Summary
BROKER + is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €580,750 and a net result of €76,476. Equity is growing by ~31.5% per year across the filed fiscal years. Its solvency ranks better than 49% of 2463 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
57 d late
2023
55 d late
2022
29 d late
2021
29 d late
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€580,750▲ 11.2%
2024 · €522,274
Net result
€76,476▼ 5.8%
2024 · €81,158
Total assets
€1.2m▲ 28.7%
2024 · €915,206
Solvency
49.3%▼ 7.8pp
2024 · 57.1%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€189,645▲ 213%€124,089▼ 34.6%€102,797▼ 17.2%€52,094▼ 49.3%€62,361▲ 19.7%
Net result€127,925above the sector's middle half▲ 195%€123,670above the sector's middle half▼ 3.3%€120,678above the sector's middle half▼ 2.4%€81,158above the sector's middle half▼ 32.7%€76,476within the sector's middle half▼ 5.8%
Equity€196,768within the sector's middle half▲ 186%€320,438above the sector's middle half▲ 62.9%€441,116above the sector's middle half▲ 37.7%€522,274above the sector's middle half▲ 18.4%€580,750above the sector's middle half▲ 11.2%
Total assets€549,828within the sector's middle half▲ 409%€805,625above the sector's middle half▲ 46.5%€837,205above the sector's middle half▲ 3.9%€915,206above the sector's middle half▲ 9.3%€1.2mabove the sector's middle half▲ 28.7%
Debt€353,060▲ 801%€409,837▲ 16.1%€312,897▼ 23.7%€281,743▼ 10.0%€460,848▲ 63.6%
Working capital€20,149within the sector's middle half▼ 69.2%€223,732above the sector's middle half▲ 1,010%€312,704above the sector's middle half▲ 39.8%€424,744above the sector's middle half▲ 35.8%€391,617above the sector's middle half▼ 7.8%
Solvency35.8%within the sector's middle half▼ 27.9pp39.8%within the sector's middle half▲ 4.0pp52.7%within the sector's middle half▲ 12.9pp57.1%within the sector's middle half▲ 4.4pp49.3%within the sector's middle half▼ 7.8pp
Current ratio1.15within the sector's middle half▼ 2.002.31within the sector's middle half▲ 1.164.20above the sector's middle half▲ 1.895.68above the sector's middle half▲ 1.486.70above the sector's middle half▲ 1.02
Return on assets (ROA)23.3%above the sector's middle half▼ 16.8pp15.4%within the sector's middle half▼ 7.9pp14.4%within the sector's middle half▼ 0.9pp8.9%within the sector's middle half▼ 5.5pp6.5%within the sector's middle half▼ 2.4pp
Staff (FTE)0.6
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 20% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets
€717,397 ▲ 79.5%
Current assets
€460,279 ▼ 10.7%
Equity and liabilities €1.2m
Equity
€580,750 ▲ 11.2%
Provisions
€136,078 ▲ 22.4%
Debt
€460,848 ▲ 63.6%
Debt's share of the balance-sheet total rises from 30.8% to 39.1%. Equity and debt are higher.
Key figures and ratios
ROE
13.2%▼
2024 · 15.5%
Debt ≤ 1 year
€68,662▼
2024 · €90,757
Debt > 1 year
€392,186▲
2024 · €190,986
Income taxes
€23,484▲
2024 · €23,277
Staff costs
€6,739
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €50,000 | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | €6,739 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,723 | €24,109 | €30,109 | €30,241 | €34,932 | ▲ 15.5% |
| Other operating charges640/8 | €4,817 | €3,288 | €4,227 | €4,879 | €4,629 | ▼ 5.1% |
| Non-recurring operating charges66A | - | €75,350 | €7,842 | €27,996 | €24,889 | ▼ 11.1% |
| Gross operating margin9900 | €207,185 | €226,836 | €144,975 | €115,210 | €133,550 | ▲ 15.9% |
| Operating profit (loss)9901 | €189,645 | €124,089 | €102,797 | €52,094 | €62,361 | ▲ 19.7% |
| Financial income75/76B | - | €47,500 | €54,774 | €55,562 | €43,990 | ▼ 20.8% |
| Recurring financial income75 | - | €47,500 | €54,774 | €55,562 | €43,990 | ▼ 20.8% |
| Financial charges65/66B | €1,720 | €4,006 | €3,759 | €3,221 | €6,391 | ▲ 98.4% |
| Recurring financial charges65 | €1,720 | €4,006 | €3,759 | €3,221 | €6,391 | ▲ 98.4% |
| Profit (loss) for the period before taxes9903 | €187,925 | €167,583 | €153,812 | €104,435 | €99,960 | ▼ 4.3% |
| Income taxes67/77 | €60,000 | €43,913 | €33,134 | €23,277 | €23,484 | ▲ 0.9% |
| Profit (loss) for the period9904 | €127,925 | €123,670 | €120,678 | €81,158 | €76,476 | ▼ 5.8% |
| Profit (loss) for the period to be appropriated9905 | €127,925 | €123,670 | €120,678 | €81,158 | €76,476 | ▼ 5.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €549,828 | €805,625 | €837,205 | €915,206 | €1.2m | ▲ 28.7% |
| Fixed assets21/28 | €393,618 | €410,990 | €426,700 | €399,705 | €717,397 | ▲ 79.5% |
| Tangible fixed assets22/27 | €216,075 | €233,447 | €249,157 | €222,162 | €539,702 | ▲ 143% |
