Financials
- Fiscal year
- 2025
- Total assets
- €1.1m
- Profit
- €17,592
- Solvency
- 55.9%
Total assets▼ 0.7%
Net result
20192025
BSAM IMMO
ActiveSummary
BSAM IMMO has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €620,864 and a net result of €17,592. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 54% of 8535 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Office administrative and support services
NACE 82100NACE 82110NACE 82190
1 site
Size
€1.1mtotal assets 2025
- Staff
- 1 FTE
- Equity
- €620,864
- Profit
- €17,592
Turnover not published (abridged schema)
Structure
Accounts 11 d early0 of 5 deeds read
Why 93- Liquidity: current ratio 0.30, cash €4,798, halved+ Size: total assets €1.1m+ Founded in 2002+ Figures for FY 2025 (filed 20-07-2026)Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Better than 45% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
81+2
equity 55.9% of total assets
Liquidity
50-2
short-term debt 10.5% · cash 0.4%
Profitability
71+1
return on assets 1.6%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 13 months
10-2025: 0.1%lowest value
11-2025: 0.1%● 0.0% vs 10-2025lowest value
12-2025: 0.1%● 0.0% vs 11-2025lowest value
01-2026: 0.1%● 0.0% vs 12-2025lowest value
02-2026: 0.1%▲ +3.5% vs 01-2026
03-2026: 0.1%▲ +3.4% vs 02-2026
04-2026: 0.1%▲ +11.5% vs 03-2026
05-2026: 0.1%▲ +5.9% vs 04-2026
06-2026: 0.1%▼ -1.4% vs 05-2026
07-2026: 0.1%▲ +18.3% vs 06-2026
08-2026: 0.1%▲ +17.9% vs 07-2026highest value
09-2026: 0.1%● 0.0% vs 08-2026highest value
10-2026: 0.1%● 0.0% vs 09-2026highest value
- Size: total assets €1.1m lowers the probability for this profile
- Liquidity: current ratio 0.30, cash €4,798, halved raises the probability
- Founded in 2002 lowers the probability for this profile
- Figures for FY 2025 (filed 20-07-2026) lowers the probability
Credit up to €55,000 at 30 days acceptable
Liquidity short (current ratio 0.3 against 0.68 in 2024; short-term debt: 10.5% and cash: 0.4% of total assets), and 44.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 56%, liquidity 40%, profitability 40%, growth against the median 46%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
6 d early
2023
4 d early
2022
56 d early
2021
2 d early
2020
59 d late
2019
66 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €8,025
Key points
By topic
Timeline
- Events
- 13
- Since
- 2016
- Next accounts
- by 31-07-2027
- 20-07-2026Annual accounts filed
- 25-07-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Office administrative and support servicesNACE 82100
- Founded
- 03-04-2002
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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