BRUFLOR
ActiveSummary
The computed 12-month bankruptcy probability of BRUFLOR is 1.7% (moderate). The 2025 annual accounts show negative equity (€-66k) and a net result of €-3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 8001 sector peers (fiscal year 2025). The company has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
24
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability15▲+15
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.03 against 0.13 in 2022; short-term debt: 185.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-85.7%
Return on assets
-3.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1820212225
2018 to 2025 · latest year €-66k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2022
31 d late
2021
30 d late
2020
30 d late
2018
31 d late
2016
31 d late
2015
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-66k▼ 65.4%
2022 · €-40k
2018: €10k
2020: €7k
2021: €-7k
2022: €-40k
2018 → 2025
Total assets
€77k▼ 7.0%
2022 · €83k
2018: €12k
2020: €8k
2021: €47k
2022: €83k
2018 → 2025
Net result
€-3k▲ 92.4%
2022 · €-33k
2018: €-4k
2020: €-552
2021: €-14k
2022: €-33k
2018 → 2025
Working capital
€-139k▼ 30.3%
2022 · €-106k
2018: €10k
2020: €7k
2021: €-53k
2022: €-106k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182020202120222025Trend
Equity€10k-€7k▼ 26.3%€-7k€-40k▼ 496%€-66k▼ 65.4%
Operating result€-3k-€-552▲ 83.6%€-14k▼ 2,436%€-33k▼ 136%€-9k▲ 71.6%
Net result€-4k-€-552▲ 85.9%€-14k▼ 2,467%€-33k▼ 134%€-3k▲ 92.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €-9k in 2025, compared with €-33k in 2022. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2022 as the grey bar beneath
Assets €77k
Fixed assets
€73k ▲ 9.2%
Current assets
€4k ▼ 74.3%
Key figures and ratios
EBITDA
€-848▲
2022 · €-31k
Cash flow
€6k▲
2022 · €-31k
Solvency
-85.7%▼
2022 · -48.2%
Current ratio
0.03▼
2022 · 0.13
Debt to equity
-2.17▲
2022 · -3.08
ROA
-3.3%▲
2022 · -40.1%
Interest coverage
-4.77▲
2022 · -179.92
Debt
€143k▲
2022 · €123k
Debt ≤ 1 year
€143k▲
2022 · €123k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2022 · 43 lines
Balance sheet
Code20222025
Assets
Total assets20/58€83k€77k▼
Fixed assets21/28€67k€73k▲
Tangible fixed assets22/27€67k€73k▲
Land and buildings22€54k€49k▼
Plant, machinery and equipment23€13k€12k▼
Furniture and vehicles24-€12k
Financial fixed assets28€36€36=
Current assets29/58€16k€4k▼
Amounts receivable within one year40/41€9k€4k▼
Trade receivables40€9k€3k▼
Other amounts receivable41€671€694▲
Cash at bank and in hand54/58€4k-
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€83k€77k▼
Equity10/15€-40k€-66k▼
Contributions10/11€27k€27k=
Outside capital11€27k€27k=
Share premium1100/10€27k€27k=
Reserves13€99€99=
Distributable reserves133€99€99=
Profit (loss) carried forward14€-67k€-93k▼
Amounts payable17/49€123k€143k▲
Amounts payable within one year42/48€123k€143k▲
Financial debts43-€250
Credit institutions430/8-€250
Trade debts44€29k€13k▼
Suppliers440/4€29k€13k▼
Other amounts payable47/48€94k€130k▲
Income statement
Code20222025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€9k▲
Other operating charges640/8€595€1k▲
Gross operating margin9900€-30k€584▲
Operating profit (loss)9901€-33k€-9k▲
Financial income75/76B€37€7k▲
Recurring financial income75€37€7k▲
Non-recurring financial income76B-€7k
Financial charges65/66B€170€188▲
Recurring financial charges65€170€178▲
Non-recurring financial charges66B-€10
Profit (loss) for the period before taxes9903€-33k€-3k▲
Profit (loss) for the period9904€-33k€-3k▲
Profit (loss) for the period to be appropriated9905€-33k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-67k€-93k▼
Profit (loss) brought forward from the previous period14P€-34k€-91k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
2015
28-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 28 days late
2014
29-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 29 days late
2011
29-11
NBB filing
Annual accounts filed
fiscal year 2010 · full schema · 121 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 2 establishment units since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 3901050 ElseneGround area
2,697 m²
Building footprint
951 m²
Volume, LiDAR
8,602 m³
2 parcels, Brussels, Flanders · tallest building 24.9 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
Weidestraat 40, 1650 Beersel
since 19852.026.191.230
BRUFLOR
since 20212.349.378.996
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23003A0130/00E000 | Flanders | 1,469 m² | 1 · 422 m² | - |
| 21807G0218/00E016 | Brussels | 1,228 m² | 1 · 529 m² | 24.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeersel2.026.191.230
Similar companies · same sector, comparable size
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ANILOPE
BE 0427.715.758
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ForGrass
BE 0659.652.161
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FLEURS ROYEN
BE 0735.404.807
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Flevoplant Belgium
BE 0443.976.027
Halen · Eq €7,100
Of 552 companies in sector 46220 we hold annual accounts for 307. 90 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-1984
Fiscal year end31-12
Activities, NACEBEL 2025
46220Wholesale trade
01191Growing of flowers
47761Retail sale of flowers, plants, seeds and fertilisers
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.