BRUALIMO
ActiveSummary
BRUALIMO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €400,181 and a net result of €31,051. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 90% of 1453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▲+63
Solvency100=
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 4.79 against 3.43 in 2024; short-term debt: 17.3% and cash: 81.6% of total assets), and 17.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.7%
Return on assets
6.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
59 d early
2023
55 d early
2022
66 d early
2021
38 d early
2020
40 d early
2019
56 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 53 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#8 company by equity in Berloz
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€31,051
2024 · -€15,604
Working capital
€317,301▲ 57.6%
2024 · €201,364
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2,762▼ 78.9%-€1,179€3,216-€15,806€45,246
Net result-€1,777below the sector's middle half-€5,271below the sector's middle half▼ 197%-€1,829below the sector's middle half▲ 65.3%-€15,604below the sector's middle half▼ 753%€31,051within the sector's middle half
Equity€391,836within the sector's middle half▼ 0.5%€386,564within the sector's middle half▼ 1.3%€384,735within the sector's middle half▼ 0.5%€369,131within the sector's middle half▼ 4.1%€400,181within the sector's middle half▲ 8.4%
Total assets€510,220within the sector's middle half▼ 2.4%€490,307within the sector's middle half▼ 3.9%€477,895within the sector's middle half▼ 2.5%€451,866within the sector's middle half▼ 5.4%€483,948within the sector's middle half▲ 7.1%
Debt€118,384▼ 8.4%€103,743▼ 12.4%€93,160▼ 10.2%€82,735▼ 11.2%€83,766▲ 1.2%
Working capital€211,455within the sector's middle half▼ 3.1%€207,468within the sector's middle half▼ 1.9%€208,040within the sector's middle half▲ 0.3%€201,364within the sector's middle half▼ 3.2%€317,301within the sector's middle half▲ 57.6%
Solvency76.8%above the sector's middle half▲ 1.5pp78.8%above the sector's middle half▲ 2.0pp80.5%above the sector's middle half▲ 1.7pp81.7%above the sector's middle half▲ 1.2pp82.7%above the sector's middle half▲ 1.0pp
Current ratio3.22within the sector's middle half▼ 0.123.21within the sector's middle half▼ 0.013.26above the sector's middle half▲ 0.053.43above the sector's middle half▲ 0.174.79above the sector's middle half▲ 1.35
Return on assets (ROA)-0.3%below the sector's middle half▼ 1.4pp-1.1%below the sector's middle half▼ 0.7pp-0.4%below the sector's middle half▲ 0.7pp-3.5%below the sector's middle half▼ 3.1pp6.4%within the sector's middle half▲ 9.9pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €45,246 after a loss of €15,806 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €483,948
Fixed assets
€82,880 ▼ 50.6%
Current assets
€401,068 ▲ 41.2%
Equity and liabilities €483,948
Equity
€400,181 ▲ 8.4%
Debt
€83,766 ▲ 1.2%
Debt's share of the balance-sheet total falls from 18.3% to 17.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€50,006▲
2024 · -€5,759
Cash flow
€35,811▲
2024 · -€5,558
Debt to equity
0.21▼
2024 · 0.22
ROE
7.8%▲
2024 · -4.2%
Interest coverage
9.30▲
2024 · -0.92
Debt ≤ 1 year
€83,766▲
2024 · €82,734
Income taxes
€15,288▲
2024 · €435
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,810 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
3.1%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,810 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €84,872 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,651 | €14,585 | €11,324 | €10,046 | €4,760 | ▼ 52.6% |
| Other operating charges640/8 | €1,925 | €2,074 | €2,155 | €2,270 | €1,821 | ▼ 19.8% |
| Gross operating margin9900 | €18,338 | €15,480 | €16,696 | -€3,490 | €51,827 | ▲ 1,585% |
| Operating profit (loss)9901 | €2,762 | -€1,179 | €3,216 | -€15,806 | €45,246 | ▲ 386% |
| Financial income75/76B | €15 | - | - | €6,914 | €6,471 | ▼ 6.4% |
| Recurring financial income75 | €15 | - | - | €6,914 | €6,471 | ▼ 6.4% |
| Financial charges65/66B | €4,443 | €3,959 | €4,839 | €6,277 | €5,378 | ▼ 14.3% |
| Recurring financial charges65 | €4,443 | €3,959 | €4,839 | €6,277 | €5,378 | ▼ 14.3% |
| Profit (loss) for the period before taxes9903 | -€1,666 | -€5,138 | -€1,623 | -€15,169 | €46,338 | ▲ 405% |
| Income taxes67/77 | €111 | €133 | €206 | €435 | €15,288 | ▲ 3,411% |
| Profit (loss) for the period9904 | -€1,777 | -€5,271 | -€1,829 | -€15,604 | €31,051 | ▲ 299% |
