Skip to content

BRUSTEM BSS

Active
Private limited companyfounded 20233 yrs activeLuikersteenweg 235, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0802.486.443
Summary

The computed 12-month bankruptcy probability of BRUSTEM BSS is 3.3% (moderate). The 2025 annual accounts show negative equity (-€130,006) and a net result of -€43,937. Its solvency ranks better than 5% of 10485 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58
Track record94
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.21 against 0.6 in 2024; short-term debt: 78% and cash: 34.8% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-69.8%
Return on assets
-23.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€130,006
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-04-2026, 100 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
100 d early
2024
28 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 64 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BRUSTEM BSS was incorporated on 7 June 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
-€130,006▼ 51.0%
2024 · -€86,069
Total assets
€186,254▲ 31.4%
2024 · €141,730
Net result
-€43,937▲ 50.7%
2024 · -€89,069
Working capital
€30,414
2024 · -€85,041
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€77,696--€43,858▲ 43.6%
Net result-€89,069below the sector's middle half--€43,937below the sector's middle half▲ 50.7%
Equity-€86,069below the sector's middle half--€130,006below the sector's middle half▼ 51.0%
Total assets€141,730below the sector's middle half-€186,254below the sector's middle half▲ 31.4%
Debt€227,799-€316,259▲ 38.8%
Working capital-€85,041-€30,414
Solvency-60.7%below the sector's middle half--69.8%below the sector's middle half▼ 9.1pp
Staff (FTE)5.2within the sector's middle half-8.6above the sector's middle half▲ 65.4%
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000-€75,000-€50,000-€25,000€0Operating result 2024: -€77,696-€77,696Net result 2024: -€89,069-€89,069Operating result 2025: -€43,858-€43,858Net result 2025: -€43,937-€43,93720242025-€100,000-€75,000-€50,000-€25,000€0Operating result 2024: -€77,696-€77,700Net result 2024: -€89,069-€89,100Operating result 2025: -€43,858-€43,900Net result 2025: -€43,937-€43,90020242025
The operating result stays negative: a loss of €43,858 in 2025 against €77,696 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €186,254
Fixed assets €10,604 ▼ 22.8%
Current assets €175,650 ▲ 37.2%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€40,731▲
2024 · -€75,791
Cash flow
-€40,809▲
2024 · -€87,164
Current ratio
1.21▲
2024 · 0.60
Quick ratio
0.57▲
2024 · 0.26
Debt to equity
-2.43▲
2024 · -2.65
ROA
-23.6%▲
2024 · -62.8%
Interest coverage
-97.06▼
2024 · -6.33
Debt ≤ 1 year
€145,236▼
2024 · €213,039
Debt > 1 year
€171,023▲
2024 · €10,979
Staff costs
€362,659▼
2024 · €440,121
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.4% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€141,730€186,254▲
Fixed assets21/28€13,732€10,604▼
Tangible fixed assets22/27€13,732€10,604▼
Leasing and similar rights25€13,732€10,604▼
Current assets29/58€127,998€175,650▲
Stocks and contracts in progress3€73,039€92,361▲
Stocks30/36€73,039€92,361▲
Amounts receivable within one year40/41€13,578€16,346▲
Trade receivables40€13,578€16,346▲
Cash at bank and in hand54/58€41,381€64,871▲
Deferred charges and accrued income490/1-€2,072
Equity and liabilities
Total equity and liabilities10/49€141,730€186,254▲
Equity10/15-€86,069-€130,006▼
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€89,069-€133,006▼
Amounts payable17/49€227,799€316,259▲
Amounts payable after more than one year17€10,979€171,023▲
Financial debts170/4€10,979€8,023▼
Other amounts payable178/9-€163,000
Amounts payable within one year42/48€213,039€145,236▼
Current portion of amounts payable after more than one year42€2,834€2,955▲
Trade debts44€131,188€105,246▼
Suppliers440/4€131,188€105,246▼
Taxes, remuneration and social security45€42,017€37,035▼
Taxes450/3€5,173€2,832▼
Remuneration and social security454/9€36,844€34,203▼
Other amounts payable47/48€37,000€0▼
Accrued charges and deferred income492/3€3,781€0▼
Income statement Code20242025
Remuneration, social security and pensions62€440,121€362,659▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,906€3,127▲
Other operating charges640/8€5,666€1,384▼
Non-recurring operating charges66A€20€0▼
Gross operating margin9900€370,017€323,312▼
Operating profit (loss)9901-€77,696-€43,858▲
Financial income75/76B€607€341▼
Recurring financial income75€607€341▼
Financial charges65/66B€11,980€420▼
Recurring financial charges65€11,980€420▼
Profit (loss) for the period before taxes9903-€89,069-€43,937▲
Profit (loss) for the period9904-€89,069-€43,937▲
Profit (loss) for the period to be appropriated9905-€89,069-€43,937▲
Appropriation of the result
Profit (loss) to be appropriated9906-€89,069-€133,006▼
Profit (loss) brought forward from the previous period14P--€89,069
Social balance
Average headcount (FTE)90875.28.6▲

