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BRUNIN

Active
Private limited companyfounded 1999active for 27 yearsRue de l'Ouvrage 21, 5000 Namur, BelgiumKBO/BCE: BE 0466.993.929

From the official registers: KBO 26 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

BRUNIN has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €283,233 and a net result of -€6,589. Equity is growing by about 4.5% per year across the filed financial years. Its solvency ranks better than 82% of 568 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).

Financials · financial year 2026, micro format

2026 annual accounts filed late (29 days) Filed on 29 October 2026, deadline 30 September 2026 (7 months after the close on 28 February 2026, Companies Code art. 3:10). Source: NBB, 2026-00571446.

Latest annual accounts filed

Annual accounts 2026

View at the NBB
Financial year ended
28-02-2026
Filed on
29-10-2026
Format
micro format
Reference
2026-00571446
Turnover
≈ €360,000
Estimated: probably between €190,000 and €490,000
Total assets
€361,638▼ 11.8%
2025 · €409,827
Net result
-€6,589
2025 · €843
Working capital
€265,336▼ 3.1%
2025 · €273,923
Trend over the years

2022 to 2026, 5 financial years 2019 to 2026, 8 financial years

The operating result turns negative in 2026: a loss of €8,521 after €1,514 in 2025.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€8,521 2026 Net result-€6,589 2026

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20192020202120222023202420252026
Operating result-€36,324-€4,867€67,526▲ 14×-€11,808-€9,667▲ 18.1%€36,200€1,514▼ 95.8%-€8,521
Net result-€33,214-€7,405€66,029above the sector's middle half▲ 792%-€8,521below the sector's middle half-€4,511within the sector's middle half▲ 47.1%€29,067above the sector's middle half€843within the sector's middle half▼ 97.1%-€6,589
Equity€199,510-€206,915▲ 3.7%€272,944above the sector's middle half▲ 31.9%€264,423above the sector's middle half▼ 3.1%€259,912above the sector's middle half▼ 1.7%€288,978above the sector's middle half▲ 11.2%€289,822above the sector's middle half▲ 0.3%€283,233▼ 2.3%
Total assets€441,485-€373,318▼ 15.4%€428,536above the sector's middle half▲ 14.8%€423,400above the sector's middle half▼ 1.2%€425,460above the sector's middle half▲ 0.5%€418,966above the sector's middle half▼ 1.5%€409,827above the sector's middle half▼ 2.2%€361,638▼ 11.8%
Debt€241,976-€166,403▼ 31.2%€155,592▼ 6.5%€158,977▲ 2.2%€165,548▲ 4.1%€129,988▼ 21.5%€120,005▼ 7.7%€78,405▼ 34.7%
Working capital€185,867-€196,593▲ 5.8%€264,306above the sector's middle half▲ 34.4%€239,804above the sector's middle half▼ 9.3%€237,964above the sector's middle half▼ 0.8%€270,371above the sector's middle half▲ 13.6%€273,923above the sector's middle half▲ 1.3%€265,336▼ 3.1%
Solvency45.2%-55.4%▲ 10.2pp63.7%above the sector's middle half▲ 8.3pp62.5%above the sector's middle half▼ 1.2pp61.1%within the sector's middle half▼ 1.4pp69.0%above the sector's middle half▲ 7.9pp70.7%above the sector's middle half▲ 1.7pp78.3%▲ 7.6pp
Current ratio2.22-3.26▲ 1.054.08above the sector's middle half▲ 0.813.42above the sector's middle half▼ 0.663.06above the sector's middle half▼ 0.364.00above the sector's middle half▲ 0.944.03above the sector's middle half▲ 0.035.48▲ 1.45
Return on assets (ROA)-7.5%-2.0%▲ 9.5pp15.4%above the sector's middle half▲ 13.4pp-2.0%within the sector's middle half▼ 17.4pp-1.1%within the sector's middle half▲ 1.0pp6.9%within the sector's middle half▲ 8.0pp0.2%within the sector's middle half▼ 6.7pp-1.8%▼ 2.0pp
Staff (FTE)1.8-1.7▼ 5.6%1.9▲ 11.8%3▲ 57.9%1.6▼ 46.7%1.5▼ 6.3%1.7▲ 13.3%1.4▼ 17.6%
above within below the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €361,638
Fixed assets €37,104 ▼ 18.4%
Current assets €324,534 ▼ 10.9%
Equity and liabilities €361,638
Equity €283,233 ▼ 2.3%
Debt €78,405 ▼ 34.7%
Debt's share of the balance-sheet total falls from 29.3% to 21.7%. Equity and debt are lower.
Key figures and ratios
2026 value · change against 2025
EBITDA
€4,733▼
2025 · €14,910
Cash flow
€6,665▼
2025 · €14,240
Quick ratio
2.12▲
2025 · 1.67
Debt to equity
0.28▼
2025 · 0.41
ROE
-2.3%▼
2025 · 0.3%
Interest coverage
1.32▼
2025 · 4.33
Debt ≤ 1 year
€59,198▼
2025 · €90,424
Debt > 1 year
€17,596▼
2025 · €27,970
Income taxes
€1,313▼
2025 · €3,218
Staff costs
€67,140▼
2025 · €75,947
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,322 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90.3% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90.3% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 51 lines

Source: Annual accounts 2026 at the NBB, filed with the National Bank on 29-10-2026.

