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BRUMAD

Active
Private limited companyfounded 2020active for 6 yearsSpoorwegstraat 296, 8200 Bruges, BelgiumKBO/BCE: BE 0741.416.233
Summary

BRUMAD has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,395 and a net result of €54,984. Equity has been shrinking by about 20% per year since 2020. Its solvency ranks better than 15% of 9,865 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

Source: KBO
Status
Active since 10-01-2020 Normal situation
Activity
Agents in non-specialised wholesale trade NACE 46190
Establishment unit
2.298.301.964 8200 Bruges, since 10-01-2020
Financial year end
31 December
Peppol
Reachable since 14-11-2025

Board and ownership

Board
  • Postma ArnoldDirector

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2025
Gross margin
€72,325
▲ 64.8%
Turnover
≈ €370,000
estimated
Profit
€54,984
▲ 125%
Equity
€3,395
▼ 0.5%
Total assets
€69,559
▲ 45.9%
Score breakdownraises risk1 change of registered office in 24 monthsFounded in 2020Equity €3,395 (4.9% of total assets)lowers riskLiquidity: current ratio 0.99, cash €40,441Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 51% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 30-2
equity 4.9% of total assets
Liquidity 50=
short-term debt 95.1% · cash 58.1%
Profitability 100=
return on assets 79.0%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,896 companies, NACE 46, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025lowest value 03-2025: 0.3%● unchanged vs 02-2025lowest value 04-2025: 1.0%▲ +0.7 percentage points vs 03-2025highest value 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.0%● unchanged vs 06-2025 08-2025: 1.0%● unchanged vs 07-2025 09-2025: 1.0%● unchanged vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 0.9%▼ -0.1 percentage points vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 1.0%▲ +0.1 percentage points vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.0%● unchanged vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.0%● unchanged vs 09-2026 11-2026: 1.0%● unchanged vs 10-2026
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 20% of them on solvency, 51% on liquidity, 95% on profitability and 39% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 0.99, cash €40,441
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €3,395 (4.9% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 9865 sector peers (2025).
NBB · sector comparison
Position among 9865 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-03-2026, 137 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
137 days early
2024
141 days early
2023
111 days early
2022
146 days early
2021
123 days early
2020
66 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 121 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 March (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 87% of companies in wholesale tradesector median €362,635 · 9,861 companies €3,395 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Positive: 6 profitable years in a rowprofit 2025: €54,984 6 years View

Recent changes

  1. · Gazette deed Registered office moved within Sint-MichielsNew registered office: Spoorwegstraat 296, 8200 Sint-Michiels · Previous registered office: Galbertuslaan 13, 8200 Sint-Michiels
  2. · Gazette deed Incorporation
All 10 events

Comparable companies

These companies have the same main activity as BRUMAD: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €64,200 and €94,900, founded between 2018 and 2021.

CompanyTotal assetsGross margin
BRUMAD Bruges€69,559€72,325
LS CONSULTANTS Mechelen€74,913€69,012
SAVO Sint-Martens-Latem€64,235€57,231
Vandromme Bram Ledegem€82,576€47,140
KE Consulting Jabbeke€90,561€56,793
Custom Sales Solutions Kortrijk€94,889€45,720
TBN CONSULT Molenbeek-Saint-Jean€71,450€96,401
Full comparison

Key facts about BRUMAD

What is the company number of BRUMAD?
The company number of BRUMAD is 0741.416.233. The VAT number is the same number with BE in front: BE 0741.416.233.
Where is BRUMAD based?
The registered office is at Spoorwegstraat 296, 8200 Bruges.Company details
What does BRUMAD do?
According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
What is the legal form of BRUMAD?
BRUMAD is a private limited company (BV).
When was BRUMAD founded?
BRUMAD was founded on 10-01-2020.
Is BRUMAD still active?
Yes, BRUMAD is an active enterprise in the KBO register.
What is the turnover of BRUMAD?
The turnover in financial year 2025 is ≈ €370,000. This figure is estimated from the gross margin of €72,325 and 40 comparable companies (NACE 461). It probably lies between €160,000 and €930,000.Financials
Is BRUMAD profitable?
In financial year 2025, BRUMAD made a profit of €54,984.
Where can I find the annual accounts of BRUMAD?
BRUMAD filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BRUMAD due?
BRUMAD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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