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62€440,121€362,659▼ 17.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,906€3,127▲ 64.1%
Other operating charges640/8€5,666€1,384▼ 75.6%
Non-recurring operating charges66A€20€0▼ 100%
Gross operating margin9900€370,017€323,312▼ 12.6%
Operating profit (loss)9901-€77,696-€43,858▲ 43.6%
Financial income75/76B€607€341▼ 43.8%
Recurring financial income75€607€341▼ 43.8%
Financial charges65/66B€11,980€420▼ 96.5%
Recurring financial charges65€11,980€420▼ 96.5%
Profit (loss) for the period before taxes9903-€89,069-€43,937▲ 50.7%
Profit (loss) for the period9904-€89,069-€43,937▲ 50.7%
Profit (loss) for the period to be appropriated9905-€89,069-€43,937▲ 50.7%
Line20242025Change
Assets
Total assets20/58€141,730€186,254▲ 31.4%
Fixed assets21/28€13,732€10,604▼ 22.8%
Tangible fixed assets22/27€13,732€10,604▼ 22.8%
Leasing and similar rights25€13,732€10,604▼ 22.8%
Current assets29/58€127,998€175,650▲ 37.2%
Stocks and contracts in progress3€73,039€92,361▲ 26.5%
Stocks30/36€73,039€92,361▲ 26.5%
Amounts receivable within one year40/41€13,578€16,346▲ 20.4%
Trade receivables40€13,578€16,346▲ 20.4%
Cash at bank and in hand54/58€41,381€64,871▲ 56.8%
Deferred charges and accrued income490/1-€2,072-
Equity and liabilities
Total equity and liabilities10/49€141,730€186,254▲ 31.4%
Equity10/15-€86,069-€130,006▼ 51.0%
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€89,069-€133,006▼ 49.3%
Amounts payable17/49€227,799€316,259▲ 38.8%
Amounts payable after more than one year17€10,979€171,023▲ 1,458%
Financial debts170/4€10,979€8,023▼ 26.9%
Other amounts payable178/9-€163,000-
Amounts payable within one year42/48€213,039€145,236▼ 31.8%
Current portion of amounts payable after more than one year42€2,834€2,955▲ 4.3%
Trade debts44€131,188€105,246▼ 19.8%
Suppliers440/4€131,188€105,246▼ 19.8%
Taxes, remuneration and social security45€42,017€37,035▼ 11.9%
Taxes450/3€5,173€2,832▼ 45.3%
Remuneration and social security454/9€36,844€34,203▼ 7.2%
Other amounts payable47/48€37,000€0▼ 100%
Accrued charges and deferred income492/3€3,781€0▼ 100%
Line20242025Change
Profit (loss) for the period9904-€89,069-€43,937▲ 50.7%
+ Depreciation and write-downs630€1,906€3,127▲ 64.1%
Operating cash flow (approximation)-€87,164-€40,809▲ 53.2%
Investment in fixed assets (approximation)-€0-
Change in cash-€23,490-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-04
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Liquidity doublescurrent ratio 1.21
Current ratio from 0.60 to 1.21; short-term debt falls from €213,039 to €145,236.
03-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
5,330 m²
Building footprint
384 m²
Volume, LiDAR
2,351 m³
Parcel 71009D0034/00F002, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BRUSTEM BSS
Luikersteenweg 235, 3800 Sint-TruidenNACE 4520101
since 20232.346.429.307
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71009D0034/00F002 Flanders 5,330 m² 1 · 384 m² 8.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Part of the group Angelo 2.0 16 companies Group, risk and exposure

Owners and holdings

1 owner

Chain of control

  1. Angelo 2.0 100%
  2. GROUP BRUNO 100%
  3. BRIM 100%
  4. BRUSTEM BSS

Highest known parent: Angelo 2.0. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Sint-Truiden2.346.429.307
2 permissions
Toelating · Detailhandel · since 25-07-2023
Toelating · Eetgelegenheid · since 25-07-2023

Similar companies · same sector, comparable size

Of 1,265 companies in sector 47300 we hold annual accounts for 950. 321 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47300Retail sale of automotive fuel
56112Limited-service restaurants, excluding mobile food services
95316Washing and cleaning of motor vehicles
49500Land transport and transport via pipelines
Contact
E-mail brustem@brunoservicestation.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802486443
Also 9925:BE0802486443
Registered 02-09-2023

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.