BRUNO MARECHAL
ActiveSummary
BRUNO MARECHAL has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €227,562 and a net result of €11,807, of which €44,701 non-recurring income. Equity has been stable since 2018 (±1.5% per year). Its solvency ranks better than 64% of 39,275 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 01-04-2003 Normal situation
- Activity
- Business and other management consultancy NACE 70200
- Establishment unit
- 2.132.347.337 1671 Pepingen, since 26-06-2003
- Financial year end
- 31 December
- Peppol
- Reachable since 23-04-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
Annual accounts 2025
- Gross margin
- €23,685
- Turnover
- ≈ €110,000
- estimated
- Profit
- €11,807
- Equity
- €227,562
- ▲ 5.5%
- Total assets
- €329,877
- ▼ 14.9%
Score breakdownlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €329,877Equity €227,562 (69.0% of total assets)Liquidity: current ratio 56.15, cash €35,823Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 48% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency
94+13
equity 69.0% of total assets
Liquidity
64+10
short-term debt 1.6% · cash 10.9%
Profitability
44+43
return on assets 3.6%
Bankruptcy probability within 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%▲ +0.1 percentage points vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.3%▲ +0.1 percentage points vs 03-2026
05-2026: 0.2%▼ -0.1 percentage points vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.3%▲ +0.1 percentage points vs 06-2026highest value
08-2026: < 0.1%▼ -0.3 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 56.15 (35.04 in 2024), above the usual 1.5. Short-term debt is 1.6% and cash 10.9% of total assets. 31% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 65% of them on solvency, 56% on liquidity, 21% on profitability and 51% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 days early
2024
2 days early
2023
13 days early
2022
25 days early
2021
46 days early
2020
2 days early
2019
7 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 08-07-2026 at the NBB all 22 filings
Turnover
≈ €110,000
Estimated: probably between €53,000 and €220,000
Total assets
€329,877▼ 14.9%
2024 · €387,614
Net result
€11,807
2024 · -€55,827
Working capital
€297,092▲ 12.5%
2024 · €264,181
Multi-year overview
2018 to 2025, 8 financial yearsOperating result
€17,778
2025
20182025
Net result
€11,807
2025
middle half of the sector
20182025
Equity
€227,562
▲ 5.5%
2025
highest quarter of the sector
20182025
Total assets
€329,877
▼ 14.9%
2025
middle half of the sector
20182025
Debt
€102,315
▼ 40.5%
2025
20182025
Working capital
€297,092
▲ 12.5%
2025
highest quarter of the sector
20182025
Solvency
69.0%
▲ 13.3pp
2025
middle half of the sector
20182025
Current ratio
56.15
▲ 21.12
2025
highest quarter of the sector
20182025
Return on assets (ROA)
3.6%
▲ 18.0pp
2025
middle half of the sector
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€85,759-€145,772▲ 70.0%€87,031▼ 40.3%€50,426▼ 42.1%-€59,570€39,926-€45,097€17,778
Net result€55,385-€90,102▲ 62.7%€50,067within the sector's middle half▼ 44.4%€32,813within the sector's middle half▼ 34.5%-€63,798below the sector's middle half€28,670within the sector's middle half-€55,827below the sector's middle half€11,807within the sector's middle half
Equity€124,729-€223,830▲ 79.5%€273,897above the sector's middle half▲ 22.4%€306,710above the sector's middle half▲ 12.0%€242,912within the sector's middle half▼ 20.8%€271,582above the sector's middle half▲ 11.8%€215,755within the sector's middle half▼ 20.6%€227,562above the sector's middle half▲ 5.5%
