BROMAR
ActiveSummary
The computed 12-month bankruptcy probability of BROMAR is 1.7% (moderate). The 2025 annual accounts show equity of €71,314 and a net result of €13,708. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 72% of 7500 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability84▼-6
Solvency89▼-2
Growth85=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.51 against 2.81 in 2024; short-term debt: 35.9% and cash: 32% of total assets), and 35.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.1%
Return on assets
12.3%
Age of the figures
13 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 18-07-2026, 109 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 7 filingsDeviation from the deadline
2025
109 d late
2024
13 d early
2023
44 d late
2022
18 d early
2021
10 d early
2020
19 d early
2019
33 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close26-09-2026 today31-03-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Turnover
€193,216▲ 7.7%
2020 · €179,332
EBIT margin
5.3%▲ 0.7pp
2020 · 4.6%
Net result
€13,708▼ 7.3%
2024 · €14,780
Working capital
€60,311▲ 10.2%
2024 · €54,713
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€193,216▲ 7.7%
Operating result€10,179▲ 23.9%€1,727▼ 83.0%€583▼ 66.2%€19,004▲ 3,161%€17,605▼ 7.4%
Net result€7,646▲ 21.7%€1,180▼ 84.6%€254▼ 78.5%€14,780▲ 5,717%€13,708▼ 7.3%
EBIT margin5.3%▲ 0.7pp
Equity€41,392▲ 22.7%€42,572▲ 2.9%€42,826▲ 0.6%€57,606▲ 34.5%€71,314▲ 23.8%
Total assets€55,751▼ 13.0%€70,187▲ 25.9%€80,047▲ 14.0%€87,767▲ 9.6%€111,200▲ 26.7%
Debt€14,358▼ 52.6%€27,615▲ 92.3%€37,221▲ 34.8%€30,161▼ 19.0%€39,886▲ 32.2%
Working capital€41,392▲ 40.6%€35,208▼ 14.9%€50,049▲ 42.2%€54,713▲ 9.3%€60,311▲ 10.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111,200
Fixed assets
€11,003 ▲ 280%
Current assets
€100,196 ▲ 18.1%
Equity and liabilities €111,200
Equity
€71,314 ▲ 23.8%
Debt
€39,886 ▲ 32.2%
Debt's share of the balance-sheet total rises from 34.4% to 35.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25,999▲
2024 · €25,578
Cash flow
€22,102▲
2024 · €21,355
Current ratio
2.51▼
2024 · 2.81
Debt to equity
0.56▲
2024 · 0.52
ROE
19.2%▼
2024 · 25.7%
ROA
12.3%▼
2024 · 16.8%
Interest coverage
1299.93▲
2024 · 1065.76
Debt ≤ 1 year
€39,886▲
2024 · €30,161
Income taxes
€3,877▼
2024 · €4,200
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €193,216 | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | €287 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,299 | €3,681 | €6,574 | €6,575 | €8,394 | ▲ 27.7% |
| Other operating charges640/8 | - | €794 | €952 | €762 | €773 | ▲ 1.5% |
| Gross operating margin9900 | €15,345 | €6,202 | €8,395 | €26,340 | €26,772 | ▲ 1.6% |
| Operating profit (loss)9901 | €10,179 | €1,727 | €583 | €19,004 | €17,605 | ▼ 7.4% |
| Financial charges65/66B | - | €92 | €26 | €24 | €20 | ▼ 16.7% |
| Recurring financial charges65 | €112 | €92 | €26 | €24 | €20 | ▼ 16.7% |
| Profit (loss) for the period before taxes9903 | €10,068 | €1,635 | €557 | €18,980 | €17,585 | ▼ 7.3% |
| Income taxes67/77 | €2,422 | €455 | €303 | €4,200 | €3,877 | ▼ 7.7% |
| Profit (loss) for the period9904 | €7,646 | €1,180 | €254 | €14,780 | €13,708 | ▼ 7.3% |
| Profit (loss) for the period to be appropriated9905 | €7,646 | €1,180 | €254 | €14,780 | €13,708 | ▼ 7.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €55,751 | €70,187 | €80,047 | €87,767 | €111,200 | ▲ 26.7% |
| Fixed assets21/28 | - | €7,364 | €9,468 | €2,893 | €11,003 | ▲ 280% |
