Brouwers Consulting
ActiveBrouwers Consulting has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €17k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 71% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+38
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 4.04 against 4.49 in 2024; short-term debt: 24.6% and cash: 0% of total assets), and 24.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.4%
Return on assets
10.7%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-02-2026, 17 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
22 d early
2023
41 d early
2022
6 d early
2021
3 d early
2020
2 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€119k▲ 16.5%
2024 · €102k
2019: €42k
2020: €58k
2021: €67k
2022: €82k
2023: €101k
2024: €102k
2019 → 2025
Total assets
€158k▲ 20.5%
2024 · €131k
2019: €85k
2020: €93k
2021: €125k
2022: €121k
2023: €131k
2024: €131k
2019 → 2025
Net result
€17k▲ 2,483%
2024 · €654
2019: €21k
2020: €17k
2021: €8k
2022: €15k
2023: €19k
2024: €654
2019 → 2025
Working capital
€118k▲ 16.8%
2024 · €101k
2019: €42k
2020: €59k
2021: €68k
2022: €82k
2023: €100k
2024: €101k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€82k▲ 22.2%€101k▲ 24.3%€102k▲ 0.8%€119k▲ 16.5%
Operating result€14k-€25k▲ 84.0%€30k▲ 18.8%€9k▼ 69.3%€30k▲ 230%
Net result€8k-€15k▲ 75.3%€19k▲ 31.0%€654▼ 96.6%€17k▲ 2,483%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 230% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €158k
Fixed assets
€872▼ 11.9%
Current assets
€157k▲ 20.7%
Equity and liabilities €158k
Equity
€119k▲ 16.5%
Debt
€39k▲ 34.5%
The debt ratio rises from 22.1% to 24.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30k▲
2024 · €9k
Cash flow
€17k▲
2024 · €723
Solvency
75.4%▼
2024 · 77.9%
Current ratio
4.04▼
2024 · 4.49
Quick ratio
4.04▼
2024 · 4.49
Debt / equity
0.33▲
2024 · 0.28
ROE
14.2%▲
2024 · 0.6%
ROA
10.7%▲
2024 · 0.5%
Interest coverage
4.03▲
2024 · 1.02
Debt
€39k▲
2024 · €29k
Debt ≤ 1 year
€39k▲
2024 · €29k
Income taxes
€11k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€131k€158k▲
Fixed assets21/28€989€872▼
Tangible fixed assets22/27€989€872▼
Other tangible fixed assets26€989€872▼
Current assets29/58€130k€157k▲
Amounts receivable after more than one year29€40k€40k=
Other amounts receivable291€40k€40k=
Amounts receivable within one year40/41€81k€110k▲
Trade receivables40€12k€10k▼
Other amounts receivable41€69k€100k▲
Cash at bank and in hand54/58€1k€59▼
Deferred charges and accrued income490/1€8k€7k▼
Equity and liabilities
Total equity and liabilities10/49€131k€158k▲
Equity10/15€102k€119k▲
Contributions10/11€19k€19k=
Reserves13€84k€101k▲
Distributable reserves133€84k€101k▲
Amounts payable17/49€29k€39k▲
Amounts payable within one year42/48€29k€39k▲
Financial debts43€9k€19k▲
Credit institutions430/8€9k€19k▲
Trade debts44€4k€7k▲
Suppliers440/4€4k€7k▲
Taxes, remuneration and social security45€15k€12k▼
Taxes450/3€15k€12k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€69€118▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€10k€31k▲
Operating profit (loss)9901€9k€30k▲
Financial income75/76B€4k€6k▲
Recurring financial income75€4k€6k▲
Financial charges65/66B€9k€7k▼
Recurring financial charges65€9k€7k▼
Profit (loss) for the period before taxes9903€5k€28k▲
Income taxes67/77€4k€11k▲
Profit (loss) for the period9904€654€17k▲
Profit (loss) for the period to be appropriated9905€654€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€654€17k▲
Transfer to equity691/2€654€17k▲
To other reserves6921€654€17k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €654 ▼96.6%
Net result drops to €654, the lowest in the series; recovery starts the following year.
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Equity above €100kEq €101k ▲24.3%
5 profitable years in a row build equity to €101k.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boomlaarstraat 22500 LierGround area
644 m²
Building footprint
430 m²
Volume, LiDAR
5,567 m³
Parcel 12393F0294/00P005, Flanders · tallest building 17.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
HARVIN Consultants
since 20012.100.133.637
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12393F0294/00P005 | Flanders | 644 m² | 1 · 430 m² | 17.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 795 EUR awarded · 795 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 360 EUR |
| 2024 | 1 | 795 EUR | 435 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,834 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2000
Fiscal year end30-06
Trade name NL
HARVIN CONSULTANTS
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.