Total assets€253,211-€348,038▲ 37.4%€392,859within the sector's middle half▲ 12.9%€340,455within the sector's middle half▼ 13.3%€452,631within the sector's middle half▲ 32.9%€469,126within the sector's middle half▲ 3.6%€387,614within the sector's middle half▼ 17.4%€329,877within the sector's middle half▼ 14.9%
Debt€128,483-€124,207▼ 3.3%€118,962▼ 4.2%€33,745▼ 71.6%€209,718▲ 521%€197,544▼ 5.8%€171,859▼ 13.0%€102,315▼ 40.5%
Working capital-€7,042-€95,452€145,462above the sector's middle half▲ 52.4%€171,540above the sector's middle half▲ 17.9%€111,492within the sector's middle half▼ 35.0%€158,094above the sector's middle half▲ 41.8%€264,181above the sector's middle half▲ 67.1%€297,092above the sector's middle half▲ 12.5%
Solvency49.3%-64.3%▲ 15.1pp69.7%within the sector's middle half▲ 5.4pp90.1%above the sector's middle half▲ 20.4pp53.7%within the sector's middle half▼ 36.4pp57.9%within the sector's middle half▲ 4.2pp55.7%within the sector's middle half▼ 2.2pp69.0%within the sector's middle half▲ 13.3pp
Current ratio0.93-2.11▲ 1.182.48within the sector's middle half▲ 0.377.17above the sector's middle half▲ 4.691.54within the sector's middle half▼ 5.631.85within the sector's middle half▲ 0.3135.04above the sector's middle half▲ 33.1956.15above the sector's middle half▲ 21.12
Return on assets (ROA)21.9%-25.9%▲ 4.0pp12.7%within the sector's middle half▼ 13.1pp9.6%within the sector's middle half▼ 3.1pp-14.1%below the sector's middle half▼ 23.7pp6.1%within the sector's middle half▲ 20.2pp-14.4%below the sector's middle half▼ 20.5pp3.6%within the sector's middle half▲ 18.0pp
above
within
below
The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a profit of €17,778, after a loss of €45,097 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €329,877
Fixed assets
€27,398 ▼ 76.3%
Current assets
€302,479 ▲ 11.2%
Equity and liabilities €329,877
Equity
€227,562 ▲ 5.5%
Debt
€102,315 ▼ 40.5%
Debt's share of the balance-sheet total falls from 44.3% to 31.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23,159▲
2024 · -€35,649
Cash flow
€17,188▲
2024 · -€46,378
Debt to equity
0.45▼
2024 · 0.80
ROE
5.2%▲
2024 · -25.9%
Interest coverage
2.51▲
2024 · -2.50
Debt ≤ 1 year
€5,387▼
2024 · €7,762
Debt > 1 year
€96,928▼
2024 · €163,347
Income taxes
€1,537▲
2024 · €327
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €11,833 | €5,051 | €2,783 | - | €3,584 |
| Financial fixed assets | - | €1 | €0 | - | - |
| Depreciation and write-downs of the year | €11,596 | €9,217 | €8,791 | €9,448 | €5,381 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €11,781 | - | - | - | €44,701 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,119 | €21,996 | €21,873 | €11,596 | €9,217 | €8,791 | €9,448 | €5,381 | ▼ 43.0% |
| Other operating charges640/8 | - | - | - | €22,089 | €1,888 | €1,550 | €1,271 | €526 | ▼ 58.6% |
| Non-recurring operating charges66A | - | - | - | - | €1,460 | €55 | - | - | - |
| Gross operating margin9900 | €119,180 | €168,346 | €140,944 | €84,111 | -€47,006 | €50,322 | -€34,378 | €23,685 | - |
| Operating profit (loss)9901 | €85,759 | €145,772 | €87,031 | €50,426 | -€59,570 | €39,926 | -€45,097 | €17,778 | - |
| Financial income75/76B | - | - | - | €1,851 | €2,660 | €3,799 | €3,838 | €4,808 | ▲ 25.3% |
| Recurring financial income75 | - | - | €0 | €1,851 | €2,660 | €3,799 | €3,838 | €4,808 | ▲ 25.3% |
| Financial charges65/66B | - | - | - | €4,982 | €4,781 | €11,342 | €14,240 | €9,242 | ▼ 35.1% |
| Recurring financial charges65 | €5,274 | €5,240 | €4,806 | €4,134 | €4,781 | €11,342 | €14,240 | €9,242 | ▼ 35.1% |
