BRUT
ActiveBRUT has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €43k and a net result of €2k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 38% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▲+4
Solvency43▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.93 against 0.93 in 2023; short-term debt: 72.2% and cash: 7.5% of total assets), and 81.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
18.4%
Return on assets
0.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
33 d early
2022
17 d late
2021
40 d early
2020
53 d early
2019
36 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€43k▲ 4.1%
2023 · €42k
2018: €34k
2019: €33k
2020: €36k
2021: €38k
2022: €37k
2023: €42k
2018 → 2024
Total assets
€235k▼ 8.8%
2023 · €258k
2018: €178k
2019: €187k
2020: €159k
2021: €188k
2022: €171k
2023: €258k
2018 → 2024
Net result
€2k▲ 38,045%
2023 · €5
2018: €6k
2019: €-865
2020: €3k
2021: €2k
2022: €-409
2023: €5
2018 → 2024
Working capital
€-12k▲ 19.9%
2023 · €-15k
2018: €28k
2019: €29k
2020: €30k
2021: €25k
2022: €26k
2023: €-15k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€36k-€38k▲ 4.9%€37k▼ 1.1%€42k▲ 11.8%€43k▲ 4.1%
Operating result€7k-€8k▲ 20.9%€7k▼ 9.5%€7k▼ 3.9%€12k▲ 71.9%
Net result€3k-€2k▼ 31.8%€-409€5€2k▲ 38,045%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 72% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €235k
Fixed assets
€78k▲ 23.9%
Current assets
€157k▼ 19.3%
Equity and liabilities €235k
Equity
€43k▲ 4.1%
Debt
€192k▼ 11.3%
The debt ratio falls from 83.8% to 81.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▲
2023 · €22k
Cash flow
€25k▲
2023 · €15k
Solvency
18.4%▲
2023 · 16.2%
Current ratio
0.93▲
2023 · 0.93
Quick ratio
0.18▼
2023 · 0.23
Debt / equity
4.42▼
2023 · 5.19
ROE
4.0%▲
2023 · 0.0%
ROA
0.7%▲
2023 · 0.0%
Interest coverage
6.44▲
2023 · 5.63
Debt
€192k▼
2023 · €216k
Debt ≤ 1 year
€169k▼
2023 · €210k
Debt > 1 year
€22k▲
2023 · €6k
Income taxes
€5k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€258k€235k▼
Fixed assets21/28€63k€78k▲
Tangible fixed assets22/27€63k€78k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€41k€64k▲
Leasing and similar rights25€17k€11k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€195k€157k▼
Stocks and contracts in progress3€148k€127k▼
Stocks30/36€148k€127k▼
Amounts receivable within one year40/41€27k€12k▼
Trade receivables40€26k€12k▼
Other amounts receivable41€776€776=
Cash at bank and in hand54/58€19k€18k▼
Deferred charges and accrued income490/1€780€789▲
Equity and liabilities
Total equity and liabilities10/49€258k€235k▼
Equity10/15€42k€43k▲
Contributions10/11€19k€19k=
Reserves13€23k€25k▲
Distributable reserves133€23k€25k▲
Profit (loss) carried forward14€-404-
Amounts payable17/49€216k€192k▼
Amounts payable after more than one year17€6k€22k▲
Financial debts170/4€6k€22k▲
Amounts payable within one year42/48€210k€169k▼
Current portion of amounts payable after more than one year42€9k€14k▲
Financial debts43€50k-
Credit institutions430/8€50k-
Trade debts44€69k€33k▼
Suppliers440/4€69k€33k▼
Taxes, remuneration and social security45€11k€15k▲
Taxes450/3€11k€15k▲
Other amounts payable47/48€71k€107k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€23k▲
Other operating charges640/8€7k€13k▲
Gross operating margin9900€29k€48k▲
Operating profit (loss)9901€7k€12k▲
Financial income75/76B€3€29▲
Recurring financial income75€3€29▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€3k€6k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€5€2k▲
Profit (loss) for the period to be appropriated9905€5€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-404€1k▲
Profit (loss) brought forward from the previous period14P€-409€-404▲
Transfer to equity691/2-€1k
To other reserves6921-€1k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €5
Net result €5 after one loss-making year.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-865 ▼114%
Net result drops to €-865, the lowest in the series; recovery starts the following year.
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
2016
22-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Riemsterweg 135A3742 Bilzen-HoeseltGround area
783 m²
Building footprint
157 m²
Volume, LiDAR
848 m³
Parcel 73047A0391/00N000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BRUT BVBA
since 20042.136.294.148
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73047A0391/00N000 | Flanders | 783 m² | 1 · 157 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBilzen-Hoeselt2.136.294.148
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Of 2,333 companies in sector 47251 we hold annual accounts for 422. 302 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2004
Fiscal year end31-12
Activities, NACEBEL
47251Retail sale of wines and spirits
47252Retail sale of beverages, general range
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.