| Profit (loss) for the period to be appropriated9905 | -€1,777 | -€5,271 | -€1,829 | -€15,604 | €31,051 | ▲ 299% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €510,220 | €490,307 | €477,895 | €451,866 | €483,948 | ▲ 7.1% |
| Fixed assets21/28 | €203,724 | €189,139 | €177,814 | €167,768 | €82,880 | ▼ 50.6% |
| Tangible fixed assets22/27 | €203,724 | €189,139 | €177,814 | €167,768 | €82,880 | ▼ 50.6% |
| Land and buildings22 | €195,935 | €186,310 | €176,880 | €167,768 | €82,880 | ▼ 50.6% |
| Furniture and vehicles24 | €4,723 | €2,829 | €934 | - | - | - |
| Other tangible fixed assets26 | €3,066 | €0 | - | - | - | - |
| Current assets29/58 | €306,496 | €301,168 | €300,081 | €284,098 | €401,068 | ▲ 41.2% |
| Amounts receivable within one year40/41 | €2,957 | €2,660 | €2,829 | €663 | €5,165 | ▲ 679% |
| Trade receivables40 | €2,007 | €1,843 | €2,329 | - | - | - |
| Other amounts receivable41 | €950 | €817 | €500 | €663 | €5,165 | ▲ 679% |
| Current investments50/53 | - | - | €250,000 | €250,000 | - | - |
| Cash at bank and in hand54/58 | €303,539 | €298,508 | €47,252 | €33,082 | €394,711 | ▲ 1,093% |
| Deferred charges and accrued income490/1 | - | - | - | €352 | €1,192 | ▲ 238% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €510,220 | €490,307 | €477,895 | €451,866 | €483,948 | ▲ 7.1% |
| Equity10/15 | €391,836 | €386,564 | €384,735 | €369,131 | €400,181 | ▲ 8.4% |
| Contributions10/11 | €75,000 | €82,500 | €82,500 | €82,500 | €82,500 | = |
| Capital10 | €75,000 | - | - | - | - | - |
| Issued capital100 | €75,000 | - | - | - | - | - |
| Reserves13 | €7,500 | - | - | - | €31,051 | - |
| Non-distributable reserves130/1 | €7,500 | - | - | - | - | - |
| Legal reserve130 | €7,500 | - | - | - | - | - |
| Distributable reserves133 | - | - | - | - | €31,051 | - |
| Profit (loss) carried forward14 | €309,336 | €304,064 | €302,235 | €286,631 | €286,631 | = |
| Amounts payable17/49 | €118,384 | €103,743 | €93,160 | €82,735 | €83,766 | ▲ 1.2% |
| Amounts payable after more than one year17 | €23,343 | €10,042 | €1,113 | - | - | - |
| Financial debts170/4 | €23,343 | €10,042 | €1,113 | - | - | - |
| Amounts payable within one year42/48 | €95,041 | €93,700 | €92,041 | €82,734 | €83,766 | ▲ 1.2% |
| Current portion of amounts payable after more than one year42 | €13,525 | €13,301 | €8,929 | €1,185 | - | - |
| Trade debts44 | €503 | €380 | €673 | €459 | €195 | ▼ 57.6% |
| Suppliers440/4 | €503 | €380 | €673 | €459 | €195 | ▼ 57.6% |
| Taxes, remuneration and social security45 | €2,741 | €2,462 | €3,857 | €1,804 | €4,698 | ▲ 160% |
| Taxes450/3 | €2,022 | €2,462 | €2,826 | €1,804 | €4,698 | ▲ 160% |
| Remuneration and social security454/9 | €719 | - | €1,031 | - | - | - |
| Other amounts payable47/48 | €78,272 | €77,557 | €78,582 | €79,286 | €78,873 | ▼ 0.5% |
| Accrued charges and deferred income492/3 | - | - | €6 | €1 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,777 | -€5,271 | -€1,829 | -€15,604 | €31,051 | ▲ 299% |
| + Depreciation and write-downs630 | €13,651 | €14,585 | €11,324 | €10,046 | €4,760 | ▼ 52.6% |
| Operating cash flow (approximation) | €11,874 | €9,314 | €9,495 | -€5,558 | €35,811 | ▲ 744% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €80,128 | - |
| Change in cash | - | -€5,031 | -€251,256 | -€14,170 | €361,628 | ▲ 2,652% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €31,051
Net result €31,051 after 4 loss-making years.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet -€15,604
Net result drops to -€15,604, the lowest in the series; recovery starts the following year.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berloz · 1 establishment unit since 2012
Ground area
494 m²
Building footprint
75 m²
Volume, LiDAR
500 m³
Parcel 64018A0001/00L000, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BRUALIMO
since 20122.214.977.281
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64018A0001/00L000 | Wallonia | 494 m² | 1 · 75 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 ownersOwners 2
- Aline ENGLEBERTnatural personSourceown accounts 202150%
- Bruno FRAIKINnatural personSourceown accounts 202150%
Holdings 0
The accounts to 31-12-2021 list no holdings, and no other source names one.
According to the 2021 annual accounts of BRUALIMO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 16,911 companies in sector 62100 we hold annual accounts for 8,787. 5,819 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-12-2012
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0501835933
Registered
18-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.