| Non-recurring financial charges66B | - | - | - | €848 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €80,485 | €140,532 | €82,225 | €47,294 | -€61,692 | €32,382 | -€55,499 | €13,344 | - |
| Income taxes67/77 | €25,100 | €50,430 | €32,157 | €14,482 | €2,106 | €3,712 | €327 | €1,537 | ▲ 370% |
| Profit (loss) for the period9904 | €55,385 | €90,102 | €50,067 | €32,813 | -€63,798 | €28,670 | -€55,827 | €11,807 | - |
| Transfer from tax-exempt reserves789 | - | - | - | - | - | €53,400 | €46,310 | - | - |
| Profit (loss) for the period to be appropriated9905 | €55,385 | €45,702 | €3,757 | €32,813 | -€63,798 | €82,070 | -€9,517 | €11,807 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €253,211 | €348,038 | €392,859 | €340,455 | €452,631 | €469,126 | €387,614 | €329,877 | ▼ 14.9% |
| Fixed assets21/28 | €165,792 | €166,481 | €149,091 | €141,109 | €135,484 | €125,120 | €115,672 | €27,398 | ▼ 76.3% |
| Tangible fixed assets22/27 | €165,792 | €147,091 | €129,701 | €121,719 | €116,093 | €105,729 | €96,281 | €8,008 | ▼ 91.7% |
| Land and buildings22 | - | - | - | €114,633 | €107,631 | €96,898 | €90,306 | €1,898 | ▼ 97.9% |
| Plant, machinery and equipment23 | - | - | - | €3,010 | €1,955 | €1,431 | €907 | €383 | ▼ 57.8% |
| Furniture and vehicles24 | - | - | - | €4,075 | €6,507 | €7,401 | €5,068 | €5,726 | ▲ 13.0% |
| Financial fixed assets28 | - | €19,390 | €19,390 | €19,390 | €19,391 | €19,391 | €19,391 | €19,391 | = |
| Current assets29/58 | €87,420 | €181,557 | €243,768 | €199,345 | €317,146 | €344,006 | €271,942 | €302,479 | ▲ 11.2% |
| Amounts receivable after more than one year29 | - | - | - | - | - | - | €197,618 | €262,312 | ▲ 32.7% |
| Other amounts receivable291 | - | - | - | - | - | - | €197,618 | €262,312 | ▲ 32.7% |
| Amounts receivable within one year40/41 | €18,504 | €111,843 | €55,343 | €103,964 | €247,442 | €242,493 | €57,752 | €2,122 | ▼ 96.3% |
| Trade receivables40 | - | - | - | €68,150 | €50,000 | €50,000 | €51,222 | €1,815 | ▼ 96.5% |
| Other amounts receivable41 | - | - | - | €35,814 | €197,442 | €192,493 | €6,530 | €307 | ▼ 95.3% |
| Cash at bank and in hand54/58 | €67,226 | €60,714 | €176,371 | €89,101 | €60,958 | €94,594 | €12,863 | €35,823 | ▲ 178% |
| Deferred charges and accrued income490/1 | - | - | - | €6,280 | €8,747 | €6,919 | €3,709 | €2,222 | ▼ 40.1% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €253,211 | €348,038 | €392,859 | €340,455 | €452,631 | €469,126 | €387,614 | €329,877 | ▼ 14.9% |
| Equity10/15 | €124,729 | €223,830 | €273,897 | €306,710 | €242,912 | €271,582 | €215,755 | €227,562 | ▲ 5.5% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €106,129 | €205,230 | €255,297 | €288,110 | €288,110 | €252,982 | €206,672 | €208,962 | ▲ 1.1% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | - | - | €118,784 | €118,784 | €65,384 | €19,074 | €19,074 | = |
| Distributable reserves133 | - | - | - | €167,466 | €167,466 | €185,738 | €185,738 | €188,028 | ▲ 1.2% |
| Profit (loss) carried forward14 | - | - | - | - | -€63,798 | €0 | -€9,517 | - | - |
| Amounts payable17/49 | €128,483 | €124,207 | €118,962 | €33,745 | €209,718 | €197,544 | €171,859 | €102,315 | ▼ 40.5% |
| Amounts payable after more than one year17 | €34,021 | €23,103 | €17,488 | €5,939 | - | - | €163,347 | €96,928 | ▼ 40.7% |
| Financial debts170/4 | - | - | - | €5,939 | - | - | €163,347 | €96,928 | ▼ 40.7% |
| Amounts payable within one year42/48 | €94,462 | €86,105 | €98,306 | €27,806 | €205,655 | €185,912 | €7,762 | €5,387 | ▼ 30.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €11,549 | €5,939 | €0 | - | - | - |
| Financial debts43 | - | - | - | - | €10 | €411 | - | - | - |