| Land and buildings22 | €140,399 | €173,121 | €200,502 | €189,469 | €523,927 | ▲ 177% |
| Plant, machinery and equipment23 | - | - | €8,175 | €8,407 | €7,403 | ▼ 11.9% |
| Furniture and vehicles24 | €75,676 | €60,326 | €40,480 | €24,286 | €8,372 | ▼ 65.5% |
| Financial fixed assets28 | €177,543 | €177,543 | €177,543 | €177,543 | €177,695 | ▲ 0.1% |
| Current assets29/58 | €156,210 | €394,635 | €410,505 | €515,501 | €460,279 | ▼ 10.7% |
| Amounts receivable within one year40/41 | €15,434 | €48,495 | €20,000 | €20,846 | €40,845 | ▲ 95.9% |
| Trade receivables40 | €15,434 | - | - | - | - | - |
| Other amounts receivable41 | - | €48,495 | €20,000 | €20,846 | €40,845 | ▲ 95.9% |
| Cash at bank and in hand54/58 | €140,144 | €325,833 | €375,160 | €473,916 | €385,940 | ▼ 18.6% |
| Deferred charges and accrued income490/1 | €632 | €20,307 | €15,345 | €20,739 | €33,494 | ▲ 61.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €549,828 | €805,625 | €837,205 | €915,206 | €1.2m | ▲ 28.7% |
| Equity10/15 | €196,768 | €320,438 | €441,116 | €522,274 | €580,750 | ▲ 11.2% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €190,568 | €314,238 | €434,916 | €516,074 | €574,550 | ▲ 11.3% |
| Distributable reserves133 | €190,568 | €314,238 | €434,916 | €516,074 | €574,550 | ▲ 11.3% |
| Provisions and deferred taxes16 | - | €75,350 | €83,192 | €111,189 | €136,078 | ▲ 22.4% |
| Provisions for liabilities and charges160/5 | - | €75,350 | €83,192 | €111,189 | €136,078 | ▲ 22.4% |
| Other liabilities and charges164/5 | - | €75,350 | €83,192 | €111,189 | €136,078 | ▲ 22.4% |
| Amounts payable17/49 | €353,060 | €409,837 | €312,897 | €281,743 | €460,848 | ▲ 63.6% |
| Amounts payable after more than one year17 | €216,999 | €238,934 | €215,096 | €190,986 | €392,186 | ▲ 105% |
| Financial debts170/4 | €216,999 | €238,934 | €215,096 | €190,986 | €392,186 | ▲ 105% |
| Amounts payable within one year42/48 | €136,061 | €170,903 | €97,801 | €90,757 | €68,662 | ▼ 24.3% |
| Current portion of amounts payable after more than one year42 | €45,618 | €28,160 | €23,838 | €24,110 | €55,254 | ▲ 129% |
| Trade debts44 | €2,547 | €3,588 | €5,142 | €10,565 | €8,425 | ▼ 20.3% |
| Suppliers440/4 | €2,547 | €3,588 | €5,142 | €10,565 | €8,425 | ▼ 20.3% |
| Taxes, remuneration and social security45 | €37,500 | €69,655 | €33,100 | €56,082 | €4,983 | ▼ 91.1% |
| Taxes450/3 | €37,500 | €69,655 | €33,100 | €56,082 | €2,700 | ▼ 95.2% |
| Remuneration and social security454/9 | - | - | - | - | €2,283 | - |
| Other amounts payable47/48 | €50,396 | €69,500 | €35,721 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €127,925 | €123,670 | €120,678 | €81,158 | €76,476 | ▼ 5.8% |
| + Depreciation and write-downs630 | €12,723 | €24,109 | €30,109 | €30,241 | €34,932 | ▲ 15.5% |
| Operating cash flow (approximation) | €140,648 | €147,779 | €150,787 | €111,399 | €111,408 | = |
| Investment in fixed assets (approximation) | - | -€41,481 | -€45,819 | -€3,246 | -€352,624 | ▼ 10,763% |
| Change in cash | - | €185,689 | €49,327 | €98,756 | -€87,976 | ▼ 189% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
31-12
Financial
Equity above €500,000Eq €522,274 ▲18.4%
6 profitable years in a row build equity to €522,274.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 2.31
Current ratio from 1.15 to 2.31.
31-12
Financial
Equity above €200,000Eq €320,438 ▲62.9%
4 profitable years in a row build equity to €320,438.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Highest result since 2019net €127,925 ▲195%
Operating result €189,645, net result €127,925, both a record.
31-12
Financial
Equity above €150,000Eq €196,768 ▲186%
3 profitable years in a row build equity to €196,768.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2019
Ground area
154 m²
Building footprint
59 m²
Volume, LiDAR
621 m³
Parcel 92322G0154/00_000, Wallonia · tallest building 11.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BROKER +
since 20192.285.027.218
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92322G0154/00_000 | Wallonia | 154 m² | 1 · 59 m² | 11.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,673 companies in sector 66220 we hold annual accounts for 3,222. 2,517 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
Contact
Phone
081223386
E-mail
info@brokerplus.beNamur
E-invoicing
Not found in the Peppol register
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Register as of 28 September 2026 · Peppol Directory
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