BRUNOSELECT
ActiveSummary
BRUNOSELECT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €176,894 and a net result of €69,099. Equity is growing by ~31.5% per year across the filed fiscal years. Its solvency ranks better than 79% of 14284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency96▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 2.02 against 0.74 in 2024; short-term debt: 22.1% and cash: 15.3% of total assets), and 29.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.6%
Return on assets
27.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
95 d early
2024
94 d early
2023
89 d early
2022
91 d early
2021
89 d early
2020
96 d early
2019
67 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 89 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€176,894▲ 50.2%
2024 · €117,795
Total assets
€250,647▲ 45.5%
2024 · €172,284
Net result
€69,099▼ 12.8%
2024 · €79,202
Working capital
€56,242
2024 · -€14,096
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€28,457▼ 14.6%€25,250▼ 11.3%€25,401▲ 0.6%€113,470▲ 347%€103,613▼ 8.7%
Net result€24,073within the sector's middle half▲ 2.2%€16,761within the sector's middle half▼ 30.4%€17,137within the sector's middle half▲ 2.2%€79,202above the sector's middle half▲ 362%€69,099above the sector's middle half▼ 12.8%
Equity€51,695within the sector's middle half▲ 34.8%€57,741within the sector's middle half▲ 11.7%€60,593within the sector's middle half▲ 4.9%€117,795within the sector's middle half▲ 94.4%€176,894within the sector's middle half▲ 50.2%
Total assets€149,683below the sector's middle half▲ 83.5%€120,080below the sector's middle half▼ 19.8%€128,353below the sector's middle half▲ 6.9%€172,284within the sector's middle half▲ 34.2%€250,647within the sector's middle half▲ 45.5%
Debt€97,989▲ 127%€62,338▼ 36.4%€67,761▲ 8.7%€54,489▼ 19.6%€73,753▲ 35.4%
Working capital-€37,660within the sector's middle half-€34,766within the sector's middle half▲ 7.7%-€40,425within the sector's middle half▼ 16.3%-€14,096within the sector's middle half▲ 65.1%€56,242within the sector's middle half
Solvency34.5%within the sector's middle half▼ 12.5pp48.1%within the sector's middle half▲ 13.5pp47.2%within the sector's middle half▼ 0.9pp68.4%above the sector's middle half▲ 21.2pp70.6%above the sector's middle half▲ 2.2pp
Current ratio0.54within the sector's middle half▼ 0.690.35below the sector's middle half▼ 0.190.39within the sector's middle half▲ 0.040.74within the sector's middle half▲ 0.352.02within the sector's middle half▲ 1.28
Return on assets (ROA)16.1%above the sector's middle half▼ 12.8pp14.0%above the sector's middle half▼ 2.1pp13.4%above the sector's middle half▼ 0.6pp46.0%above the sector's middle half▲ 32.6pp27.6%above the sector's middle half▼ 18.4pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €250,647
Fixed assets
€139,077 ▲ 5.4%
Current assets
€111,570 ▲ 176%
Equity and liabilities €250,647
Equity
€176,894 ▲ 50.2%
Debt
€73,753 ▲ 35.4%
Debt's share of the balance-sheet total falls from 31.6% to 29.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€146,680▲
2024 · €146,427
Cash flow
€112,167=
2024 · €112,159
Debt to equity
0.42▼
2024 · 0.46
ROE
39.1%▼
2024 · 67.2%
Interest coverage
82.98▼
2024 · 102.06
Debt ≤ 1 year
€55,328▲
2024 · €54,489
Debt > 1 year
€18,425
Income taxes
€33,758▲
2024 · €32,833
Staff costs
€25,133▲
2024 · €24,320
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €21,662 | €23,963 | €24,104 | €24,320 | €25,133 | ▲ 3.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29,531 | €25,322 | €27,362 | €32,957 | €43,068 | ▲ 30.7% |
| Other operating charges640/8 | €4,302 | €5,308 | €7,455 | €7,725 | €7,270 | ▼ 5.9% |
| Non-recurring operating charges66A | €619 | €1,375 | €180 | €303 | €552 | ▲ 82.3% |
| Gross operating margin9900 | €84,571 | €81,218 | €84,502 | €178,774 | €179,635 | ▲ 0.5% |
| Operating profit (loss)9901 | €28,457 | €25,250 | €25,401 | €113,470 | €103,613 | ▼ 8.7% |
| Financial income75/76B | - | - | - | - | €1,013 | - |
| Recurring financial income75 | - | - | - | - | €1,013 | - |
| Financial charges65/66B | €1,239 | €798 | €1,363 | €1,435 | €1,768 | ▲ 23.2% |
| Recurring financial charges65 | €1,239 | €798 | €1,363 | €1,435 | €1,768 | ▲ 23.2% |
| Profit (loss) for the period before taxes9903 | €27,217 | €24,452 | €24,038 | €112,035 | €102,858 | ▼ 8.2% |
| Income taxes67/77 | €3,145 | €7,692 | €6,901 | €32,833 | €33,758 | ▲ 2.8% |
| Profit (loss) for the period9904 | €24,073 | €16,761 | €17,137 | €79,202 | €69,099 | ▼ 12.8% |
| Profit (loss) for the period to be appropriated9905 | €24,073 | €16,761 | €17,137 | €79,202 | €69,099 | ▼ 12.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €149,683 | €120,080 | €128,353 | €172,284 | €250,647 | ▲ 45.5% |