| Credit institutions430/8 | - | - | - | - | €10 | €411 | - | - | - |
| Trade debts44 | €12,442 | €1,340 | €5,661 | €4,651 | €4,362 | €5,566 | €2,938 | €800 | ▼ 72.8% |
| Suppliers440/4 | - | - | - | €4,651 | €4,362 | €5,566 | €2,938 | €800 | ▼ 72.8% |
| Taxes, remuneration and social security45 | - | - | - | €11,296 | €14,257 | €0 | €4,333 | €4,503 | ▲ 3.9% |
| Taxes450/3 | - | - | - | €11,296 | €14,257 | €0 | €4,333 | €4,503 | ▲ 3.9% |
| Other amounts payable47/48 | - | - | - | €309 | €181,087 | €179,935 | €490 | €83 | ▼ 83.0% |
| Accrued charges and deferred income492/3 | - | - | - | - | €4,063 | €11,632 | €750 | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €55,385 | €90,102 | €50,067 | €32,813 | -€63,798 | €28,670 | -€55,827 | €11,807 | - |
| + Depreciation and write-downs630 | €22,119 | €21,996 | €21,873 | €11,596 | €9,217 | €8,791 | €9,448 | €5,381 | ▼ 43.0% |
| Operating cash flow (approximation) | €77,504 | €112,097 | €71,940 | €44,409 | -€54,581 | €37,461 | -€46,378 | €17,188 | - |
| Investment in fixed assets (approximation) | - | -€22,685 | -€4,483 | -€3,614 | -€3,591 | €1,573 | €0 | €82,892 | - |
| Change in cash | - | -€6,513 | €115,658 | -€87,270 | -€28,144 | €33,636 | -€81,730 | €22,959 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 17,041 companies had the same profile as BRUNO MARECHAL has now. Two years later, 94.3% were still going and 0.5% had gone bankrupt.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
94.3%
was still going
4.9%
stopped otherwise
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BRUNO MARECHAL itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for BRUNO MARECHAL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 22 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 08-07-2026 | 2026-00267660 | |
| 31-12-2024 | micro format | 29-07-2025 | 2025-00355576 | |
| 31-12-2023 | micro format | 18-07-2024 | 2024-00257619 | |
| 31-12-2022 | micro format | 06-07-2023 | 2023-00207061 | |
| 31-12-2021 | micro format | 15-06-2022 | 2022-20063990 | |
| 31-12-2020 | micro format | 29-07-2021 | 2021-41700075 | |
| 31-12-2019 | micro format | 07-08-2020 | 2020-40000169 | |
| 31-12-2018 | micro format | 05-07-2019 | 2019-29200249 | |
| 31-12-2017 | micro format | 16-08-2018 | 2018-46600519 | |
| 30-09-2016 | abbreviated format | 29-03-2017 | 2017-07900273 |
Board & ownership
Directors
Directors
1 director, last change in 2026
Bruno Alfons Herman Simonne MARÉCHAL
Current
Director · appointed in the act of 19-02-2026 · earlier manager, until 19-02-2026 · term without a fixed end · listed in the 2025 annual accounts, filed on 08-07-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 19-02-2026Owners and capital
Owners
Mandate history
1 person, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Bruno Alfons Herman Simonne MARÉCHAL |
|
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Indien de algemene vergadering zou beslissen het mandaat te vergoeden, dan kan dit zowel via een geldelijke toelage als via voordelen in…”“Het bestuursorgaan bepaalt of zij alleen, dan wel gezamenlijk optreden, dagelijks bestuur”
Capital, shares and profit
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Aandeelhouders mogen kennis nemen van dit register betreffende hun effecten, register van aandelen op naam”
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Per e-mail of per gewone post (indien geen e-mailadres), op dezelfde dag, minstens vijftien dagen te rekenen van de dag van de openstelling…”
Audit, dissolution and liquidation
- Auditor ruleThe articles set how a statutory auditor is appointed and what they check.
