Skip to content

BRUGS DAK CENTRUM

Active
Private limited companyfounded 1987active for 39 yearsSintelweg 3, 8020 Oostkamp, BelgiumKBO/BCE: BE 0430.567.954

From the official registers: KBO 37 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

BRUGS DAK CENTRUM has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €553,837, of which €1.5m non-recurring income. Equity has been growing by about 9.1% per year since 2018. Its solvency ranks better than 32% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

KBO
Status
Active since 05-03-1987 Normal situation
Legal form
Private limited company
Registered office
Sintelweg 3, 8020 Oostkamp
Activity
Wholesale of construction materials, general range NACE 46831and 1 other
Establishment unit
2.380.469.971 8020 Oostkamp, since 11-08-2025
Financial year end
30 December
Peppol
Reachable since 27-03-2026

Board and ownership

Board

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts to 30-12-2025
Gross margin
€2.6m
Turnover
≈ €11.0m
estimated
Profit
€553,837
Equity
€1.3m
Total assets
€5.2m
Staff
8.9 FTE
2025 accounts filed 132 days before the deadline
Filed on 20-03-2026PDF
Score breakdownraises riskLiquidity: current ratio 0.88, cash €7,850, halved1 change of registered office in 24 monthslowers riskFounded in 1987Figures for financial year 2025 (filed on 20-03-2026)Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 38% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2023
Average
Solvency 51+7
equity 25.6% of total assets
Liquidity 35=
short-term debt 33.6% · cash 0.2%
Profitability 61+33
return on assets 10.7%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%● unchanged vs 11-2024 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.6%▲ +0.1 percentage points vs 04-2025 06-2025: 1.6%● unchanged vs 05-2025 07-2025: 2.1%▲ +0.5 percentage points vs 06-2025 08-2025: 3.4%▲ +1.3 percentage points vs 07-2025 09-2025: 2.6%▼ -0.8 percentage points vs 08-2025 10-2025: 3.9%▲ +1.3 percentage points vs 09-2025 11-2025: 4.0%▲ +0.1 percentage points vs 10-2025 12-2025: 4.4%▲ +0.4 percentage points vs 11-2025 01-2026: 6.2%▲ +1.8 percentage points vs 12-2025 02-2026: 9.2%▲ +3.0 percentage points vs 01-2026 03-2026: 9.2%● unchanged vs 02-2026highest value 04-2026: 0.9%▼ -8.3 percentage points vs 03-2026lowest value 05-2026: 0.9%● unchanged vs 04-2026lowest value 06-2026: 0.9%● unchanged vs 05-2026lowest value 07-2026: 0.9%● unchanged vs 06-2026lowest value 08-2026: 0.9%● unchanged vs 07-2026lowest value 09-2026: 0.9%● unchanged vs 08-2026lowest value 10-2026: 0.9%● unchanged vs 09-2026lowest value
Credit of up to €85,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.88 (1.14 in 2023), below 1. Short-term debt is 33.6% and cash 0.2% of total assets. 74.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 36% of them on solvency, 33% on liquidity and 45% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.88, cash €7,850, halved
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Founded in 1987
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 20-03-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 20-03-2026, 132 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
132 days early
2023
35 days early
2022
88 days early
2021
86 days early
2020
81 days early
2019
63 days early
2018
34 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 74 days before the deadline. In the sector (NACE 46), the median for financial year 2023 was 2 days before the deadline, and 40% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 94% of companies in wholesale tradesector median €26,864 · 9,808 companies €553,837 View
  • Positive: Filed on time since financial year 2017accounts within the deadline every year 8 years View
  • Positive: 6 profitable years in a rowprofit 2025: €553,837, mostly one-off 6 years View

Documents

Annual accounts at the NBB

All 37 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about BRUGS DAK CENTRUM

What is the company number of BRUGS DAK CENTRUM?
The company number of BRUGS DAK CENTRUM is 0430.567.954. The VAT number is the same number with BE in front: BE 0430.567.954.
Where is BRUGS DAK CENTRUM based?
The registered office is at Sintelweg 3, 8020 Oostkamp.Company details
What does BRUGS DAK CENTRUM do?
According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
What is the legal form of BRUGS DAK CENTRUM?
The legal form of BRUGS DAK CENTRUM is Private limited company (BV).
When was BRUGS DAK CENTRUM founded?
BRUGS DAK CENTRUM was founded on 05-03-1987.
Is BRUGS DAK CENTRUM still active?
Yes, BRUGS DAK CENTRUM is an active enterprise in the KBO register.
How many employees does BRUGS DAK CENTRUM have?
BRUGS DAK CENTRUM had an average of 8.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of BRUGS DAK CENTRUM?
The turnover in financial year 2025 is ≈ €11.0m. This figure is estimated from the gross margin of €2.6m and 100 comparable companies (NACE 46). It probably lies between €6.8m and €19.0m.
Is BRUGS DAK CENTRUM profitable?
In financial year 2025, BRUGS DAK CENTRUM made a profit of €553,837.
Where can I find the annual accounts of BRUGS DAK CENTRUM?
BRUGS DAK CENTRUM filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)

Comparable companies

These companies have the same main activity as BRUGS DAK CENTRUM: wholesale of construction materials, general range (NACE 46831). They are comparable in size and age: total assets between €4.2m and €7.5m, founded between 1985 and 1990.

CompanyTotal assetsGross margin
BRUGS DAK CENTRUM Oostkamp€5.2m€2.6m
Ostermann Belux Liedekerke€7.0m€4.0m
MARK DESMEDT Grimbergen€7.5m€3.7m
BETON FRANCOIS DE RYCKE Stekene€4.5m€2.0m
SEGERS MARCEL & ZOON Beveren-Kruibeke-Zwijndrecht€5.4m€1.2m
BAUSTOFFE A. PIRONT Sankt Vith€4.6m€1.2m
VANDEMOORTELE BOUWMATERIALEN Oostkamp€4.2m€1.9m
Full comparison

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.