Summary
BS ASSUR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €21,407 and a net result of €19,407. Its solvency ranks better than 44% of 2464 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€21,407
Net result
€19,407
Total assets
€49,148
Solvency
43.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €49,148
Fixed assets
€28,500
Current assets
€20,648
Equity and liabilities €49,148
Equity
€21,407
Debt
€27,741
Debt finances 56.4% of the balance-sheet total.
Key figures and ratios
ROE
90.7%
ROA
39.5%
Debt ≤ 1 year
€27,741
Income taxes
€5,482
Staff costs
€16,531
Annual accounts
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €16,531 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,000 |
| Other operating charges640/8 | €562 |
| Gross operating margin9900 | €45,152 |
| Operating profit (loss)9901 | €25,059 |
| Financial charges65/66B | €171 |
| Recurring financial charges65 | €171 |
| Profit (loss) for the period before taxes9903 | €24,889 |
| Income taxes67/77 | €5,482 |
| Profit (loss) for the period9904 | €19,407 |
| Profit (loss) for the period to be appropriated9905 | €19,407 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €49,148 | |
| Fixed assets21/28 | €28,500 | |
| Tangible fixed assets22/27 | €28,500 | |
| Furniture and vehicles24 | €28,500 | |
| Current assets29/58 | €20,648 | |
| Amounts receivable within one year40/41 | €4,340 | |
| Trade receivables40 | €4,340 | |
| Cash at bank and in hand54/58 | €15,684 | |
| Deferred charges and accrued income490/1 | €624 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €49,148 | |
| Equity10/15 | €21,407 | |
| Contributions10/11 | €2,000 | |
| Profit (loss) carried forward14 | €19,407 | |
| Amounts payable17/49 | €27,741 | |
| Amounts payable within one year42/48 | €27,741 | |
| Trade debts44 | €1,156 | |
| Suppliers440/4 | €1,156 | |
| Taxes, remuneration and social security45 | €10,014 | |
| Taxes450/3 | €5,482 | |
| Remuneration and social security454/9 | €4,532 | |
| Other amounts payable47/48 | €16,572 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €19,407 |
| + Depreciation and write-downs630 | €3,000 |
| Operating cash flow (approximation) | €22,407 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Perwez · 1 establishment unit since 2025
Ground area
4,921 m²
Building footprint
295 m²
Parcel 25060C0035/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
BS ASSUR
since 20252.370.177.974
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25060C0035/00B000 | Wallonia | 4,921 m² | 1 · 295 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LALOOZE
BE 0691.875.462
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Finteam
BE 0767.805.478
Kortrijk · Eq €21,247
HORASSUR
BE 0872.598.142
Charleroi · Eq €21,180
TLATOLLI CONSULT
BE 0479.320.055
Leuven · Eq €21,167
JOVAMCO
BE 0448.720.515
Beringen · Eq €21,666
Of 4,674 companies in sector 66220 we hold annual accounts for 3,222. 1,584 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
E-invoicing
Reachable via Peppol
Peppol ID
0208:1019710223
Also
9925:BE1019710223
Registered
05-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.