Active BE 0798.773.026Private limited company

BS INVEST

Rue de Mons(H) 214 ·7301 Boussu, Belgium· 3 yrs active

Sector: Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen (47110)

Conclusion Checked

The computed 12-month bankruptcy probability of BS INVEST is 2.5% (moderate). The 2024 annual accounts show equity of €48k and a net result of €14k. Its solvency ranks better than 42% of 6722 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€48k
Net result	€14k
Better than sector	42%
Active	3 yrs

Financial profile 5 of 5 axes measured · computed by Checked

59 / 100

Mixed profile: strong on stability, weaker on solvency.

All 5 axes are computed from data Checked has read.

Health 53

Profitability 54

Solvency 9

Growth 85

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

2.5% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

53 / 100 Fair

050100

Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 23-07-2025 with the NBB · fiscal year 2024 · micro

RevenueOperating resultNet result

Sector comparison

Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	13.0%	20.4%	better than 42% of 6722 sector peers
Net result	€14k	€4k	better than 68% of 6703 sector peers
Equity	€48k	€16k	better than 71% of 6737 sector peers
Gross operating margin	€82k	€24k	better than 77% of 6682 sector peers
Staff costs	€32k	€33k	higher than 50% of 3049 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€788k

+77.3% 23-24

EBITDA

€45k

+344.6% 23-24

Net profit

€14k

+251.9% 23-24

Cash flow

€43k

+360.3% 23-24

Total assets

€369k

+85.3% 23-24

Equity

€48k

+41.0% 23-24

Working capital

€-151k

-42.4% 23-24

Staff costs

€32k

+117.8% 23-24

Show 12 other metrics

Income taxes

€1k

- 23-24

Debt

€321k

+94.4% 23-24

Debt ≤ 1y

€321k

+94.4% 23-24

Current ratio

0.53

+47.9% 23-24

Quick ratio

0.04

-24.4% 23-24

Solvency

13.0%

-23.9% 23-24

Debt / equity

6.70

+37.9% 23-24

ROE

29.1%

+149.6% 23-24

ROA

3.8%

+89.9% 23-24

Net margin

1.8%

+98.4% 23-24

EBITDA margin

5.7%

+150.7% 23-24

Interest coverage

92.28

+563.2% 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	€788k
EBITDA	€45k
Net profit	€14k
Cash flow	€43k
Staff costs	€32k
Income taxes	€1k
Dividends	-
Total assets	€369k
Equity	€48k
Debt	€321k
of which ≤ 1y	€321k
of which > 1y	-
Working capital	€-151k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.53
Quick ratio	0.04
Working capital ratio	-40.9%
Solvency	13.0%
Debt / equity	6.70
Long-term debt ratio	-
Interest coverage	92.28
Gross margin	10.4%
Net margin	1.8%
ROA	3.8%
ROE	29.1%
EBITDA margin	5.7%
Days sales outstanding	5d
Days payable outstanding	95d
Inventory turnover	4.50
Days inventory (DSI)	81d

Balance-sheet composition 2024

Assets

Fixed assets €199k · 53.9% Current assets €170k · 46.1%

Equity & liabilities

Equity €48k · 13.0% Debt €321k · 87.0%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€369k
Fixed assets	21/28	€199k
Tangible fixed assets	22/27	€198k
Financial fixed assets	28	€729
Current assets	29/58	€170k
Stocks & contracts in progress	3	€157k
Amounts receivable within one year	40/41	€12k
Cash & bank	54/58	€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€369k
Equity	10/15	€48k
Contributions / capital	10/11	€30k
Accumulated profits (losses)	14	€18k
Amounts payable	17/49	€321k
Amounts payable within one year	42/48	€321k
Trade debts payable within one year	44	€183k
Income statement
Turnover	70	€788k
Gross operating margin	9900	€82k
Operating result	9901	€16k
Financial charges	65	€488
Result before taxes	9903	€15k
Income taxes	67/77	€1k
Net result for the period	9904	€14k
Result to be appropriated	9905	€14k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110)
Legal form	Private limited company(610)
Incorporation	23-02-2023
Status	Active
Postal code	7301

Establishment units 1 location

CITY MARKET

Rue de Mons(H) 214, 7301 BoussuDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)

since 20232.345.356.169

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
53041A0109/00V002	Wallonia	1,091 m²	-	-

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

23-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

27-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112

Primary activity highlighted.

Names & trade names

Legal nameFR

BS INVEST

Registered office

Rue de Mons(H) 214

7301 Boussu, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

Similar companies Comparable size · 1,663 of 10,429 companies in this sector with filed accounts

ADAM INTERNATIONAL BE 0798.749.468 · Gent

JIR FRESH BE 0776.969.505 · Brussel

AAA IM2 Enterprises BE 1002.848.158 · Antwerpen

TALIVIA BE 0783.819.089 · Ans

MG SINGH BE 0786.749.281 · Beloeil