Equity
€345,642 ▲ 5.1%
ECM TECHNOLOGIES has made a profit without a break since 2017.
ECM TECHNOLOGIES
Lifetime
15 annual accounts with figures on one time axispeak €123,017 (2021)
€45,224▼ 15.8%
lowest -€18,254 (2016)
€16,802▼ 24.6%
peak €345,642 (2025)
€345,642▲ 5.1%
€172,392▼ 16.1%
Board3 names since 2021
1 directorGirard Sylvain
Documentsfilings and deeds
10-08-202610 days late
2025micro format
Gross margin from €53,684 to €45,224Debts from €205,585 to €172,392
Key points
from the 2025 annual accountsLiquidity
3.84 was 2.50 in 2024
Short-term debts fell from €56,460 to €36,483.
Position in the sector
€345,642
More equity than 91% of companies in computer programming and consultancy. Sector median €69,072 · 21,214 companies.
2025 accounts filed 10 days after the deadline
Checked score
94
Excellent
Financially stronger than 49% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026highest value
09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €518,034
Liquidity: current ratio 3.84, cash €89,299
Equity €345,642 (66.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 59% of them on solvency, 55% on liquidity, 31% on profitability and 50% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,049 companies had the same profile as ECM TECHNOLOGIES has now. Each dot stands for 16 companies, two years later.
95.9%
were still trading
3.6%
stopped another way
0.4%
went bankrupt
That fits the bankruptcy probability of ECM TECHNOLOGIES itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,049 companies, not a prediction for ECM TECHNOLOGIES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.84 (2.5 in 2024), above the usual 1.5. Short-term debt is 7% and cash 17.2% of total assets. 33.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
10 days late
2024
16 days early
2023
2 days early
2022
26 days early
2021
32 days early
2020
37 days early
2019
44 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 21 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0832569509
Change of role: Girard, from manager to director
Appointment: Maeriën Joke Stephanie Hendrik (successor statutory director) · “Het ontwikkelen,creëren,verdelen,in de handel brengen van software toepassingen; Het commercialiseren onder al…” (deed in Dutch) · General meeting of 26-10-2021 · Gazette deed
Registered office moved from Tumhout to Oud-Turnhout
New registered office: Magerman 22, 2360 Oud-Turnhout · Previous registered office: Bareelstraat 7, 2300 Tumhout · General meeting of 24-04-2019 · Gazette deed
Incorporation
published on 18-01-2011 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ECM TECHNOLOGIES Oud-Turnhout | €518,034 | €45,224 | 66.7% | - |
| INOMATIC Stabroek | €642,855 | €44,056 | 48.3% | - |
| CAREALIZE Kontich | €512,750 | €36,748 | 78.6% | 1.6 |
| P-Square Solutions Ghent | €495,362 | €41,512 | 93.8% | - |
| TOURMANAGEMENT Leuven | €517,627 | €53,830 | -18.4% | - |
| KEEP IT SOFT Saint-Ghislain | €507,656 | €38,937 | 49.0% | - |
| 20th Century Boy Forest | €453,559 | €51,375 | 27.6% | - |
These companies have the same main activity as ECM TECHNOLOGIES: computer programming (NACE 62100). They are comparable in size and age: total assets between €454,000 and €643,000, founded between 2009 and 2012.
Official details
Source: KBO- Status
- Active since 07-01-2011Normal situation
- Activity
- Computer programmingNACE 62100and 1 other
- Establishment unit
- 2.194.963.5102360 Oud-Turnhout, since 07-01-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 28-11-2025
Insights on ECM TECHNOLOGIES
ECM TECHNOLOGIES files the micro format. That format states no turnover. The gross margin rose from €41,733 in 2011 to €45,224 in 2025.
The balance sheet grew most in 2016 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ECM TECHNOLOGIES
- What is the company number of ECM TECHNOLOGIES?
- The company number of ECM TECHNOLOGIES is 0832.569.509. The VAT number is the same number with BE in front: BE 0832.569.509.
- Where is ECM TECHNOLOGIES based?
- The registered office is at Magerman 22, 2360 Oud-Turnhout.Company details
- What does ECM TECHNOLOGIES do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of ECM TECHNOLOGIES?
- ECM TECHNOLOGIES is a private limited company (BV).
- When was ECM TECHNOLOGIES founded?
- ECM TECHNOLOGIES was founded on 07-01-2011.
- Is ECM TECHNOLOGIES still active?
- Yes, ECM TECHNOLOGIES is an active enterprise in the KBO register.
- What is the turnover of ECM TECHNOLOGIES?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €45,224 and 84 comparable companies (NACE 62). It probably lies between €120,000 and €200,000.Financials
- Is ECM TECHNOLOGIES profitable?
- In financial year 2025, ECM TECHNOLOGIES made a profit of €16,802.
- Where can I find the annual accounts of ECM TECHNOLOGIES?
- ECM TECHNOLOGIES filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ECM TECHNOLOGIES due?
- ECM TECHNOLOGIES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.