BS Thuisverpleging
ActiveSummary
The computed 12-month bankruptcy probability of BS Thuisverpleging is 2.4% (moderate). The 2025 annual accounts show equity of €76k and a net result of €12k. Equity is growing by ~18.1% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+6
Solvency100▲+4
Growth52=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 5.01 against 3.71 in 2024; short-term debt: 17.8% and cash: 13.8% of total assets), and 17.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.2%
Return on assets
13.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
38 d late
2024
36 d early
2023
33 d early
2022
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€76k▲ 19.5%
2024 · €64k
2022: €46k
2023: €56k
2024: €64k
2022 → 2025
Total assets
€93k▲ 3.1%
2024 · €90k
2022: €92k
2023: €82k
2024: €90k
2022 → 2025
Net result
€12k▲ 48.6%
2024 · €8k
2022: €43k
2023: €9k
2024: €8k
2022 → 2025
Working capital
€66k▲ 27.9%
2024 · €52k
2022: €30k
2023: €41k
2024: €52k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€46k-€56k▲ 20.5%€64k▲ 15.1%€76k▲ 19.5%
Operating result€55k-€13k▼ 76.9%€11k▼ 11.6%€16k▲ 45.9%
Net result€43k-€9k▼ 78.0%€8k▼ 11.3%€12k▲ 48.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 46% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€10k ▼ 47.1%
Current assets
€83k ▲ 16.7%
Equity and liabilities €93k
Equity
€76k ▲ 19.5%
Debt
€17k ▼ 36.9%
Debt's share of the balance-sheet total falls from 29.0% to 17.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25k▲
2024 · €22k
Cash flow
€21k▲
2024 · €19k
Current ratio
5.01▲
2024 · 3.71
Debt to equity
0.22▼
2024 · 0.41
ROE
16.3%▲
2024 · 13.1%
ROA
13.4%▲
2024 · 9.3%
Interest coverage
122.64▲
2024 · 45.54
Debt ≤ 1 year
€17k▼
2024 · €19k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€90k€93k▲
Fixed assets21/28€19k€10k▼
Tangible fixed assets22/27€19k€10k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€17k€8k▼
Current assets29/58€71k€83k▲
Amounts receivable within one year40/41€35k€70k▲
Trade receivables40€35k€29k▼
Other amounts receivable41-€40k
Cash at bank and in hand54/58€36k€13k▼
Equity and liabilities
Total equity and liabilities10/49€90k€93k▲
Equity10/15€64k€76k▲
Contributions10/11€3k€3k=
Reserves13€43k€43k=
Non-distributable reserves130/1€43k€43k=
Other1319€43k€43k=
Profit (loss) carried forward14€18k€30k▲
Amounts payable17/49€26k€17k▼
Amounts payable after more than one year17€7k-
Financial debts170/4€7k-
Amounts payable within one year42/48€19k€17k▼
Current portion of amounts payable after more than one year42€8k€7k▼
Trade debts44€777€2k▲
Suppliers440/4€777€2k▲
Taxes, remuneration and social security45€10k€7k▼
Taxes450/3€10k€6k▼
Remuneration and social security454/9-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€9k▼
Gross operating margin9900€22k€25k▲
Operating profit (loss)9901€11k€16k▲
Financial income75/76B€134-
Recurring financial income75€134-
Financial charges65/66B€478€208▼
Recurring financial charges65€478€208▼
Profit (loss) for the period before taxes9903€11k€16k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€8k€12k▲
Profit (loss) for the period to be appropriated9905€8k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€30k▲
Profit (loss) brought forward from the previous period14P€9k€18k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 38 days late
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €8k ▼11.3%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 4.69
Current ratio from 2.33 to 4.69; short-term debt falls from €22k to €11k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wichelen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpstraat 1A9260 WichelenGround area
3,338 m²
Building footprint
399 m²
Volume, LiDAR
2,195 m³
2 parcels, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BS Thuisverpleging
since 20222.330.894.756
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42020D0112/00P002 | Flanders | 2,478 m² | 1 · 255 m² | 9.6 m · 2 fl. |
| 41029A0567/00H002 | Flanders | 860 m² | 1 · 144 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 645 EUR awarded · 645 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 135 EUR | 135 EUR |
| 2022 | 1 | 510 EUR | 510 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2022
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.