- “Benoemd voor een hernieuwbare termijn van drie jaar, controle van de vennootschap”
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “De vennootschap kan op elk moment worden ontbonden door beslissing van de algemene vergadering beslissende in de vormen vereist voor de…”
Articles of association, deed of 19-02-2026 (in Dutch)
Network & group
Holdings and subsidiaries
1 holdingHoldings 1
- Sourceown accounts 2025Equity €90,834 Profit of €9,963 in 2025 (profit of €86,932 in 2024) Checked score 9149.97%
Board mandates elsewhere
2 board mandatesBoard mandates of BRUNO MARECHALBRUNO MARECHAL sits on their board2
1 location
1 location
Connections & network
1 current directorThe board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
This company
Company
Director
Shareholding
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Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
08-07
micro format · 23 days before the deadline
19-02
Gazette deed
Change of role: Bruno Alfons Herman Simonne MARÉCHAL, from manager to directorPermanent representative: Bruno Alfons Herman Simonne MARÉCHAL · Legal-form conversion · Capital conversion15 points ▸
Gazette deed
Change of role: Bruno Alfons Herman Simonne MARÉCHAL, from manager to director
Permanent representative: Bruno Alfons Herman Simonne MARÉCHAL · Legal-form conversion · Capital conversion15 points ▸
- General meeting, 05-02-2026
- Legal-form conversion, “BRUNO MARECHAL” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch), mentioned 2 times in the deed
- Declaration, “waarschuwing netto-actief en liquiditeitstest, notaris wees op artikelen 5:142 en 5:143 WVV en noodzaak netto-actief en liquiditeitstest voorafgaand uitkering;…” (deed in Dutch)
- Purpose change
- Amendment of the articles, mentioned 2 times in the deed
- Director resignation, Bruno Alfons Herman Simonne MARÉCHAL (manager)
- Director discharge, Bruno Alfons Herman Simonne MARÉCHAL (manager)
- Director appointment, Bruno Alfons Herman Simonne MARÉCHAL (director)
- Permanent representative, Bruno Alfons Herman Simonne MARÉCHAL
- Registered office clause, “1671 Pepingen (Elingen), Lenniksesteenweg 57” (deed in Dutch)
- Other provision, “coördinatie van de statuten opmaken en ondertekenen, neerlegging in vennootschapsdossier, statutaire delegaties neerleggen en bewaren in elektronische databanks…” (deed in Dutch)
- The act holds 3 more points.
2025
31-12
Financial
Back to profitnet €11,807
The net result is €11,807, after one loss-making year.
29-07
micro format · 2 days before the deadline
2024
31-12
Financial
Liquidity more than 18 timescurrent ratio 35.04
The current ratio rises from 1.85 to 35.04. Short-term debt falls from €185,912 to €7,762.
18-07
micro format · 13 days before the deadline
2023
31-12
Financial
Back to profitnet €28,670
The net result is €28,670, after one loss-making year.
06-07
micro format · 25 days before the deadline
2022
31-12
Financial
Weakest financial yearnet -€63,798
The net result drops to -€63,798, the lowest from 2018 to 2025. It recovers the following year.
15-06
micro format · 46 days before the deadline
2021
31-12
Financial
Liquidity more than doubledcurrent ratio 7.17
The current ratio rises from 2.48 to 7.17. Short-term debt falls from €98,306 to €27,806.
29-07
micro format · 2 days before the deadline
Show earlier events
2020
07-08
micro format · 7 days late
2019
31-12
Financial
Highest result from 2018 to 2025net €90,102 ▲62.7%
The operating result of €145,772 and the net result of €90,102 are both a record.
31-12
Financial
Liquidity more than doubledcurrent ratio 2.11
The current ratio rises from 0.93 to 2.11. Short-term debt falls from €94,462 to €86,105.
31-12
Financial
Equity above €200,000equity €223,830 ▲79.5%
With a profit in every financial year since 2018, equity grows to €223,830.