Balance sheet Code20252026
Assets
Total assets20/58€409,827€361,638▼
Fixed assets21/28€45,480€37,104▼
Tangible fixed assets22/27€45,430€37,055▼
Furniture and vehicles24€978€2,035▲
Other tangible fixed assets26€44,452€35,020▼
Financial fixed assets28€50€50=
Current assets29/58€364,347€324,534▼
Stocks and contracts in progress3€213,321€199,232▼
Stocks30/36€213,321€199,232▼
Amounts receivable within one year40/41€10,996€16,795▲
Trade receivables40€5,780€13,728▲
Other amounts receivable41€5,216€3,068▼
Current investments50/53-€50,000
Cash at bank and in hand54/58€138,483€57,239▼
Deferred charges and accrued income490/1€1,547€1,268▼
Equity and liabilities
Total equity and liabilities10/49€409,827€361,638▼
Equity10/15€289,822€283,233▼
Contributions10/11€6,200€6,200=
Reserves13€243,813€243,813=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€241,953€241,953=
Profit (loss) carried forward14€39,808€33,220▼
Amounts payable17/49€120,005€78,405▼
Amounts payable after more than one year17€27,970€17,596▼
Financial debts170/4€27,970€17,596▼
Amounts payable within one year42/48€90,424€59,198▼
Current portion of amounts payable after more than one year42€35,027€35,163▲
Trade debts44€37,000€6,229▼
Suppliers440/4€37,000€6,229▼
Taxes, remuneration and social security45€13,079€12,759▼
Taxes450/3€1,527€973▼
Remuneration and social security454/9€11,552€11,786▲
Other amounts payable47/48€5,317€5,046▼
Accrued charges and deferred income492/3€1,611€1,611=
Income statement Code20252026
Remuneration, social security and pensions62€75,947€67,140▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,396€13,254▼
Other operating charges640/8€1,085€1,205▲
Non-recurring operating charges66A€316€491▲
Gross operating margin9900€92,257€73,569▼
Operating profit (loss)9901€1,514-€8,521▼
Financial income75/76B€5,988€6,833▲
Recurring financial income75€5,988€6,833▲
Financial charges65/66B€3,440€3,587▲
Recurring financial charges65€3,440€3,587▲
Profit (loss) for the period before taxes9903€4,061-€5,276▼
Income taxes67/77€3,218€1,313▼
Profit (loss) for the period9904€843-€6,589▼
Profit (loss) for the period to be appropriated9905€843-€6,589▼
Appropriation of the result
Profit (loss) to be appropriated9906€39,808€33,220▼
Profit (loss) brought forward from the previous period14P€38,965€39,808▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are in the accounts filed with the National Bank.

