within one year42/48€729€792▲
Financial debts43€69€23▼
Credit institutions430/8€69€23▼
Other amounts payable47/48€660€770▲
Accrued charges and deferred income492/3-€520
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€501-
Other operating charges640/8€250-
Non-recurring operating charges66A-€863
Gross operating margin9900--€520
Operating profit (loss)9901-€751-€1,383▼
Financial charges65/66B€1€63▲
Recurring financial charges65€1€63▲
Profit (loss) for the period before taxes9903-€753-€1,446▼
Profit (loss) for the period9904-€753-€1,446▼
Profit (loss) for the period to be appropriated9905-€753-€1,446▼
Appropriation of the result
Profit (loss) to be appropriated9906-€9,485-€10,931▼
Profit (loss) brought forward from the previous period14P-€8,732-€9,485▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€804€779€501€501--
Other operating charges640/8---€250--
Non-recurring operating charges66A----€863-
Gross operating margin9900€1,176-€2,743---€520-
Operating profit (loss)9901-€2,890-€4,483-€501-€751-€1,383▼ 84.0%
Recurring financial income75€0€0----
Financial charges65/66B--€103€1€63▲ 4,276%
Recurring financial charges65€69€128€103€1€63▲ 4,276%
Profit (loss) for the period before taxes9903-€2,959-€4,612-€605-€753-€1,446▼ 92.1%
Income taxes67/77€0-----
Profit (loss) for the period9904-€2,959-€4,612-€605-€753-€1,446▼ 92.1%
Profit (loss) for the period to be appropriated9905-€2,959-€4,612-€605-€753-€1,446▼ 92.1%
Line20182019202320242025Change
Assets
Total assets20/58€37,027€10,906€2,464€863--
Formation expenses20€0-----
Fixed assets21/28€4,578€3,799€1,364€863--
Intangible fixed assets21€419€389€150€90--
Tangible fixed assets22/27€4,158€3,410€1,214€773--
Plant, machinery and equipment23--€425€271--
Furniture and vehicles24--€789€502--
Financial fixed assets28€0-----
Current assets29/58€32,449€7,107€1,100---
Stocks and contracts in progress3€0-----
Amounts receivable within one year40/41€4,577€4,126€1---
Other amounts receivable41--€1---
Current investments50/53€0-----
Cash at bank and in hand54/58€27,873€2,981€1,098---
Equity and liabilities
Total equity and liabilities10/49€37,027€10,906€2,464€863--
Equity10/15€9,093€4,482€887€134-€1,312▼ 1,080%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Reserves13€3,419€3,419€3,419€3,419€3,419=
Tax-exempt reserves132--€3,419€3,419€3,419=
Profit (loss) carried forward14-€526-€5,137-€8,732-€9,485-€10,931▼ 15.2%
Provisions and deferred taxes16€0-----
Amounts payable17/49€27,933€6,424€1,577€729€1,312▲ 80.1%
Amounts payable after more than one year17€0-----
Amounts payable within one year42/48€27,933€6,424€1,577€729€792▲ 8.7%
Financial debts43---€69€23▼ 67.4%
Credit institutions430/8---€69€23▼ 67.4%
Trade debts44€4,738€5,388----
Taxes, remuneration and social security45--€986---
Taxes450/3--€986---
Other amounts payable47/48--€591€660€770▲ 16.7%
Accrued charges and deferred income492/3----€520-
Line20182019202320242025Change
Profit (loss) for the period9904-€2,959-€4,612-€605-€753-€1,446▼ 92.1%
+ Depreciation and write-downs630€804€779€501€501--
Operating cash flow (approximation)-€2,155-€3,833-€103-€251-€1,446▼ 475%
Investment in fixed assets (approximation)-€0-€0--
Change in cash--€24,892----

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-07
KBO administration Strikeout withdrawn
event 13-07-2026
13-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
17-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 229 days late
17-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 594 days late
2020
04-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 126 days late
2019
31-12
Financial Weakest financial yearnet -€4,612
Net result drops to -€4,612, the lowest in the series; recovery starts the following year.
26-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
871 m²
Building footprint
159 m²
Volume, LiDAR
1,435 m³
2 parcels, Wallonia · tallest building 19.6 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
BSBS
Limited-service restaurants
since 20162.255.168.539
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92128C0051/00F005 Wallonia 805 m² 1 · 121 m² 8.4 m · 2 fl.
92094C0693/00L000 Wallonia 66 m² 1 · 38 m² 19.6 m · 6 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded05-07-2016
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.