05-07
micro format · 26 days before the deadline
2018
16-08
micro format · 16 days late
2017
29-03
abbreviated format · 32 days before the deadline
2003
09-04
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
BRUNO MARECHAL in Dutch
Enterprise number
0479.901.461
Legal form
Private limited company
Status
Active, normale toestand
Founded
01-04-2003
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 19-02-2026 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, eenvoudige beslissing van het bestuursorgaan”
deed of 19-02-2026 (in Dutch)Registered office and establishments
Registered office
Lenniksesteenweg(E) 57, 1671 Pepingen, Belgium
Establishment unit
BRUNO MARECHAL, Lenniksesteenweg(E) 57, 1671 Pepingen since 26-06-2003 · unit number 2.132.347.337
Activities
NACEBEL 202570200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
Codes under NACEBEL 2003
74142
main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 19-02-2026 (in Dutch)
“Het uitbaten van een bank- en verzekeringsagentschap; Administratie, consultancy- en managementactiviteiten, omvattende onder meer: -…”
11 activities
- Het uitbaten van een bank- en verzekeringsagentschap
- Administratie, consultancy- en managementactiviteiten, omvattende onder meer: - adviesbureau op het gebied van bedrijfsvoering en beheer waaronder onder meer maar niet uitsluitend het verlenen van advies en praktische hulp aan bedrijven in verband met public relations en communicatie, het verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op gebied van bijvoorbeeld planning, organisatie, efficiëntie en toezicht, het verschaffen van informatie aan de bedrijfsleiding, het berekenen van de kosten en baten van de voorgestelde maatregelen op het gebied van planning, organisatie en efficiëntie, het verlenen van adviezen op het gebied van beheer in het algemeen; - het tussenkomen in het dagelijks bestuur en het vertegenwoordigen van bedrijven door onder meer het uitoefenen van mandaten van bestuurder, directeur of vereffenaar; -studie, organisatie en raadgevend bureau inzake juridische, financiële, handels-, bedrijfseconomische of sociale aangelegenheden met inbegrip van alle handelingen die verband houden met advies, documentatie en publicatie over juridische, sociale, economische en financiële problemen; - het begeleiden van bedrijven op het gebied van handel, nijverheid en administratie, het verrichten van secretariaatswerkzaamheden, het domiciliëren van bedrijven, het ter beschikking stellen van kantoren, magazijnen en fabricage ruimten, het verrichten van voorbereidende studies en adviezen op gebied van management, bedrijfsvoering, economische wetgeving, marketing, export en import, het drukken en uitgeven van studies, rapporten en het verlenen van hulp aan bedrijven in oprichting of bij overname van bestaande bedrijven, zenden en ontvangen van post en meer in het algemeen alles te doen wat de oprichting, de uitbating en het beheer van de bedrijven van nut kan zijn.
- Projectontwikkeling voor de nieuwbouw van individuele woningen, voor renovatiewerken, voor de bouw van appartementsgebouwen en kantoorgebouwen.
- Projectontwikkeling voor de bouw of de aanleg van: commerciële, en industriële centra, hotels, industriezones en markten, jachthavens, autowegen, wintersportcentra enz.
- Het verhuren van al dan niet gemeubelde appartementen, huizen, appartementen, garageboxen en staanplaatsen voor auto's.
- Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed.
- De vennootschap mag bouwen, verbouwen voor rekening van derden, kopen en verkopen van alle roerende en onroerende goederen, het beheren van alle roerende en onroerende goederen, het optreden als agentuur en/of makelaar in onroerende goederen, het verrichten van expertises in de meest ruime zin van het woord.
- De aankoop, verhuring, oprichting, verbouwing, verkoop, huur en onderhuur, erfpacht, concessie en uitbating onder gelijke welke vorm van alle handelsfondsen en alle andere onroerende en roerende rechten.
- Het verwerven van participaties in eender welke vorm in alle bestaande of nog op te richten rechtspersonen en vennootschappen, het stimuleren, de planning, de coördinatie van de ontwikkeling en investering in rechtspersonen en ondernemingen waarin zij al of niet een participatie aanhoudt.
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren, onder om het even welke vorm. In dit kader kan zij alle handels- en financiële operaties verrichten behalve deze die wettelijk voorbehouden zijn aan depositobanken, houders van deposito’s op korte termijn, spaarkassen, hypotheekmaatschappijen en kapitalisatieondernemingen. Zij mag haar onroerende goederen in hypotheek stellen en al haar andere goederen, met inbegrip van het handelsfonds, in pand geven. Zij mag zich borgstellen en aval verlenen voor alle leningen, kredietopeningen en andere verbintenissen zowel voor haarzelf als voor alle vennootschappen van de groep op voorwaarde dat zij er zelf belang bij heeft.
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend patrimonium, alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaande of nog op te richten rechtspersonen en ondernemingen.
Invoicing and payment
VAT number
BE 0479.901.461
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Saturday of June at 15:00
deed of 19-02-2026 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
1,066 m²
Building footprint
189 m²
Building volume
929 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23019B0398/00H000 | Flanders | 1,065 m² | 1 · 189 m² | 7.2 m · 2 |