Line20192020202120222023202420252026Change
Remuneration, social security and pensions62---€58,597€67,281€67,093€75,947€67,140▼ 11.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,375€12,759€13,262€13,647€14,367€13,934€13,396€13,254▼ 1.1%
Other operating charges640/8---€575€514€2,334€1,085€1,205▲ 11.0%
Non-recurring operating charges66A---€616€158€579€316€491▲ 55.7%
Gross operating margin9900€32,182€72,825€128,748€61,626€72,652€120,140€92,257€73,569▼ 20.3%
Operating profit (loss)9901-€36,324€4,867€67,526-€11,808-€9,667€36,200€1,514-€8,521-
Financial income75/76B---€5,903€7,646€7,082€5,988€6,833▲ 14.1%
Recurring financial income75€5,623€6,575€6,570€5,903€7,646€7,082€5,988€6,833▲ 14.1%
Financial charges65/66B---€2,506€2,369€4,157€3,440€3,587▲ 4.3%
Recurring financial charges65€2,374€3,927€3,059€2,506€2,369€4,157€3,440€3,587▲ 4.3%
Profit (loss) for the period before taxes9903-€33,075€7,515€71,037-€8,411-€4,390€39,125€4,061-€5,276-
Income taxes67/77€139€110€5,008€110€121€10,058€3,218€1,313▼ 59.2%
Profit (loss) for the period9904-€33,214€7,405€66,029-€8,521-€4,511€29,067€843-€6,589-
Profit (loss) for the period to be appropriated9905-€33,214€7,405€66,029-€8,521-€4,511€29,067€843-€6,589-
Line20192020202120222023202420252026Change
Assets
Total assets20/58€441,485€373,318€428,536€423,400€425,460€418,966€409,827€361,638▼ 11.8%
Fixed assets21/28€102,686€89,927€78,374€84,581€71,954€58,471€45,480€37,104▼ 18.4%
Intangible fixed assets21€2,692€2,019€1,346€673-----
Tangible fixed assets22/27€99,944€87,858€76,978€83,859€71,905€58,422€45,430€37,055▼ 18.4%
Furniture and vehicles24---€1,760€2,371€1,647€978€2,035▲ 108%
Other tangible fixed assets26---€82,099€69,534€56,775€44,452€35,020▼ 21.2%
Financial fixed assets28€50€50€50€50€50€50€50€50=
Current assets29/58€338,800€283,391€350,163€338,819€353,505€360,495€364,347€324,534▼ 10.9%
Stocks and contracts in progress3€206,109€190,251€238,010€221,188€212,422€207,056€213,321€199,232▼ 6.6%
Stocks30/36---€221,188€212,422€207,056€213,321€199,232▼ 6.6%
Amounts receivable within one year40/41€89,564€12,616€16,365€16,122€10,075€20,850€10,996€16,795▲ 52.7%
Trade receivables40---€6,898€7,497€20,706€5,780€13,728▲ 138%
Other amounts receivable41---€9,224€2,578€144€5,216€3,068▼ 41.2%
Current investments50/53-------€50,000-
Cash at bank and in hand54/58€41,329€79,131€93,463€98,909€128,845€130,685€138,483€57,239▼ 58.7%
Deferred charges and accrued income490/1---€2,600€2,163€1,904€1,547€1,268▼ 18.0%
Equity and liabilities
Total equity and liabilities10/49€441,485€373,318€428,536€423,400€425,460€418,966€409,827€361,638▼ 11.8%
Equity10/15€199,510€206,915€272,944€264,423€259,912€288,978€289,822€283,233▼ 2.3%
Contributions10/11€6,200€6,200-€6,200€6,200€6,200€6,200€6,200=
Reserves13€243,813€243,813€243,813€243,813€243,813€243,813€243,813€243,813=
Non-distributable reserves130/1---€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311---€1,860€1,860€1,860€1,860€1,860=
Distributable reserves133---€241,953€241,953€241,953€241,953€241,953=
Profit (loss) carried forward14-€50,504-€43,099€22,931€14,410€9,899€38,965€39,808€33,220▼ 16.6%
Amounts payable17/49€241,976€166,403€155,592€158,977€165,548€129,988€120,005€78,405▼ 34.7%
Amounts payable after more than one year17€87,419€77,837€68,124€58,283€48,311€38,208€27,970€17,596▼ 37.1%
Financial debts170/4---€58,283€48,311€38,208€27,970€17,596▼ 37.1%
Amounts payable within one year42/48€152,932€86,798€85,857€99,015€115,542€90,124€90,424€59,198▼ 34.5%
Current portion of amounts payable after more than one year42---€34,631€34,761€34,892€35,027€35,163▲ 0.4%
Trade debts44€103,237€43,810€38,046€56,848€58,775€28,943€37,000€6,229▼ 83.2%
Suppliers440/4---€56,848€58,775€28,943€37,000€6,229▼ 83.2%
Taxes, remuneration and social security45---€7,157€15,505€20,254€13,079€12,759▼ 2.4%
Taxes450/3----€121€12,115€1,527€973▼ 36.3%
Remuneration and social security454/9---€7,157€15,384€8,139€11,552€11,786▲ 2.0%
Other amounts payable47/48---€379€6,501€6,035€5,317€5,046▼ 5.1%
Accrued charges and deferred income492/3---€1,680€1,695€1,655€1,611€1,611=
Line20192020202120222023202420252026Change
Profit (loss) for the period9904-€33,214€7,405€66,029-€8,521-€4,511€29,067€843-€6,589-
+ Depreciation and write-downs630€13,375€12,759€13,262€13,647€14,367€13,934€13,396€13,254▼ 1.1%
Operating cash flow (approximation)-€19,839€20,164€79,292€5,126€9,856€43,001€14,240€6,665▼ 53.2%
Investment in fixed assets (approximation)-€0-€1,709-€19,854-€1,740-€451-€405-€4,878▼ 1,105%
Change in cash-€37,801€14,332€5,446€29,936€1,839€7,798-€81,244-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Latest 10 of 26 filings with the National Bank
Financial year Type Filed Reference Document
28-02-2026 micro format 29-10-2026 2026-00571446 NBB
28-02-2025 micro format 08-10-2025 2025-00534604 PDF
29-02-2024 micro format 31-10-2024 2024-00522776 PDF
28-02-2023 micro format 30-11-2023 2023-00519219 PDF
28-02-2022 micro format 31-10-2022 2022-20478708 PDF
28-02-2021 micro format 14-12-2021 2021-80100001 PDF
29-02-2020 micro format 28-01-2021 2021-03900258 PDF
28-02-2019 micro format 09-10-2019 2019-69200413 PDF
28-02-2018 micro format 17-06-2018 2018-19900564 PDF
28-02-2017 micro format 23-09-2017 2017-62300065 PDF

Show all 26 filings

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Of the 506 active companies whose main activity is retail trade (NACE 47714), figures are known for 271. 210 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.