Custom Sales Solutions
ActiveCustom Sales Solutions has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €28k. Equity is growing by ~26.4% per year across the filed fiscal years. Its solvency ranks better than 40% of 11206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
86
/ 100
Excellent▲ +74 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency54▲+12
Growth78▲+46
Stability94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 0.87 in 2024), and 70.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.5%
Return on assets
29.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
77 d late
2022
30 d late
2021
75 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k
2024 · €-376
2021: €6k
2022: €18k
2023: €16k
2024: €-376
2021 → 2025
Total assets
€95k▲ 49.1%
2024 · €64k
2021: €54k
2022: €71k
2023: €93k
2024: €64k
2021 → 2025
Net result
€28k
2024 · €-17k
2021: €836
2022: €12k
2023: €-2k
2024: €-17k
2021 → 2025
Working capital
€22k
2024 · €-8k
2021: €6k
2022: €4k
2023: €-88
2024: €-8k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€18k▲ 206%€16k▼ 9.0%€-376€28k
Operating result€3k-€21k▲ 540%€101▼ 99.5%€-15k€40k
Net result€836-€12k▲ 1,336%€-2k€-17k▼ 940%€28k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €40k after a loss of €15k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95k
Fixed assets
€6k▼ 27.5%
Current assets
€89k▲ 59.8%
Equity and liabilities €95k
Equity
€28k
Debt
€67k
Debt finances 70.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€44k▲
2024 · €-12k
Cash flow
€32k▲
2024 · €-13k
Solvency
29.5%▲
2024 · -0.6%
Current ratio
1.33▲
2024 · 0.87
Quick ratio
1.33▲
2024 · 0.87
Debt / equity
2.39
ROE
101.3%
ROA
29.9%▲
2024 · -26.1%
Interest coverage
21.69▲
2024 · -9.60
Debt
€67k▲
2024 · €64k
Debt ≤ 1 year
€67k▲
2024 · €64k
Income taxes
€10k▲
2024 · €139
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€64k€95k▲
Fixed assets21/28€8k€6k▼
Tangible fixed assets22/27€8k€6k▼
Furniture and vehicles24€8k€6k▼
Financial fixed assets28-€169
Current assets29/58€56k€89k▲
Amounts receivable after more than one year29€305€305=
Other amounts receivable291€305€305=
Amounts receivable within one year40/41€54k€87k▲
Trade receivables40€17k€48k▲
Other amounts receivable41€37k€39k▲
Cash at bank and in hand54/58€1k€764▼
Deferred charges and accrued income490/1€0€888▲
Equity and liabilities
Total equity and liabilities10/49€64k€95k▲
Equity10/15€-376€28k▲
Contributions10/11€5k€5k=
Reserves13€13k€23k▲
Distributable reserves133€13k€23k▲
Profit (loss) carried forward14€-18k€0▲
Amounts payable17/49€64k€67k▲
Amounts payable within one year42/48€64k€67k▲
Trade debts44€43k€41k▼
Suppliers440/4€43k€41k▼
Taxes, remuneration and social security45€6k€12k▲
Taxes450/3€6k€12k▲
Other amounts payable47/48€15k€13k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5k€0▼
Other operating charges640/8€4k€2k▼
Non-recurring operating charges66A€8k€0▼
Gross operating margin9900€5k€46k▲
Operating profit (loss)9901€-15k€40k▲
Financial income75/76B€7€116▲
Recurring financial income75€7€116▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-16k€38k▲
Income taxes67/77€139€10k▲
Profit (loss) for the period9904€-17k€28k▲
Profit (loss) for the period to be appropriated9905€-17k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€10k▲
Profit (loss) brought forward from the previous period14P€-2k€-18k▼
Transfer to equity691/2-€10k
To other reserves6921-€10k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €28k
Net result €28k after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
16-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 77 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dumolinlaan(Kor) 18500 KortrijkGround area
2,779 m²
Building footprint
39 m²
Parcel 34022E0689/00W002, Flanders. Linked by address, not a title deed.
1 establishment unit
CSS
since 20202.372.790.541
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34022E0689/00W002 | Flanders | 2,779 m² | 1 · 39 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0748.652.037
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PETER RENSEN MANAGEMENT
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Of 6,128 companies in sector 46190 we hold annual accounts for 2,554. 1,755 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2020
Fiscal year end31-12
Abbreviation NL
CSS
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.