| Tangible fixed assets22/27 | - | €7,364 | €9,468 | €2,893 | €11,003 | ▲ 280% |
| Furniture and vehicles24 | - | €7,364 | €9,468 | €2,893 | €11,003 | ▲ 280% |
| Current assets29/58 | €55,751 | €62,823 | €70,579 | €84,874 | €100,196 | ▲ 18.1% |
| Amounts receivable within one year40/41 | €14,301 | €58,937 | €64,775 | €68,544 | €64,634 | ▼ 5.7% |
| Trade receivables40 | - | €32,192 | €18,429 | €15,642 | €17,681 | ▲ 13.0% |
| Other amounts receivable41 | - | €26,745 | €46,345 | €52,902 | €46,952 | ▼ 11.2% |
| Cash at bank and in hand54/58 | €41,450 | €3,886 | €5,804 | €16,329 | €35,563 | ▲ 118% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €55,751 | €70,187 | €80,047 | €87,767 | €111,200 | ▲ 26.7% |
| Equity10/15 | €41,392 | €42,572 | €42,826 | €57,606 | €71,314 | ▲ 23.8% |
| Contributions10/11 | - | €17,200 | €17,200 | €17,200 | €17,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €22,332 | €23,512 | €23,766 | €38,546 | €52,254 | ▲ 35.6% |
| Amounts payable17/49 | €14,358 | €27,615 | €37,221 | €30,161 | €39,886 | ▲ 32.2% |
| Amounts payable after more than one year17 | - | - | €16,691 | - | - | - |
| Financial debts170/4 | - | - | €16,691 | - | - | - |
| Amounts payable within one year42/48 | €14,358 | €27,615 | €20,530 | €30,161 | €39,886 | ▲ 32.2% |
| Current portion of amounts payable after more than one year42 | - | - | - | €7,592 | - | - |
| Trade debts44 | €12,169 | €24,971 | €18,038 | €16,092 | €33,759 | ▲ 110% |
| Suppliers440/4 | - | €19,700 | €14,438 | €2,669 | €30,566 | ▲ 1,045% |
| Bills of exchange payable441 | - | €5,271 | €3,599 | €13,423 | €3,193 | ▼ 76.2% |
| Taxes, remuneration and social security45 | - | €2,645 | €2,492 | €6,477 | €6,127 | ▼ 5.4% |
| Taxes450/3 | - | €2,645 | €2,492 | €6,477 | €6,127 | ▼ 5.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,646 | €1,180 | €254 | €14,780 | €13,708 | ▼ 7.3% |
| + Depreciation and write-downs630 | €4,299 | €3,681 | €6,574 | €6,575 | €8,394 | ▲ 27.7% |
| Operating cash flow (approximation) | €11,945 | €4,861 | €6,828 | €21,355 | €22,102 | ▲ 3.5% |
| Investment in fixed assets (approximation) | - | - | -€8,678 | €0 | -€16,504 | - |
| Change in cash | - | -€37,564 | €1,918 | €10,525 | €19,233 | ▲ 82.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 109 days late
2025
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
Financial
Highest result since 2019net €14,780 ▲5,717%
Operating result €19,004, net result €14,780, both a record.
14-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 44 days late
2023
31-08
Financial
Weakest financial yearnet €254 ▼78.5%
Net result drops to €254, the lowest in the series; recovery starts the following year.
13-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-03
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
27-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2018
Ground area
107 m²
Building footprint
69 m²
Volume, LiDAR
797 m³
Parcel 21815D0036/00R007, Brussels · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
BROMAR
since 20182.276.726.392
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0036/00R007 | Brussels | 107 m² | 1 · 69 m² | 14.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. 13,232 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-05-2018
Fiscal year end31-08
Activities, NACEBEL 2025
41001General construction of residential buildings
81220Other building cleaning and industrial cleaning
Scores and ratios are computed by Checked and are not a credit decision.