| Fixed assets21/28 | €105,905 | €101,419 | €102,291 | €131,890 | €139,077 | ▲ 5.4% |
| Tangible fixed assets22/27 | €105,736 | €101,249 | €102,121 | €131,721 | €138,908 | ▲ 5.5% |
| Plant, machinery and equipment23 | €57,638 | €65,102 | €76,134 | €79,407 | €56,970 | ▼ 28.3% |
| Furniture and vehicles24 | €36,146 | €24,157 | €16,533 | €8,909 | €28,205 | ▲ 217% |
| Other tangible fixed assets26 | €11,951 | €11,990 | €9,454 | €43,405 | €53,733 | ▲ 23.8% |
| Financial fixed assets28 | €170 | €170 | €170 | €170 | €170 | = |
| Current assets29/58 | €43,778 | €18,661 | €26,062 | €40,394 | €111,570 | ▲ 176% |
| Amounts receivable after more than one year29 | - | - | - | - | €43,395 | - |
| Other amounts receivable291 | - | - | - | - | €43,395 | - |
| Amounts receivable within one year40/41 | €29,437 | €3,517 | €10,101 | €23,874 | €26,095 | ▲ 9.3% |
| Trade receivables40 | €18,714 | €3,517 | €10,037 | €22,332 | €25,522 | ▲ 14.3% |
| Other amounts receivable41 | €10,723 | - | €64 | €1,542 | €573 | ▼ 62.8% |
| Cash at bank and in hand54/58 | €12,516 | €12,545 | €13,356 | €14,598 | €38,226 | ▲ 162% |
| Deferred charges and accrued income490/1 | €1,825 | €2,599 | €2,606 | €1,922 | €3,855 | ▲ 101% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €149,683 | €120,080 | €128,353 | €172,284 | €250,647 | ▲ 45.5% |
| Equity10/15 | €51,695 | €57,741 | €60,593 | €117,795 | €176,894 | ▲ 50.2% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €21,860 | €31,860 | €31,860 | €71,860 | €129,860 | ▲ 80.7% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €20,000 | €30,000 | €31,860 | €71,860 | €129,860 | ▲ 80.7% |
| Profit (loss) carried forward14 | €11,235 | €7,281 | €10,133 | €27,335 | €28,434 | ▲ 4.0% |
| Amounts payable17/49 | €97,989 | €62,338 | €67,761 | €54,489 | €73,753 | ▲ 35.4% |
| Amounts payable after more than one year17 | €16,550 | €8,912 | €1,273 | - | €18,425 | - |
| Financial debts170/4 | €16,550 | €8,912 | €1,273 | - | €18,425 | - |
| Amounts payable within one year42/48 | €81,438 | €53,426 | €66,487 | €54,489 | €55,328 | ▲ 1.5% |
| Current portion of amounts payable after more than one year42 | €13,095 | €7,639 | €7,639 | €1,273 | €7,896 | ▲ 520% |
| Trade debts44 | €34,800 | €12,631 | €16,443 | €9,154 | €10,404 | ▲ 13.7% |
| Suppliers440/4 | €34,800 | €12,631 | €16,443 | €9,154 | €10,404 | ▲ 13.7% |
| Taxes, remuneration and social security45 | €5,683 | €9,815 | €17,679 | €15,818 | €25,446 | ▲ 60.9% |
| Taxes450/3 | €1,237 | €4,284 | €11,214 | €9,217 | €18,624 | ▲ 102% |
| Remuneration and social security454/9 | €4,446 | €5,531 | €6,465 | €6,601 | €6,822 | ▲ 3.4% |
| Other amounts payable47/48 | €27,860 | €23,341 | €24,727 | €28,245 | €11,582 | ▼ 59.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €24,073 | €16,761 | €17,137 | €79,202 | €69,099 | ▼ 12.8% |
| + Depreciation and write-downs630 | €29,531 | €25,322 | €27,362 | €32,957 | €43,068 | ▲ 30.7% |
| Operating cash flow (approximation) | €53,604 | €42,082 | €44,499 | €112,159 | €112,167 | = |
| Investment in fixed assets (approximation) | - | -€20,835 | -€28,234 | -€62,556 | -€50,254 | ▲ 19.7% |
| Change in cash | - | €29 | €811 | €1,242 | €23,627 | ▲ 1,802% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 2.02
Current ratio from 0.74 to 2.02.
31-12
Financial
Equity above €150,000Eq €176,894 ▲50.2%
8 profitable years in a row build equity to €176,894.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €79,202 ▲362%
Operating result €113,470, net result €79,202, both a record.
31-12
Financial
Equity above €100,000Eq €117,795 ▲94.4%
7 profitable years in a row build equity to €117,795.
03-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €29 ▼99.7%
Net result drops to €29, the lowest in the series; recovery starts the following year.
Show earlier events
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 2013
Ground area
501 m²
Building footprint
92 m²
Parcel 25105A0222/00D002, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BRUNOSELECT
since 20132.217.455.731
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25105A0222/00D002 | Wallonia | 501 m² | 1 · 92 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTubize2.217.455.731
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Of 3,762 companies in sector 68321 we hold annual accounts for 1,394. 1,008 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-03-2013
Fiscal year end31-12
Activities, NACEBEL 2025
46392Non-specialised wholesale
68321Property management for co-owned buildings (syndics)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0521829415
Also
9925:BE0521829415
Registered
30-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.